Ameriplan USA is definitely a rip off half truths or straigt out lies Ameriplan should be called "Ameriscam" Plano Texas

....to what I have said. This is the last time I am going to even try to let you thick headed people (and I use the term "people" loosely, as I should say idiots), if you heard and understood what I had to say, you would not waste my time on this. So, once again, Jeff, (and for those of you who are just dense) here is what I and many others know. If I can help someone not to become another of those people then it is worth it to say this for the last time.

Ameriplan, is a business based on the start at the bottom and make others richer scheme. If you can con your friends, family and neighbors or anyone else who might be unfortunate enough to run into you, then add them to the list too. If you think that you are going to tell me about a certain person with whom I should or should not have a a problem with, then why must you speak for all the others who are above the representative? Why can't they speak for themselves or better yet, why hasn't anyone taken the time to ask, or find out, who the representative was that lied to me, instead of wasting all this time and energy with your "Stepford Wives" responses and tired excuses?I will just save you the time and answer this myself, Jeff, it is because you and your associates are just little people working you way up the "Stepford" ladder and you are (once again) trying to justify the means to what needs to end. I would like to see the "thousand and thousands of dollars" that Ameriplan has saved you. Why don't you all just prove that to me and I will be more than happy to show the world exactly what you have to offer.

As I mentioned before, I don't want any more excused, and I am not going to waste my time trying to get the money back I spent on Ameriplan. Of course you need to stop kidding yourself and others, by telling them that they do not need to buy the materials that this company offers, because, they won't accept any memberships unless they are written out on Ameriplan forms, and they expect you to put the literature the provide out, not a homemade brochure! Don't even lie and say that is not true.

I could go on, but you, Jeff, are an irritant, and you are also a minsinformed one, which makes you even more of a waste of my time.

This is the last time I am going to put this, so listen carefully. Ameriplan still considers me a RSD or a IBO, (which ever one you want to call it) because just as recently as a week ago I received another letter telling me that I won't be a member any longer if I don't respond. I don't know if they are stoned or stupid, but if somebody writes you, calls you and publicly expresses a negative opinion about you, then you should get the hint that they want nothing to do with you.

Last thing, listen when I tell you, I was not trying to start a business, so don't give me any of that s**t about not wanting to spend money to succeed. As of now I am an Independent Contractor, but I didn't get scammed into this. So stop wasting your time trying to tell me the same old stuff. Since you don't have anything new to offer in defense of Ameriplan, but your same old lame response, let it go, Jeff. Seriously, you just wasted more space than this company is worth, because if you thought about it you wouldn't have to be the, 6th? 7th? person, trying to justify the actions this company obviously condones. Now, I am hoping through whatever part of your brain works, this might just sink in. I know it is probable a long shot, but come on, if you can work with them, then you can certainy work with me.

Get a life. I've moved on and you should too, but don't think I won't warn anyone, who mentions becoming involved with Ameriplan. Because if I could just save one person from becoming a "Stepford" broker, then I've done my job. Besides that if everyone became one of you, who would rip off who first?

Last call, I'm done.

....to what I have said. This is the last time I am going to even try to let you thick headed people (and I use the term "people" loosely, as I should say idiots), if you heard and understood what I had to say, you would not waste my time on this. So, once again, Jeff, (and for those of you who are just dense) here is what I and many others know. If I can help someone not to become another of those people then it is worth it to say this for the last time.

Ameriplan, is a business based on the start at the bottom and make others richer scheme. If you can con your friends, family and neighbors or anyone else who might be unfortunate enough to run into you, then add them to the list too. If you think that you are going to tell me about a certain person with whom I should or should not have a a problem with, then why must you speak for all the others who are above the representative? Why can't they speak for themselves or better yet, why hasn't anyone taken the time to ask, or find out, who the representative was that lied to me, instead of wasting all this time and energy with your "Stepford Wives" responses and tired excuses?I will just save you the time and answer this myself, Jeff, it is because you and your associates are just little people working you way up the "Stepford" ladder and you are (once again) trying to justify the means to what needs to end. I would like to see the "thousand and thousands of dollars" that Ameriplan has saved you. Why don't you all just prove that to me and I will be more than happy to show the world exactly what you have to offer.

As I mentioned before, I don't want any more excused, and I am not going to waste my time trying to get the money back I spent on Ameriplan. Of course you need to stop kidding yourself and others, by telling them that they do not need to buy the materials that this company offers, because, they won't accept any memberships unless they are written out on Ameriplan forms, and they expect you to put the literature the provide out, not a homemade brochure! Don't even lie and say that is not true.

I could go on, but you, Jeff, are an irritant, and you are also a minsinformed one, which makes you even more of a waste of my time.

This is the last time I am going to put this, so listen carefully. Ameriplan still considers me a RSD or a IBO, (which ever one you want to call it) because just as recently as a week ago I received another letter telling me that I won't be a member any longer if I don't respond. I don't know if they are stoned or stupid, but if somebody writes you, calls you and publicly expresses a negative opinion about you, then you should get the hint that they want nothing to do with you.

