Report: #1423848

Complaint Review: American Credit Debt Solutions, Inc. - Union City New Jersey

  • Submitted:
  • Updated:
  • Reported By: John — NJ GUTTENBERG United States
  • American Credit Debt Solutions, Inc. 4209 PARK AVENUE, APT 7 Union City, New Jersey United States

American Credit Debt Solutions, Inc. Ray Azcui, Raymon L. Azcui, Raymon Lazaro Azcui Laura Fallick, Laura Godbold Scam never deliver service and promise 100% refund which they never send. They Keep wasting time with lies and excuses like sick, in the hospital, computer crashed. They change business names and steal people money. They are criminals with bankruptcy and criminal records. They have fake address in 5th Ave, New York, NY. Union City New Jersey

*REBUTTAL Owner of company: Ray Azcui/ Laura Fallick aka. Goldberg

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I signed up for a credit service with American Credit Debt Solutions Inc after I saw their ad on Craigslist. I paid them total of $2500. After 2 months of horrific experience with the people running that scam business I discovered that they have been scamming people for years and they have criminal records and bankruptcies records. They keep lying and they never deliver any service. When I asked them for a refund they promised to send it then after 5 weeks I received nothing. Laura Fallick (AKA Laura Godbold) and Raymon L Azcui keep giving excuses like they have really bad cold and they are in the hospital and their computer crashed and other bold lie excuses and never deliver the service or send back the refund (even though they give you 100% money back guarantee letter signed by allegedly CEO Ray Azcui). My first contact with Laura was on 5/30/2017. I had multiple unauthorized transaction with my bank of America and PayPal.  I believe I am a victim of identity theft.


When I did a full research about them I found out that they have been doing that and scamming people for years. It seems every 2-3 years they come up with a new business name and open a new business bank account and then scam people out of their money and when they reach the apex point they file for bankruptcy. Old businesses I found those scammers have used to scam and steal money from people are:

-        Spectrum Funding Solutions. Ripoff Report #: 1248846 dated: 8/16/2015.

-        American Eagle Credit Solutions. Complaints Board Report # 475556 dated 7/8/2011.

-        Ray Azcui Loan Officer. Ripoff Report #: 579181 dated 3/7/2010.

-        American Credit Debt Solutions. Ripoff Report #: 1257727 dated 9/28/2015. And Ripoff Report #: 1395025 dated 8/23/2017.

Those are criminals who change businesses every 2-3 years, steal people’s money and then file for bankruptcy. They need to be stopped and thrown in jail forever. Otherwise they will keep harming people and stealing their hard earned money by abusing the US laws.


Fraudulent Business Info and scammer address:

Virtual Address: 350 Fifth Ave 59th Floor, New York, NY 10118.

Registered Address in NJ:

American Credit Debt Solutions, Inc

Entity ID 0450048533

Original Filing Date: 2/1/2016




Address Status: DELIVERABLE

Main Business Address: 6809 BERGENLINE AVENUE, GUTTENBERG, NJ, 07093


Following are the most recently reported officers/directors (corporations),

managers/members/managing members (LLCs), general partners (LPs), trustees/officers


Title: OTHER


Address: 4209 PARK AVENUE, APT 7, UNION CITY, NJ, 07087


Website www.wefundufast.com (this website doesn’t work)

Email wefundufast@gmail.com

Phone Number: 1 973 454 1160

Bank name: M&T Bank

Bank Address: 7533 Bergenline Ave, North Bergen NJ 07047

Account #: ******5249

Routing #: *****0046

Type of Account: Business Checking Account




This report was posted on Ripoff Report on 01/18/2018 12:49 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-credit-debt-solutions-inc/union-city-new-jersey-07087/american-credit-debt-solutions-inc-ray-azcui-raymon-l-azcui-raymon-lazaro-azcuilaur-1423848. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 REBUTTAL Owner of company

Ray Azcui/ Laura Fallick aka. Goldberg

AUTHOR: Mohan - (United States)

POSTED: Tuesday, July 10, 2018

Fraud scammers beware. cpn funding loans take your money and no funding only excuses. Bad bad people

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