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Report: #405637

Complaint Review: American Fair Credit Association - AFCA - Denver Colorado

  • Submitted:
  • Updated:
  • Reported By: Pacheco California
  • Author Confirmed What's this?
  • Why?
  • American Fair Credit Association - AFCA 2000 South Colorado Blvd. 33300 Denver, Colorado U.S.A.

American Fair Credit Association - AFCA has been taking a $5.00 monthly fee out from my checking account since 1998 Denver Colorado

*Consumer Comment: You can't be serious

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I saw a flyer for AFCA back in 1998 and I called it. I went to their office in Richmond, CA to get help with getting a credit card, since my credit was not very good. They told me that in order to get the credit card, I had to become a member and pay a $5.00 monthly fee for one year, and that they would report my good payment history to all 3 credit bureaus monthly, which would improve my credit.

After I no longer had the credit card about one year later I believe, they still kept charging me the $5.00 fee and still do now. I tried to have my bank stop them from doing this, but they told me that only AFCA can cancel this preauthorized monthly fee withdrawl. It's been about 10 years now, which means they have taken about $1000.00 out of my checking account, with no services in return! How do I get my money back?

Helen
Pacheco, California
U.S.A.

This report was posted on Ripoff Report on 12/29/2008 12:13 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-fair-credit-association-afca/denver-colorado-80222/american-fair-credit-association-afca-has-been-taking-a-500-monthly-fee-out-from-my-ch-405637. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

You can't be serious

AUTHOR: Prissy - (U.S.A.)

POSTED: Monday, December 29, 2008

You have allowed this to go on for over 10 years and done NOTHING about it ??? That is unbelievable !!!! It's no one's fault but YOURS !!!! The very least you could have done was to close your account and open a new one. Geeezzzz. What have you been waiting on ???? There's no way to get your money back now. Get up off your lazy duff and do something about it YOURSELF !!!! Geeezzzz.

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