Last thing, listen when I tell you, I was not trying to start a business, so don't give me any of that s**t about not wanting to spend money to succeed. As of now I am an Independent Contractor, but I didn't get scammed into this. So stop wasting your time trying to tell me the same old stuff. Since you don't have anything new to offer in defense of Ameriplan, but your same old lame response, let it go, Jeff. Seriously, you just wasted more space than this company is worth, because if you thought about it you wouldn't have to be the, 6th? 7th? person, trying to justify the actions this company obviously condones. Now, I am hoping through whatever part of your brain works, this might just sink in. I know it is probable a long shot, but come on, if you can work with them, then you can certainy work with me.

Get a life. I've moved on and you should too, but don't think I won't warn anyone, who mentions becoming involved with Ameriplan. Because if I could just save one person from becoming a "Stepford" broker, then I've done my job. Besides that if everyone became one of you, who would rip off who first?

Last call, I'm done.

....to what I have said. This is the last time I am going to even try to let you thick headed people (and I use the term "people" loosely, as I should say idiots), if you heard and understood what I had to say, you would not waste my time on this. So, once again, Jeff, (and for those of you who are just dense) here is what I and many others know. If I can help someone not to become another of those people then it is worth it to say this for the last time.

Ameriplan, is a business based on the start at the bottom and make others richer scheme. If you can con your friends, family and neighbors or anyone else who might be unfortunate enough to run into you, then add them to the list too. If you think that you are going to tell me about a certain person with whom I should or should not have a a problem with, then why must you speak for all the others who are above the representative? Why can't they speak for themselves or better yet, why hasn't anyone taken the time to ask, or find out, who the representative was that lied to me, instead of wasting all this time and energy with your "Stepford Wives" responses and tired excuses?I will just save you the time and answer this myself, Jeff, it is because you and your associates are just little people working you way up the "Stepford" ladder and you are (once again) trying to justify the means to what needs to end. I would like to see the "thousand and thousands of dollars" that Ameriplan has saved you. Why don't you all just prove that to me and I will be more than happy to show the world exactly what you have to offer.

As I mentioned before, I don't want any more excused, and I am not going to waste my time trying to get the money back I spent on Ameriplan. Of course you need to stop kidding yourself and others, by telling them that they do not need to buy the materials that this company offers, because, they won't accept any memberships unless they are written out on Ameriplan forms, and they expect you to put the literature the provide out, not a homemade brochure! Don't even lie and say that is not true.

I could go on, but you, Jeff, are an irritant, and you are also a minsinformed one, which makes you even more of a waste of my time.

This is the last time I am going to put this, so listen carefully. Ameriplan still considers me a RSD or a IBO, (which ever one you want to call it) because just as recently as a week ago I received another letter telling me that I won't be a member any longer if I don't respond. I don't know if they are stoned or stupid, but if somebody writes you, calls you and publicly expresses a negative opinion about you, then you should get the hint that they want nothing to do with you.

Last thing, listen when I tell you, I was not trying to start a business, so don't give me any of that s**t about not wanting to spend money to succeed. As of now I am an Independent Contractor, but I didn't get scammed into this. So stop wasting your time trying to tell me the same old stuff. Since you don't have anything new to offer in defense of Ameriplan, but your same old lame response, let it go, Jeff. Seriously, you just wasted more space than this company is worth, because if you thought about it you wouldn't have to be the, 6th? 7th? person, trying to justify the actions this company obviously condones. Now, I am hoping through whatever part of your brain works, this might just sink in. I know it is probable a long shot, but come on, if you can work with them, then you can certainy work with me.

Get a life. I've moved on and you should too, but don't think I won't warn anyone, who mentions becoming involved with Ameriplan. Because if I could just save one person from becoming a "Stepford" broker, then I've done my job. Besides that if everyone became one of you, who would rip off who first?

Last call, I'm done.

....to what I have said. This is the last time I am going to even try to let you thick headed people (and I use the term "people" loosely, as I should say idiots), if you heard and understood what I had to say, you would not waste my time on this. So, once again, Jeff, (and for those of you who are just dense) here is what I and many others know. If I can help someone not to become another of those people then it is worth it to say this for the last time.

Ameriplan, is a business based on the start at the bottom and make others richer scheme. If you can con your friends, family and neighbors or anyone else who might be unfortunate enough to run into you, then add them to the list too. If you think that you are going to tell me about a certain person with whom I should or should not have a a problem with, then why must you speak for all the others who are above the representative? Why can't they speak for themselves or better yet, why hasn't anyone taken the time to ask, or find out, who the representative was that lied to me, instead of wasting all this time and energy with your "Stepford Wives" responses and tired excuses?I will just save you the time and answer this myself, Jeff, it is because you and your associates are just little people working you way up the "Stepford" ladder and you are (once again) trying to justify the means to what needs to end. I would like to see the "thousand and thousands of dollars" that Ameriplan has saved you. Why don't you all just prove that to me and I will be more than happy to show the world exactly what you have to offer.

