Complaint Review: Alterra Home Loan - Internet
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- Author Not Confirmed
- Alterra Home Loan Internet USA
- Phone: 512-592-1766
- Web: www.alterrahomeloans.com
- Category: Mortgage Companies
Alterra Home Loan..jason madiedo, felix DeHerrera, miguel Navearez, mark tribuna stay away as a loan officer or net branch Las Vegas Nevada Las Vegas Nevad
*General Comment: Notice of Court Proceeding
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If you are looking at these clowns to either work as a loan officer for or as a net branch RUN. Run fast. This report is fact based and NOT sour grapes. I did my due diligence before going there and i should have listened to the "good ole boy" form Alabama when he said...don't trust those slick fast talkers in Vegas. He warned me what they would do and it eventually happened.
In a nutshell, once i built the companies biggest and most productive lucrative branch they went behind my back and tried to steal it from me. how they did this was contacting all of the loan officers that worked for me and offered them their own branches and profit and loss centers.. they even went as far as to show them false P&L's..
I was told they do this and sure enough they did. The sleazy owner likes to flaunt how much money he thinks he has but has absolutely NO knoweldge or understanding of the mortgage world or how it works. They also MARGIN the hell out of their rates before they give them to the branch. On FHA products they margin over 200bps and convention 150-175. I even have seen FHA margins as high as 275bps.. even when i showed them PROOF they denied it.
They are completely NOT RESPA compliant and will be visited by the CFPB shortly to answer questions on how they redisclose borrowers on change of circumstances and how they paid their LO's based on profitability...
The funniest thing is that the President (i fyou want to call him that) is now the president of NAHREP (look it up). they are a group that is out to help the "hispanic community". yet they charge these borrowers close to 550bps on FHA loans...how is this helping a bretheran? Oh and how is it someone who has shortsales and terrible credit can actually be voted as a president of this organization? does this organization have no moral compass? do they vet these candidates?
Run far and fast from them....
This report was posted on Ripoff Report on 06/24/2013 11:32 AM and is a permanent record located here: https://www.ripoffreport.com/reports/alterra-home-loan/internet/alterra-home-loanjason-madiedo-felix-deherrera-miguel-navearez-mark-tribuna-stay-awa-1061641. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 General Comment
Notice of Court Proceeding
AUTHOR: Mark M. Heinish, Esq. - ()
SUBMITTED: Monday, September 30, 2013
Please take notice that Venta Financial Group, Inc., has initiated legal proceedings and will seek to obtain the identity of the author of this report. Unless timely objection is received, on or about October 28, 2013, a subpoena will be issued to Xcentric Ventures, LLC, for all author information for the author of Report #1061641. The legal proceeding is in the Circuit Court of the Fifteenth Judicial Circuit in and for Palm Beach County, Florida, Case No. 502013CA012373XXXXMB(AO). Timely objection to the disclosure of author information must be filed with the Clerk of Court, 205 North Dixie Highway, West Palm Beach, Florida 33401, and must be served upon Mark M. Heinish, Esq., Shendell & Pollock, P.L., 2700 N. Military Trail, Suite 150, Boca Raton, Florida 33431. A copy of any objection should also be served upon Adam S. Chotiner, Esq., Shapiro, Blasi, Wasserman & Gora, P.A., 7777 Glades Road, Suite 400, Boca Raton, Florida 33434. PLEASE GOVERN YOURSELVES ACCORDINGLY.
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