American Medical Life Ins Co NCE / Cinergy deceptive, lied, stole money, 8 months passed before i was notified by them, tried to blame me for pre-existing condition Frederick, Maryland

I was paying high costs for insurance with Cinergy. After 8 months they sent me letter to let me know they "felt" my condition was a pre-existing. I know now they are not licensed in Florida and making cracks about a pre-existing condition is a good way to get out of paying a claim.

CT & Pelvis scan is not something every one looks forward to or having Iodine injected into veins is not a favorite of mine. However, if they are accusing me of having a  pelvis and a vigina they are right after all! I have both! I am a 64 year old woman that had a part time job and this bunch of scamers were offering me insurance w/o any medical exam. I had no previous condition other than being female and paying them $241.00 per month to cover my "female" issue.

When I took out this insurance I guess it sounded to good to be true, DUH!  I guess it was. I paid them and now have to go to the imaging hospital and pay them too.  This company has rocked my confidence any insurance company, I truly had no idea they were scammers. Be advised, they are crooks, thieves and liers. Save your money and pay for your own medical needs, you will have to pay twice if you don't. Once for your premiums and again to pay the doctor / hospital.