As I mentioned before, I don't want any more excused, and I am not going to waste my time trying to get the money back I spent on Ameriplan. Of course you need to stop kidding yourself and others, by telling them that they do not need to buy the materials that this company offers, because, they won't accept any memberships unless they are written out on Ameriplan forms, and they expect you to put the literature the provide out, not a homemade brochure! Don't even lie and say that is not true.

I could go on, but you, Jeff, are an irritant, and you are also a minsinformed one, which makes you even more of a waste of my time.

This is the last time I am going to put this, so listen carefully. Ameriplan still considers me a RSD or a IBO, (which ever one you want to call it) because just as recently as a week ago I received another letter telling me that I won't be a member any longer if I don't respond. I don't know if they are stoned or stupid, but if somebody writes you, calls you and publicly expresses a negative opinion about you, then you should get the hint that they want nothing to do with you.

Last thing, listen when I tell you, I was not trying to start a business, so don't give me any of that s**t about not wanting to spend money to succeed. As of now I am an Independent Contractor, but I didn't get scammed into this. So stop wasting your time trying to tell me the same old stuff. Since you don't have anything new to offer in defense of Ameriplan, but your same old lame response, let it go, Jeff. Seriously, you just wasted more space than this company is worth, because if you thought about it you wouldn't have to be the, 6th? 7th? person, trying to justify the actions this company obviously condones. Now, I am hoping through whatever part of your brain works, this might just sink in. I know it is probable a long shot, but come on, if you can work with them, then you can certainy work with me.

Get a life. I've moved on and you should too, but don't think I won't warn anyone, who mentions becoming involved with Ameriplan. Because if I could just save one person from becoming a "Stepford" broker, then I've done my job. Besides that if everyone became one of you, who would rip off who first?

Last call, I'm done.

Ella,
First, You blame the corporation for your dealings with an idividual. You need to direct your anger at the PERSON who recruited you. AmeriPlan attempts to control what is represented by individuals by having their staff review all advertisements, both print and online. Individuals who use misleading or false information are not tolerated by this company and have their contracts with Ameriplan terminated. If this person lied to you or mislead, why did you not report this to the Corporation for disciplinary action?

Second, if you want to own your OWN business, it will cost you money to operate it. In addition, you are not REQUIRED to buy any marketing materials from Ameriplan, you may create your own marketing materials, although you do have to submit them to the corporate office for approval, as Ameiplan would not want you to have any misleading information in them.

You complain because the company has spent the time and money to provide professionally designed websites and marketing materials. Again, the corporation does not force you to buy anything at all, but who would not want to be able to present the membership or business opportunity in a professional and credible manner?

Yes, I think you had bad experience, with YOUR SPONSOR, not with Ameriplan. In fact, no where in your report do you ever state that you talked to anyone in the corporate office. So, how do you blame a corporation for the action of ONE INDEPENDENT business owner? The corporation never lied to you, but the person who sponsored you did. So, it makes me wonder what your motives are for posting on this site. You seem to be lashing out at a legitimate business for the actions of one unscrupulous person, is that fair?

Finally, I have used the Ameriplan benefits extensively, and have several friends who have too, and between us have saved thousands and thousands of dollars. Doesn't sound like a rip-off to me. I have made money as an Independent Business Owner and I have never had to lie or decieve anyone about this business or the membership. In fact, I work to insure that anyone that I bring in as a partner knows about the costs and benefits of this program.

For example, the cost all of those materials that you complain about can be written off as a business expense on your taxes. What a concept, owning a home business reduces your tax burden. In fact, too many home business owners fail to take advantage of all their tax savings. Of course, you should always consult a tax professional in your state to assist you.

I would hope that after you read this, you will sit down and set aside your emotions for a few minutes. You need to direct your anger at the individual who deceived you, not at the corporation. I know a lot of the TRUE leaders in Ameriplan (I am talking National Vice Presidents and National Sales Directors) and I know for a fact that they work this business in a legal, moral, and ethical manner.

I am sorry to hear that you were lied to about this business opportunity, it really is a great way to become financially independent. I have done it through hard work and commitment to my members and my team. If you had really tried to cancel your membership, you would not still be an RSD. You only have to submit in writing to the corporate office a letter of cancellation.

.....if you have no morals. Those of you who continue to try to make the way this company does business, be it by there false promises to potentional IBO's or to the consumer who spends their hard earned money for a plan that isn't very good at all, you need to stop! You insinuate that those who didn't want any part of this scam were just lazy. Well, I will tell you now - do not insult my intelligence nor my ability to work hard. First of all, I was looking for a job when I was approached by the member who tried to lie me through the process of making her and many others rich. I was not looking to put money into anything, I didn't have much to spend. THAT IS WHY I WAS LOOKING FOR A JOB IN THE FIRST PLACE! Of course she lied and told me it would only cost me $35.00 and then I would be set up with everything I needed to get going. She didn't tell me that I would have to pay for the website they "established" for me, nor did she say I had to bother everyone I could possibly think of to become another scammer.

