Complaint Review: ALW Sourcing LLC - Horsham Pennsylvania
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- Author Confirmed
- ALW Sourcing LLC 507 Prudential Road Horsham, Pennsylvania U.S.A.
- Phone:
- Web:
- Category: Collection Agency's
ALW Sourcing LLC Ran credit inquiries against me without permission Horsham Pennsylvania
*Consumer Suggestion: Keep after the Reporting Agency
*Consumer Suggestion: Advice
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I too have had the experience of dealing with ALW Sourcing. I asked them to verify who they were and why they were contacting me and they could not do it. (Kept refering me to a website, which we all know can be a pharming/phising scam - -fradulent.)
After reading on here that NCO and ALW are the same company (which the ALW rep told me they purchased my account from NCO), I contacted TransUnion regarding the 'individual' inquiries these 2 companies made against me. TransUnion was no help. They said to dispute these inquiries, the only thing I could do was contact these 2 companies (which did not provide phone numbers!) and have them submit a letter to TransUnion authorizing the inquiry removal. Umm, excuse me? . . . in my credit report it says *I* authorized them . . .yet *I* do not have the authority to remove/dispute them? Something fishy is going on.
Like the other people mention, I too have a very good credit score I have worked my butt off to maintain. I am scared that this company will keep forcing inquires against me if I don't "pay what is owed". (Scare tatic). Anyone else been able to beat them?
M
Orange County, California
U.S.A.
This report was posted on Ripoff Report on 02/05/2008 04:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/alw-sourcing-llc/horsham-pennsylvania-19044/alw-sourcing-llc-ran-credit-inquiries-against-me-without-permission-horsham-pennsylvania-306461. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Suggestion
Keep after the Reporting Agency
AUTHOR: Zombie Debt Slayer - (U.S.A.)
SUBMITTED: Sunday, April 13, 2008
Just keep demanding that the reporting agency provide you with copies of inquiries where YOU authorized such.
They won't be able to and fairly soon, the HI will disappear - along with any acknowledgement by the reporting agency that it ever appeared on your report.
So - for future action, be sure to have copies of reports showing that the ILLEGAL HI's did infact occur.
#1 Consumer Suggestion
Advice
AUTHOR: Tim - (U.S.A.)
SUBMITTED: Tuesday, February 05, 2008
If they are trying to collect on a valid debt, they are permitted to run periodic inquiries. I'm not sure if it should be showing up as an inquiry that you authorized, however.
If they are not trying to collect on a vaild debt and, given the history of NCO, they probably aren't, then they are violating the FDCPA and the FCRA by performing inquiries into your credit.
You can try sending them a letter stating that you do not owe any such debt and demanding that they stop performing such inquiries. I doubt that they would be required to comply with such a letter, but it could work. Otherwise, the only other option I can think of is a lawsuit. There are a few laws implicated here, and successful lawsuits under any of them provide for actual damages and attorney's fees.
Best of luck!
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