American Reading Club SCAM Cumming Georgia

I was so stupid. They convince me to buy their magazines. Somehow though they knew a lot of my information. I was never told about their cancellation policy or that i couldn't change my subscription. When Ive tried to call i could never get threw. I wanted to cancel but they told me i couldn't i never received a welcome package so i never had that 3 day period to cancel that they said i did. So i told them if i could change subscription to less years they told me i couldn't. I don't have enough money to keep paying this people. How can a company have a no cancellation policy? I have a new baby and have lost my job. I'm getting unemployment money and i cant keep paying them. I don't know what to do. This month they took out 2 payments now my bank account is negative. Now i have to pay my bank for having a negative balance. I dont know what to do. This company should be shut down.

Cheeks31
Denver, Colorado
U.S.A.