Plus all the costs of brochures, order forms, etc..... I ended up paying $95.00 because I was misinformed about alot of things. Using word play only works for so long, then I realized what a rip off this thing was. During that time I found a legitimate company to work for, and although I do alot of work, I don't spend 24/7 eating, drinking and sleeping (don't forget all the phone conferences) and thinking of ways to scam a person out of their hard earned money. It is almost like buying a used car from some sleazy salesman (no offense to all car salesman, just the sleazy ones) who shows you a car, knowing it is a piece of junk. He shows you all the good features it has.

Meanwhile, as he is pointing the good things out, he's making sure he conveniently forgets to tell you about it's flaws. The only difference is, there is a lemon law that proctects consumers who end up buying the car. Hopefully, one of these days, there will be a law to shut places like Ameriplan down. It's doubtful, since money talks, but who knows. So in closing, you can try to justify your actions with the same weak arguments that you all used (see what I mean about the "form/Stepford" responses} but as I stated in my original report - You are liars and thieves. Morals isn't a word you could define, much less have any of and YES, there are several plans out there that outdo Ameriplan by far. Not only are the less expensive, but they have much better coverage! I should know, because I happen to be using one of them. Stop lying to the public, and stop trying to justify your actions because no matter how much you try to make it sound like people who have issues with you are lazy and/or dumb, it is not going to work.

Quite frankly, anyone who had sense enough to get out, did a very smart thing. I guess for you, being pushy, irritating and deceiptful is hard to do everday, but don't get that mixed up with hard work. Because those of us who do work hard, don't appreciate the likes of you trying to put yourselves in the same catagory. When one of you has something intelligent to say, not the same old crap, then please, by all means, respond.

.....if you have no morals. Those of you who continue to try to make the way this company does business, be it by there false promises to potentional IBO's or to the consumer who spends their hard earned money for a plan that isn't very good at all, you need to stop! You insinuate that those who didn't want any part of this scam were just lazy. Well, I will tell you now - do not insult my intelligence nor my ability to work hard. First of all, I was looking for a job when I was approached by the member who tried to lie me through the process of making her and many others rich. I was not looking to put money into anything, I didn't have much to spend. THAT IS WHY I WAS LOOKING FOR A JOB IN THE FIRST PLACE! Of course she lied and told me it would only cost me $35.00 and then I would be set up with everything I needed to get going. She didn't tell me that I would have to pay for the website they "established" for me, nor did she say I had to bother everyone I could possibly think of to become another scammer.

Plus all the costs of brochures, order forms, etc..... I ended up paying $95.00 because I was misinformed about alot of things. Using word play only works for so long, then I realized what a rip off this thing was. During that time I found a legitimate company to work for, and although I do alot of work, I don't spend 24/7 eating, drinking and sleeping (don't forget all the phone conferences) and thinking of ways to scam a person out of their hard earned money. It is almost like buying a used car from some sleazy salesman (no offense to all car salesman, just the sleazy ones) who shows you a car, knowing it is a piece of junk. He shows you all the good features it has.

Meanwhile, as he is pointing the good things out, he's making sure he conveniently forgets to tell you about it's flaws. The only difference is, there is a lemon law that proctects consumers who end up buying the car. Hopefully, one of these days, there will be a law to shut places like Ameriplan down. It's doubtful, since money talks, but who knows. So in closing, you can try to justify your actions with the same weak arguments that you all used (see what I mean about the "form/Stepford" responses} but as I stated in my original report - You are liars and thieves. Morals isn't a word you could define, much less have any of and YES, there are several plans out there that outdo Ameriplan by far. Not only are the less expensive, but they have much better coverage! I should know, because I happen to be using one of them. Stop lying to the public, and stop trying to justify your actions because no matter how much you try to make it sound like people who have issues with you are lazy and/or dumb, it is not going to work.

Quite frankly, anyone who had sense enough to get out, did a very smart thing. I guess for you, being pushy, irritating and deceiptful is hard to do everday, but don't get that mixed up with hard work. Because those of us who do work hard, don't appreciate the likes of you trying to put yourselves in the same catagory. When one of you has something intelligent to say, not the same old crap, then please, by all means, respond.

.....if you have no morals. Those of you who continue to try to make the way this company does business, be it by there false promises to potentional IBO's or to the consumer who spends their hard earned money for a plan that isn't very good at all, you need to stop! You insinuate that those who didn't want any part of this scam were just lazy. Well, I will tell you now - do not insult my intelligence nor my ability to work hard. First of all, I was looking for a job when I was approached by the member who tried to lie me through the process of making her and many others rich. I was not looking to put money into anything, I didn't have much to spend. THAT IS WHY I WAS LOOKING FOR A JOB IN THE FIRST PLACE! Of course she lied and told me it would only cost me $35.00 and then I would be set up with everything I needed to get going. She didn't tell me that I would have to pay for the website they "established" for me, nor did she say I had to bother everyone I could possibly think of to become another scammer.

