Report: #497066

Complaint Review: Apex Credit Services - Saint Albans West Virginia

EDitorial Comments

WARNING!
Do not buy masks
from unknown
unreliable websites!

Coronavirus Covid-19
order masks now??

Political Signs Must Go!

EDitorial Comment
ED Magedson – Founder
Ripoff Report

Flood Damaged Vehicles
Unscrupulous Auto Dealers

How to identify hurricane
damaged trucks, cars RV's
motor cycles boats:
Ripoff Report Investigates

HELPFUL RESOURCES
Covid-19 coronavirus

Identifying coronavirus
Covid-19 rip-off scams

Featured Ripoff Reports

View More Recent
Featured Reports

Past Featured Reports

Don’t let them
Get away with it!

Make sure they make
the Ripoff Report!

EDitorial Comments

Wichita Kansas Attorney
Brad Pistotnik Indicted

Cyber Attacks & Content
removal scheme against
Ripoff Report

Ripoff Report Investigates

Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions

Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report

Ripoff Report Investigates!

Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Don’t click on those slick Ads!

Phony Ad using Ellen DeGeneres
& hundreds of other A-list Stars...

Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years

WHAT IS YOUR STORY?
ARE YOU A VICTIM?
FORMER EMPLOYEE?

WE WANT TO HEAR IT!
Contact Our Team Now!
CLICK HERE

What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created.

Better Business Bureau
What Consumers need to know

20/20 exposes the real BBB

In The Media

See more videos

We Need Your Help!

Learn More Here

Ripoff Report is Xcentric Ventures

Submitted: Fri, September 18, 2009
Updated: Tue, September 22, 2009
Reported By: Jeffery — Houston Texas USA

Author Not Confirmed

Why?

Apex Credit Services 2919 Shadyside Road Saint Albans, West Virginia United States of America

Phone: 3047674057
Web:
Category: Credit Services

Apex Credit Services took my money ($2400.00) and gave me absolutely nothing in return. Now they don't answer my calls or return my messages. For your own sake Beware! Saint Albans, West Virginia

*Author of original report: Apex Contacted me with Proof I had been added to AU. Also gave an additional line for the delay in posting as well as for not contacted me sooner. Verdict: A simple misunderstanding. Resolved Amicably

REBUTTAL BOX™ | Respond to this Report! | Consumer Comment

Show customers why they should trust your business over your competitors...

Add Rebuttal to this Report

File New Report

← Is this

Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.

How to fix
Ripoff Report

If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

On or around June 08, 2009 I entered into an agreement with Apex Credit Services, hereinafter ACS, where in exchange for $2400.00 ACS agreed: 1) that I would be added as an authorized user to four ten year old credit accounts in excellent standing, and; 2) that said account additions would be posted to my credit report at each of the three main credit reporting agencies i.e. Transunion, Equifax, Experian, within ninety days of the date of the agreement. With my need for the service and ACS's BBB accreditation as the determining factor I remitted payment to ACS via Visa on June 08, 2009.

On or around September 08, 2009, after the agreed upon ninety-day time period concluded, I contacted ACS to inform them that not even one of the four purchased credit accounts had posted to my report at any of the credit reporting agencies , and to express to ACS my concern and interest in some sort of remedy/relief/refund without delay. I was told that Mr. Jason Barnette was the only one who could address my concerns and that he would contact me later that day. He did not. I followed up again on the following day and again was told I would be contacted by Mr. Barnette later that day as well. I was not.

From September 10-14, 2009 I placed very many unanswered calls and unreturned messages to ACS. At which point I begin to believe I was the victim in a scam and that all calls from phone numbers associated with me were being avoided by ACS. After calling from different numbers I reached Mr. Barnette finally. He took my contact information and assured me that after he reviewed my TrueCredit.com report he would contact me later that day with some answers. He did not (of course).

Since that conversation with Mr. Barnette on September 14, 2009 I have not been contacted by anyone from ACS about this matter. Not to ask for more time. Not to assure me that they would straighten things out. Not at all. Today, September 18, 2009, I have still been unsuccessful at reaching anyone from ACS to find out anything about this matter or any remedy/relief/refund available to me. As hard as this is to swallow for me I have realized ACS is not run by an attorney for nothing. Even though I am clearly the aggrieved party in-fact and even though ACS clearly did not honor their commitment in our agreement a fight is what it will take to recover anything at all from these people. Companies such as ACS do everything imaginable to make it virtually impossible for a consumer to salvage anything even though they give absolutely nothing of value in exchange for the consumers money.

If even one of the four purchased credit accounts had posted to any credit report of mine within the 90 dat agreed upon time I would be less inclinded to believe it was the initial intent of ACS to defraud me. If I had not forwarded (via facsimile) photocopies of my ID and Social to ACS it could even be argued a mistake was made with correctly reporting my information.

If the behavior of ACS, acts and omissions, since they were first made aware of this issue weren't so unambiguously suggestive fraud, theft, and conversion is the true nature of the business ACS/Jason Barnette are involved in I wouldn't feel so compelled to appeal to third parties to intervene on my behalf as I have.

Most importantly in my mind if these people acted in good faith a client would not have to hunt them down when a situation like this arises, calling and calling, leaving message after message, calling from different numbers. Especially, when they know they've taken your $2400.00 to provide a service within a stated time that was not provided. They are human as I am and they know I am concerned about my money and yet they refuse to address my concerns in any manner.

