AMERICAN MODERN HOME INSURANCE ripoff INSURED MY MOTORCYCLE FOR $4373.74 AND ONLY PAID 2745.18 ON PAYOFF. BECAUSE THE INSURANCE ADJUSTER PUT A BIT FOR SALVAGE FOR 1350.00 WITHOUT GIVING ME THE OPTION TO BID ON IT MY SELF. CINCINNATI, OHIO

American modern home ins co has an adjuster that totaled my motorcycle, and put a bid of salvage on it when he wrote his report.

From the first time he saw it it "he said " you know they will total it, and it's a shame, because it can be fix. It has 802 miles on it, one scatch on front fender and a small one on back, and scratch on handle bars that don't show. He said when he came to look at it that it would be a good salvage bike.

So they toal it for $4200.00 and and the ins co said since they had a salvage bid of $1350.00 all they would pay was $2745.18;

Now everything has already been done without talking to me! I should have first bid on the bike. I told everybody here at district court that he would get my motorcycle if he could, and he has.

I think this claim adjuster and or ins co should be reported!

I KNEW THAT THE INSURANCE ADJUSTER WANTED BY BIKE FOR THE TIME HE SAW IT. IT IS A 2004 HONDA SHODOW W/ 803 MILES ON IT. SOME OF THE THING REALLY DIDN'T HAVE TO BE REPAIRED. THE ADJUSTER'S NUMBER 502-741-2902

I think he is buying vehicles and or motorcycle and saling them, he should not be in this job!!

I have already lost $2000.00 on the down payment and still have to make payment on it, while he has the motorcycle for $1350.00!

How many more people has this happen to from the same adjuster and / or insurance co?

Jeri
LEXINGTON, Kentucky
U.S.A.