Plus all the costs of brochures, order forms, etc..... I ended up paying $95.00 because I was misinformed about alot of things. Using word play only works for so long, then I realized what a rip off this thing was. During that time I found a legitimate company to work for, and although I do alot of work, I don't spend 24/7 eating, drinking and sleeping (don't forget all the phone conferences) and thinking of ways to scam a person out of their hard earned money. It is almost like buying a used car from some sleazy salesman (no offense to all car salesman, just the sleazy ones) who shows you a car, knowing it is a piece of junk. He shows you all the good features it has.

Meanwhile, as he is pointing the good things out, he's making sure he conveniently forgets to tell you about it's flaws. The only difference is, there is a lemon law that proctects consumers who end up buying the car. Hopefully, one of these days, there will be a law to shut places like Ameriplan down. It's doubtful, since money talks, but who knows. So in closing, you can try to justify your actions with the same weak arguments that you all used (see what I mean about the "form/Stepford" responses} but as I stated in my original report - You are liars and thieves. Morals isn't a word you could define, much less have any of and YES, there are several plans out there that outdo Ameriplan by far. Not only are the less expensive, but they have much better coverage! I should know, because I happen to be using one of them. Stop lying to the public, and stop trying to justify your actions because no matter how much you try to make it sound like people who have issues with you are lazy and/or dumb, it is not going to work.

Quite frankly, anyone who had sense enough to get out, did a very smart thing. I guess for you, being pushy, irritating and deceiptful is hard to do everday, but don't get that mixed up with hard work. Because those of us who do work hard, don't appreciate the likes of you trying to put yourselves in the same catagory. When one of you has something intelligent to say, not the same old crap, then please, by all means, respond.

.....if you have no morals. Those of you who continue to try to make the way this company does business, be it by there false promises to potentional IBO's or to the consumer who spends their hard earned money for a plan that isn't very good at all, you need to stop! You insinuate that those who didn't want any part of this scam were just lazy. Well, I will tell you now - do not insult my intelligence nor my ability to work hard. First of all, I was looking for a job when I was approached by the member who tried to lie me through the process of making her and many others rich. I was not looking to put money into anything, I didn't have much to spend. THAT IS WHY I WAS LOOKING FOR A JOB IN THE FIRST PLACE! Of course she lied and told me it would only cost me $35.00 and then I would be set up with everything I needed to get going. She didn't tell me that I would have to pay for the website they "established" for me, nor did she say I had to bother everyone I could possibly think of to become another scammer.

Plus all the costs of brochures, order forms, etc..... I ended up paying $95.00 because I was misinformed about alot of things. Using word play only works for so long, then I realized what a rip off this thing was. During that time I found a legitimate company to work for, and although I do alot of work, I don't spend 24/7 eating, drinking and sleeping (don't forget all the phone conferences) and thinking of ways to scam a person out of their hard earned money. It is almost like buying a used car from some sleazy salesman (no offense to all car salesman, just the sleazy ones) who shows you a car, knowing it is a piece of junk. He shows you all the good features it has.

Meanwhile, as he is pointing the good things out, he's making sure he conveniently forgets to tell you about it's flaws. The only difference is, there is a lemon law that proctects consumers who end up buying the car. Hopefully, one of these days, there will be a law to shut places like Ameriplan down. It's doubtful, since money talks, but who knows. So in closing, you can try to justify your actions with the same weak arguments that you all used (see what I mean about the "form/Stepford" responses} but as I stated in my original report - You are liars and thieves. Morals isn't a word you could define, much less have any of and YES, there are several plans out there that outdo Ameriplan by far. Not only are the less expensive, but they have much better coverage! I should know, because I happen to be using one of them. Stop lying to the public, and stop trying to justify your actions because no matter how much you try to make it sound like people who have issues with you are lazy and/or dumb, it is not going to work.

Quite frankly, anyone who had sense enough to get out, did a very smart thing. I guess for you, being pushy, irritating and deceiptful is hard to do everday, but don't get that mixed up with hard work. Because those of us who do work hard, don't appreciate the likes of you trying to put yourselves in the same catagory. When one of you has something intelligent to say, not the same old crap, then please, by all means, respond.

To Juliet,

I am a soon to be NSD and I use the Benefits not only for myself but for my entire household. I personally went through cancer treatment at a time that I was holding a part time job, so I had no insurance. I now have a "pre-existing condition" that insurance won't touch.

I still have to do follow up appointments and so on and the Medical Benefits card has saved me a lot of money. (over the past 2 years...about $4000.) The card has paid for itself many times over and will continue to do so. I also wear contacts and glasses and now Ameriplan has brought in Lasik surgery. The vision benefits are awsome and I am seriously considering having this surgery done.

My mother has needed some medical attention recently and so far since September of 2006 we have saved over $1000 on her medical and about 300 on her prescriptions. Not bad if you ask me. And.....many of my members are elderly people who carry just the Dental plan in order to get the Vision Benefits.

