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Report: #311901

Complaint Review: Amerisave Mortgage Corporation - Atlanta Georgia

  • Submitted:
  • Updated:
  • Reported By: prescott Michigan
  • Amerisave Mortgage Corporation 6 Piedmont Center, Suite 710 Atlanta, Georgia U.S.A.

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amerisave stated they needed $395.00 for a apprisal. they kept the money after the apprisal was cancelled. it was cancelled because they asked for another $6000.00 to close loan.when in the start they said all they needed was the $395.00. look out for this company the only thing they want is your money. they do not give refunds. just a lot of heart ache

Abused consumer
prescott, Michigan
U.S.A.

This report was posted on Ripoff Report on 02/25/2008 03:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/amerisave-mortgage-corporation/atlanta-georgia-30305/amerisave-mortgage-corporation-amerisave-the-only-thing-they-save-is-the-money-they-clippe-311901. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Comment

SOUNDS LIKE THE APPRAISAL WAS DONE

AUTHOR: David - (U.S.A.)

POSTED: Tuesday, August 26, 2008
I do not work for Amerisave, but I am in the industry and it sounds like some sort of appraisal was done because the fact that they came back and asked for an additional $6000.00 to close the loan tells me they had a value issue. All they needed at the time of application was $395.00 because the loan officer put in a value either from you or he/she put one into the system too high. Then when the actual value comes in from either a drive by appraisal or a full one it caused your loan to value to be higher than expected which would prompt a call from the loan officer asking if you had $6000. I can say this; the company doesn't make money collecting $395. They do only by funding your loan; they should give you a refund if they did not order an appraisal. But it may have been a drive by or an automated valuation model which wouldn't cost $395. But it sounds like you got your money back anyway so that's good.
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#3 Author of original report

answer for amerisave question

AUTHOR: Abused Consumer - (U.S.A.)

POSTED: Thursday, March 27, 2008
I applied for the loan on line that gave me the info and e-mail address for the loan advisor. when things went bad john ellis had his supervisor contact me. this gave me his e-mail. you can try calling 1-404-503-9786 it may get you to someone who will talk with you. good luck.
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#2 Consumer Comment

Who did you contact?

AUTHOR: Lauriesal - (U.S.A.)

POSTED: Wednesday, March 19, 2008
I was wondering if you have the contact info for whoever you contacted to get your money back. We dont need to recoup any money but I would still like to speak to either Patrick Markert or Carol Poupart, CEO and Pres Of Ops about the treatment we got from Amerisave. Who did you talk to and how did you get the fax number to fax them these reports? That's pretty awesome by the way!!
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#1 Author of original report

amerisave mortgage corporation

AUTHOR: Abused consumer - (U.S.A.)

POSTED: Monday, March 10, 2008
good news after faxing amerisave mortgage corporation. copies of other ripp-off reports. they had my money credited back to my credit card in 4 days time.thank you
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