Complaint Review: Ap9Bargain Network - Ap9Shoppingessentials - Goleta California
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- Author Confirmed
- Ap9Bargain Network - Ap9Shoppingessentials PO Box 8475 Goleta, California U.S.A.
- Phone:
- Web:
- Category: Corrupt Companies
Ap9Bargain Network, - Ap9Shoppingessentials ripoff dishonest fraudulent billing Goleta California *EDitor's Suggestions on how to get your money back into your bank account!
*UPDATE EX-employee responds: want your money back from BNI ? I know how !
*UPDATE EX-employee responds: want your money back from BNI ? I know how !
*UPDATE EX-employee responds: want your money back from BNI ? I know how !
*UPDATE EX-employee responds: want your money back from BNI ? I know how !
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Bargain network/Foreclosures fraudulently took 39.80 out of my checking account.
I was lead to believe I was getting a free trial foreclosure listing. I never authorized any money or payment to be taken from anywhere, especially my checking account.
When I called the company I was told that I could cancel any future payments, but I could not get any money back.
This is totally illegal and immoral! I hope this does not happen to anyone else. I hope that there a way to fight this!
Nancy
wall, New Jersey
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
This report was posted on Ripoff Report on 09/19/2005 02:02 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ap9bargain-network-ap9shoppingessentials/goleta-california-93118/ap9bargain-network-ap9shoppingessentials-ripoff-dishonest-fraudulent-billing-goleta-cal-157615. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 UPDATE EX-employee responds
want your money back from BNI ? I know how !
AUTHOR: Na - (U.S.A.)
SUBMITTED: Wednesday, November 23, 2005
Anyone who lost money to Bargain net, I know how to get it back. Even if you autherized the transaction.
If you want it back, you have to listen very close.
1) No matter what the situation is, do not blow up on the csr ( cust service rep ) it will get you no where fast. Its not the csr's money but when you make the csr defensive they take it personal.
2) There are a few key words that GET your money back, but first you have to build up to them. Clearly state the situation to the rep. listen to the responce and see if you can settle the situation without taking it further.
3) If need be, ask for a supervisor they are the only reps who can refund. state the situation again, and when they do not offer what should be given, calmly state that you will be contacting the B.B.B. ( EVEY B.B.B. comlaint that is filed gets a full refund, thats how they stay at a C score with the B.B.B.) this will usualy work by saying A.G. or F.T.C. as well.
4) If all else fails, just go to the B.B.B. web site and file a report with very good details ( takes a very long time this way), even if you dont req a refund, i would be suprized if you didnt get a full refund. The B.B.B. doesnt realy mean anything, but when you spend over 1 million dollers a month on advertizing, then the bbb score might cost you a good % of that.
sorry but i have to give a false name to hide behind but all i said is very true
#3 UPDATE EX-employee responds
want your money back from BNI ? I know how !
AUTHOR: Na - (U.S.A.)
SUBMITTED: Wednesday, November 23, 2005
Anyone who lost money to Bargain net, I know how to get it back. Even if you autherized the transaction.
If you want it back, you have to listen very close.
1) No matter what the situation is, do not blow up on the csr ( cust service rep ) it will get you no where fast. Its not the csr's money but when you make the csr defensive they take it personal.
2) There are a few key words that GET your money back, but first you have to build up to them. Clearly state the situation to the rep. listen to the responce and see if you can settle the situation without taking it further.
3) If need be, ask for a supervisor they are the only reps who can refund. state the situation again, and when they do not offer what should be given, calmly state that you will be contacting the B.B.B. ( EVEY B.B.B. comlaint that is filed gets a full refund, thats how they stay at a C score with the B.B.B.) this will usualy work by saying A.G. or F.T.C. as well.
4) If all else fails, just go to the B.B.B. web site and file a report with very good details ( takes a very long time this way), even if you dont req a refund, i would be suprized if you didnt get a full refund. The B.B.B. doesnt realy mean anything, but when you spend over 1 million dollers a month on advertizing, then the bbb score might cost you a good % of that.
sorry but i have to give a false name to hide behind but all i said is very true
#2 UPDATE EX-employee responds
want your money back from BNI ? I know how !
AUTHOR: Na - (U.S.A.)
SUBMITTED: Wednesday, November 23, 2005
Anyone who lost money to Bargain net, I know how to get it back. Even if you autherized the transaction.
If you want it back, you have to listen very close.
1) No matter what the situation is, do not blow up on the csr ( cust service rep ) it will get you no where fast. Its not the csr's money but when you make the csr defensive they take it personal.
2) There are a few key words that GET your money back, but first you have to build up to them. Clearly state the situation to the rep. listen to the responce and see if you can settle the situation without taking it further.
3) If need be, ask for a supervisor they are the only reps who can refund. state the situation again, and when they do not offer what should be given, calmly state that you will be contacting the B.B.B. ( EVEY B.B.B. comlaint that is filed gets a full refund, thats how they stay at a C score with the B.B.B.) this will usualy work by saying A.G. or F.T.C. as well.
4) If all else fails, just go to the B.B.B. web site and file a report with very good details ( takes a very long time this way), even if you dont req a refund, i would be suprized if you didnt get a full refund. The B.B.B. doesnt realy mean anything, but when you spend over 1 million dollers a month on advertizing, then the bbb score might cost you a good % of that.
sorry but i have to give a false name to hide behind but all i said is very true
#1 UPDATE EX-employee responds
want your money back from BNI ? I know how !
AUTHOR: Na - (U.S.A.)
SUBMITTED: Wednesday, November 23, 2005
Anyone who lost money to Bargain net, I know how to get it back. Even if you autherized the transaction.
If you want it back, you have to listen very close.
1) No matter what the situation is, do not blow up on the csr ( cust service rep ) it will get you no where fast. Its not the csr's money but when you make the csr defensive they take it personal.
2) There are a few key words that GET your money back, but first you have to build up to them. Clearly state the situation to the rep. listen to the responce and see if you can settle the situation without taking it further.
3) If need be, ask for a supervisor they are the only reps who can refund. state the situation again, and when they do not offer what should be given, calmly state that you will be contacting the B.B.B. ( EVEY B.B.B. comlaint that is filed gets a full refund, thats how they stay at a C score with the B.B.B.) this will usualy work by saying A.G. or F.T.C. as well.
4) If all else fails, just go to the B.B.B. web site and file a report with very good details ( takes a very long time this way), even if you dont req a refund, i would be suprized if you didnt get a full refund. The B.B.B. doesnt realy mean anything, but when you spend over 1 million dollers a month on advertizing, then the bbb score might cost you a good % of that.
sorry but i have to give a false name to hide behind but all i said is very true
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