Evidently, Medicare does not cover vision very well. I have Veterans that use the card because the Dental in not covered very well by the VA. I have Navy people who carry the card (even though they get dental through the Navy)but they do not trust the Navy Dentists. So there are many reasons why people want this card and so many that are totally happy with the discounts they receive. The product speaks for itself.

Back to my mother.....her doctor's office offers 30% discounts to those who do not have insurance. We get a 40% discount with the Ameriplan. Don't knock it until you've tried it.

One NSD who is not my direct upline but I attend her conference calls has had to have many surgeries and many prescriptions on a "pre-existing condition" and she would not have been able to do this without Ameriplan.

Many who are Independent Business Owners ("higher-ups or not)use the plan. In fact many started on the plan and decided to make it their business. I would suggest, that you try the plan if you have any doubts about it. It's the easiest way to prove the product. It is highly recommended that any new IBO use the plan asap in order to see what it does. Even if you do not have doctors or dentists in your immediate area the Vision and Rx are very accessable. Who doesn't have a Walmart close by? Pearl Vision? Sears? Kmart? Walgreens, Longs, Rite Aide, Eckerds, Farm Fresh, Albertsons, Raleys, and more? And why would these establishment offer our discounts if it wasn't a real thing?

Ameriplan is the leader in the Health Benefits Industry. You won't find another Benefits program that will give you the deep discounts that this one does. If you know of one.....please let me know. The Ameriplan is the founder of the Health Benefits Industry. This is a fact and you can't top that!

This is a great business to enter into if you want to work and you don't expect a free handout. Even if I had had a "job" I would not have been able to get the medical care that I have gotten for myself or my family. I am truly grateful that I started this business 2 years ago...it has been a blessing for me and my family. But it took work and discipline. It is real.

I would really to love know how many of the "higher ups" at Ameriplan USE Ameriplan. Why do I suspect there aren't a lot...

I would really to love know how many of the "higher ups" at Ameriplan USE Ameriplan. Why do I suspect there aren't a lot...

I would really to love know how many of the "higher ups" at Ameriplan USE Ameriplan. Why do I suspect there aren't a lot...

I could not believe what I was reading in this report - so many untruths!!!!

First off, I'm not writing this to argue with you like the first rebuttal - that won't resolve anything. I'm writing because there has got to be a solution to your problems - I don't know ANYONE who has been through what you have been through. I was totally flabbergasted and shocked when reading this! Please accept my opinions and advice for whatever they're worth:

Secondly, I agree with the first rebuttal on one thing: why, pray tell, would you put so much money into something when you don't have to? When starting a business, you never invest a LOT like that - true, you have to spend money to make money sometimes, but not $4,900!!!! And on things that ARE provided to you at no cost!!!!

Autoresponders - I have TWO of them - one provided by AmeriPlan (IBO Support website, one provided by my own team.

Leads - Maybe you just got enrolled with the wrong team. True, AmeriPlan themselves do not provide the leads, but my team provides 7 packages of 125 leads each, PLUS numerous websites where to go for more FREE leads! If an IBO wants to purchase leads, they have resources on where to go for the cheapest, most effective ones. I have tried both the free and purchased leads and have had RESULTS on both!

My team also provides TONS of free training, tells us where to go for MORE training if we want it, and also provides step-by-step instructions on what to do, where to do it, how to do it and when to do it! They also provide sample fliers, sample ads (in addition to what AmeriPlan sends with your Broker's kit!), sample emails, sample scripts, where to go for free business cards, tons of resources, like a list of 453 websites where you can advertise for free!

Help - Assistance? We are provided phone numbers of everyone in our upline - all the way up to NVP! We can call any of them for help - and they help us! They actually tell us HOW they did things to get where they are - at the top!

Does your team have a training site?? Ours does - and it has tons of information, instructions, samples, and resources for us to use.

I'm not arguing that you are wrong in what you are saying, I just think you got "hooked up" with the wrong team - obviously, they are not supportive of you - nor do they care! OR your enroller didn't properly train you!

If I was in your position, I would research how to change - or transfer - to another team! I signed up this past November - on Thanksgiving, in fact and I'm only an IBO (I got a slow start with the holidays!), but I can certainly vouch that the only money I have spent is on a few ads and once I wanted to try the purchased leads to see if there was much of a difference. Other than this, I have used free leads and free ads and will be making RSD this month - and I plan on moving farther up the line.

Suggestion - call IBO Support (you can find the number in the IBO Support website) and see if you can't transfer to another team. I would be more than happy to help you in any way I can - my email is CEMA102@comcast.net. They will not allow phone numbers on here, so I hope they will allow the email address. If they do, once you email me, I will give you a better email address for me.

As for the broker's fees, what may not have been explained to you is that the fees were $35, but right after you signed up, they went up to $50 because they had added on so many additional benefits for us, like the Accidental Death & Dismemberment. But, at the same time, they ALSO raised our residual income for IBO's as well - maybe no one explained this to you. Again, a team communication problem!