The fact of the matter is they made an offer I accepted. I paid them $2400.00. For 4 ten year old AU accounts to be posted to my credit reports, respectively, in 90 days. 90 days have passed. And I have not one tradeline. They still have all my money. Now they avoid my calls and don't return my messages. Does APC sound like someone you would like to do business with. The icing on the cake....they are accredited by the BBB. Only in America! In addition to this Report I have also submit complaints too BBB, FTC, and the Attorney General of West Virginia and Texas. Lastly, adding insult to injury I continue to see ACS advertising the same service without warning potential clients all their money could be lost without receiving anything while ACS hides and prepares for legal battle. Beware!

This report was posted on Ripoff Report on 09/18/2009 02:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/apex-credit-services/saint-albans-west-virginia-25177/apex-credit-services-took-my-money-240000-and-gave-me-absolutely-nothing-in-return-n-497066. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on Apex Credit Services

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal

Respond to this report!

Also a victim?

Repair Your Reputation!

Updates & Rebuttals

REBUTTALS & REPLIES:

1Author

0Consumer

0Employee/Owner

#1 Author of original report

Apex Contacted me with Proof I had been added to AU. Also gave an additional line for the delay in posting as well as for not contacted me sooner. Verdict: A simple misunderstanding. Resolved Amicably

AUTHOR: Jeffery - (USA)

SUBMITTED: Tuesday, September 22, 2009

POSTED: Tuesday, September 22, 2009

On Monday September 22, 2009 I was contacted by Mr. Jason Barnette via email explaining why exactly things were delayed as well as why I had not been contacted sooner by Apex Credit Services regarding my concerns. Included in this email was snapshots of the accounts that I had been added to (which I believe Apex should make a routine practice done immediately after completion of services) and for my troubles Apex included an additional AU and an earnest and sincere sounding apology.

It's a shame I had already sent complaints to the Office of the Attorney General (WV and TX), Internet Crime(FBI), BBB, and filed police reports regarding this matter. Not to mention my posts here. I explained to Mr. Barnette I had been scammed by a credit services company earlier this year and had to eat the loss because I had not took action quickly enough and that I resolved to not let that be the reason in event that's what this turn out to be.

For some reason I never understood exactly how small Apex was until yesterday because with all the good things that you hear you just assume they would be a pretty big outfit. They are not. So the customer service can sometimes be frustrating but I no longer believe Apex are scammers and I would certainly recommend them to others in light of how the situation ended.

Respond to this report!

Related Reports

Date

Title

City, State

1, Report #592189

May 02 2010
06:52 PM

Joshua Heckathorn Creditnet creditnet Apex Credit Services LLC ripoff scam shill thieves deceptive practices Seattle, Washington

Credit & Debt Services: Joshua Heckathorn
Seattle, Washington

Author: Seattle, Washington

2, Report #592146

Apr 11 2010
09:24 PM

Jason Wade Barnette - One Of My Corportations - Apex Credit Services, LLC, And My Barnette Law Office scam authorized user aged tradeline tradelines ripoff liar creditnet creditboards web, Internet

Credit & Debt Services: Jason Wade Barnette - One Of My Corportations - Apex Credit Services, LLC, And My Barnette Law Office
web, Internet

Author: truth, Kentucky

3, Report #591927

Apr 10 2010
09:45 PM

Apex Credit Services d****es credit aged tradelines ripoff jason barnette creditnet internet

Credit & Debt Services: Apex Credit Services
Internet

Author: internet, Internet

4, Report #513606

Oct 22 2009
10:20 PM

Jason Wade Barnette, One Of My Corportations, Apex Credit Services, LLC, And My Barnette Law Office took my money for nothing saint albans, West Virginia

Credit Services: Jason Wade Barnette, One Of My Corportations, Apex Credit Services, LLC, And My Barnette Law Office
saint albans, West Virginia

Author: davie, Florida

5, Report #496980

Sep 18 2009
12:19 PM

Jason Wade Barnette - One Of My Corportations - Apex Credit Services - My Barnette Law Office Apex Credit Services took $2400.00 from me and gave me absolutely nothing in return. They avoid calls from numbers they associate with me. They don't return any messages I leave. Beware! Saint Albans, West Virginia

Credit Services: Jason Wade Barnette - One Of My Corportations - Apex Credit Services, LLC, And My Barnette Law Office
Saint Albans, West Virginia

Author: Houston, Texas

6, Report #366141

Aug 16 2009
10:27 AM

Apex Credit Services Scam!! Promises to add tradelines then never does!! St. Albans West Virginia

Credit Services: Apex Credit Services
St. Albans, West Virginia

Author: Baltimore, Maryland

7, Report #464284

Jul 01 2009
01:57 PM

Apex Credit Services Trade line never showed up on my credit report and they refused to give me a refund Saint Albans West Virginia

Credit & Debt Services: Apex Credit Services
Saint Albans, West Virginia

Author: Boca Raton, Florida

8, Report #466843

Jul 01 2009
01:04 PM

Apex Credit Services -Jason Barnette - Jodi Unger Saint Albans Wisconsin

Credit & Debt Services: Apex Credit Services
Saint Albans, Wisconsin

Author: Whitestone, New York

9, Report #379378

Oct 14 2008
11:14 PM

Jason Barnette, One Of My Corportations, Apex Credit Services, LLC, And My FBarnette Law Office Jason Wade Barnette, One Of My Corportations, Apex Credit Services, LLC, And My Barnette Law Office Still running a trade line scam Los Angeles California

Credit Reporting Agencies: Jason Wade Barnette, One Of My Corportations, Apex Credit Services, LLC, And My Barnette Law Office
Los Angeles, California

Author: Los Angeles, California

10, Report #371012

Oct 10 2008
11:11 PM

Apex Credit Services Everyone at apex credit services are low life scum Los Angeles California

Credit Reporting Agencies: Apex Credit Services
Los Angeles, California

Author: New York, New York

Legend