In my opinion, on my team anyway, I feel that the $50 is well worth the information and resources we are provided.

Like I mentioned above, I am not saying you are wrong in what you are going through (although, I AM saying you are wrong in spending so much money!), but there has got to be a better way!

If you call IBO Support and they aren't too helpful as far as the "teams" (they may or may not be involved in the team structure policy), please contact me - I would be more than happy to talk to my NVP for you and see if we can't get you better "working conditions" - maybe even get you on our team without any additional expense to you.

Ameriplan is just like any home business or any business period. If you dont work it it will not succeed. If you were to start a retail business there is no one there to help you and tell you that you need to go to work today. Or that you need to go make sales today or that you need to advertise your business. No one becomes rich over night. Those who are complaining have no work ethic and don't take pride in what they do. Stop looking for th quick fix and you might succeed not only in business but in life as well.

I have been with Ameriplan for a short time and in that time i have grown my business quickly and helped alot of people along the way. If you spent as much time as you do complaining and having negative thoughts and put them towards something more positive what could you have had. I am personally offering anyone who is willing to talk to me about their situation to contact me. Start to believe in yourslef and what you can accomplish and things will change in your life.

You all probably have different full time jobs. Think about how those companies started out and if the person who started would be acting like you or acting like this is my opportunity and it is going to take some drive, some effort, some time and MONEY to succeed.

In closing: Ameriplan has helped change my life and many others. Stop pointing the finger at others and start taking a look at yourselves.

P.S. feel free to contact me if you would like.
(((ROR REDACTED LINK FOR SECURITY PURPOSES)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Ameriplan is just like any home business or any business period. If you dont work it it will not succeed. If you were to start a retail business there is no one there to help you and tell you that you need to go to work today. Or that you need to go make sales today or that you need to advertise your business. No one becomes rich over night. Those who are complaining have no work ethic and don't take pride in what they do. Stop looking for th quick fix and you might succeed not only in business but in life as well.

I have been with Ameriplan for a short time and in that time i have grown my business quickly and helped alot of people along the way. If you spent as much time as you do complaining and having negative thoughts and put them towards something more positive what could you have had. I am personally offering anyone who is willing to talk to me about their situation to contact me. Start to believe in yourslef and what you can accomplish and things will change in your life.

You all probably have different full time jobs. Think about how those companies started out and if the person who started would be acting like you or acting like this is my opportunity and it is going to take some drive, some effort, some time and MONEY to succeed.

In closing: Ameriplan has helped change my life and many others. Stop pointing the finger at others and start taking a look at yourselves.

P.S. feel free to contact me if you would like.
(((ROR REDACTED LINK FOR SECURITY PURPOSES)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Ameriplan is just like any home business or any business period. If you dont work it it will not succeed. If you were to start a retail business there is no one there to help you and tell you that you need to go to work today. Or that you need to go make sales today or that you need to advertise your business. No one becomes rich over night. Those who are complaining have no work ethic and don't take pride in what they do. Stop looking for th quick fix and you might succeed not only in business but in life as well.

I have been with Ameriplan for a short time and in that time i have grown my business quickly and helped alot of people along the way. If you spent as much time as you do complaining and having negative thoughts and put them towards something more positive what could you have had. I am personally offering anyone who is willing to talk to me about their situation to contact me. Start to believe in yourslef and what you can accomplish and things will change in your life.

You all probably have different full time jobs. Think about how those companies started out and if the person who started would be acting like you or acting like this is my opportunity and it is going to take some drive, some effort, some time and MONEY to succeed.

In closing: Ameriplan has helped change my life and many others. Stop pointing the finger at others and start taking a look at yourselves.

P.S. feel free to contact me if you would like.
(((ROR REDACTED LINK FOR SECURITY PURPOSES)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Ameriplan is just like any home business or any business period. If you dont work it it will not succeed. If you were to start a retail business there is no one there to help you and tell you that you need to go to work today. Or that you need to go make sales today or that you need to advertise your business. No one becomes rich over night. Those who are complaining have no work ethic and don't take pride in what they do. Stop looking for th quick fix and you might succeed not only in business but in life as well.

I have been with Ameriplan for a short time and in that time i have grown my business quickly and helped alot of people along the way. If you spent as much time as you do complaining and having negative thoughts and put them towards something more positive what could you have had. I am personally offering anyone who is willing to talk to me about their situation to contact me. Start to believe in yourslef and what you can accomplish and things will change in your life.

You all probably have different full time jobs. Think about how those companies started out and if the person who started would be acting like you or acting like this is my opportunity and it is going to take some drive, some effort, some time and MONEY to succeed.

In closing: Ameriplan has helped change my life and many others. Stop pointing the finger at others and start taking a look at yourselves.

P.S. feel free to contact me if you would like.
(((ROR REDACTED LINK FOR SECURITY PURPOSES)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

First I would like to say thank you to all those who report actual scams. Second a scam is not one or a few peoples' bad experience with a company or service. This service can be a diservice to the community at times. NOT all the time.

Suggestion: if you are not a business oriented person and do not understand the risk to start a business, then do not get involved in business. Regular workers are still needed to perform regular jobs. Every business involves risk and investment, and the United States of America requires Legal disclaimers for registered businesses. If the company post the disclaimers and makes them "legally" clear, then it is legal and not a scam.

If a company violates the disclaimers or any claims they make then the are breaking the law, not necessarily a scam. If you read the reports on all the companies included on this site, there is apparently NOT much left that is not a scam.

I personally know allot of successfull people involved in several of the Network marketing companies listed as scam or reported as on this site. I also personally know several customer that are very satisfied with the services and products offered. If an opportunity or a company is a scam, it is for most involved. If a small percentage of unhappy campers take the time to report their story, it does not make it a scam. It makes it an unfortunate bad business transaction or practice.

That said, one needs to understand that network marketing companies recruit people as Individual business owners, and not everyone of them get the adecuate training before starting the recruiting and selling process, actually, very few do. Also Very few actually read the contract that they engage in and then say they were not told, No one has the obligation to tell them if they give it in writting. The golden rule is READ what you are about to sign. (entering personal information on an internet site is considered just like signing once one clicks the "I accept", "I agree", etc.) At a nortgage closing how may of you actually would read every line? And at the second time would you read it again. Well perhaps you should, because you are signing and acerting that you did.

It is common knowledge among successfull people that negativity will injure or make one's success unatainable. Therefore, looking up each company here before getting involved can just cheat you out of joining a possibly genuine opportunity that could help you financially. Although,If you are NOT a business oriented person, read as many as you like so you do not get scammed :)

And try to understand if a person talks to you as an Independent Business Owner or Independent Associate, he/she does not necessarilly represent the sponsoring company's views or message accurately. That Individual is solely responsible for misleading statements or misrepresentation.

By the way I do not claim to be an expert in the matter, just a positive person. You all have the right to express your opinion and post the bad experiences as long as you state facts and I guess even if you do not. Just try not to put something down just because it does not work for you. Not everyone can be a surgeon, or an attorney, neither can everyone be successfull at business. Successfull business people do not TRY, they DO.

All have happy holidays, whichever you celebrate.

To Judd,

You sound a bit bitter. Don't hate Joseph, or Terry, for that matter, for speaking their minds (which happens to be the truth). After all, if you are such a success, you don't have to justify yourself. Of course, I can see how you might have to do so, in order to sleep at night. You would think, that a person like you would be able to rest well.

I guess talking about someone to your (what was it, 30?) "peers", must be a taxing job. Justifying yourselves seems like a full time job in itself. I also wouldn't be bragging about him getting a full refund because of you, as you should have done it anyway, BECAUSE THAT IS THE GUARANTEE OF YOUR COMPANY! IMAGINE THAT! You did him no favor, as a matter of fact,he did you a favor by getting his money back and letting it go. I didn't get my money back, but I am here to to warn anyone and everyone about Ameriplan and it's representatives. This includes anyone who may have anything to say in defense of this scam. I said it before, and here it is again, it is a great idea. The part about giving people, who can't afford health care, an alternative is great. It is just WRONG of you idiots, who have done nothing but exploit this situation. Sleep well on the bed you made for yourself, because eventually, as it always does, what comes around, goes around. I hope I am not in the vicinity of anyone who condones Ameriplan, when they get theirs!

Judd, don't lie. Joseph got his money back because you were ordered to give him back his money. There are to many rip off's here to make Ameriplan sound good.

I was approached by at least 30 IBO's at AmeriPlan's Convention this past July. All of them telling me what a jerk they thought you were with your rip off reports and what an obvious liar you are. Despite your deligent efforts My leadership and reputation remains on of the best in the company.

Once again Joseph, the ONLY reason you got your $95.00 back was because I requested they give it back to you to shut you up once and for all! If I had not asked for it you would have only been refunded $40.00 Get a life Bro!

Jud Morris
Ameriplan USA
Senior Regional Sales Director
Tacoma, Washington

I'm not going to refute what your saying because they suck.Ripped me off but I got the whole 95 bucks back by reporting the person who signed me up.Search that persons name and see if it was the same one.Or if you know their top enroller I know that he's in here because I put him here.Dispute everything on your card and send the stuff back.

I would just like to add a few things. The first one being, if you read the complaints, they are all about the same thing, but at least these people voice their complaints in an idividual an honest way. When you read the rebuttals from those who are "pro" Ameriplan, you can see the form letter, automated response from every one of them. Like I stated in my comments, earlier, these people are the "Stepford Wives" of this industry. If you were to go to one of their meetings or conferences you would be afraid, very afraid. They all look the same. Being invaded by a body snatcher would be welcome, if given the choice of that, or being a representative for Ameriplan.
The second and final thing I have to say, is, remember,these people don't make money because they want the best for us. They want the best for them, and if that includes brainwashing, lying, or bullying people into doing what they want, don't for one minute think they are above doing so.