Complaint Review: ARA Inc. - Villa Park Illinois
- ARA Inc. P.O. Box 5002 Villa Park, Illinois United States of America
- Phone: 888-409-5060
- Web: none
- Category: Collection Agency's
ARA Inc. Saying they are acting on behalf of Providian Bank, to collect $3,825.69 that I don't owe them or anyone else! Villa Park, Illinois
*Consumer Comment: send a letter
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I received a letter today that said: 'Please return entire notice with payment. Address in box must appear in the return envelope window. RE: Past due account with ARA # 981856-01 - Original Creditor: Providian Bank- Account Number: 227980800517979 -
Current Balance: $3,825.69 - Approved Settlement: $2,677.98 - Accepted monthly Payment: $50.00 - Once the settlement amount is paid, you will receive your 'Paid In Full Letter' releasing you from all liability regarding this account. - Then there are 3 options
I can make monthly payments of $50.00 or Change Payment Arrangement or Pay the Settlement in full. Then in small print at bottom of page: "unless you notify this office within 30 days after receiving this notice that you dispute the validity of the debt or
any portion thereof, this office will assume that the debt is valid. If you notify this office in writing within 30 days of from receiving this notice, this office will: obtain verification of the debt or obtain a copy to the judgment and mail you a copy of the judgment or
verification. they will provide me with the original original creditor, etc. etc. blah, blah, blah...this is all a lie!!!
This report was posted on Ripoff Report on 09/28/2010 04:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ara-inc/villa-park-illinois-60181/ara-inc-saying-they-are-acting-on-behalf-of-providian-bank-to-collect-382569-that-i-645398. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
send a letter
AUTHOR: Steph - (USA)
SUBMITTED: Tuesday, September 28, 2010
I would send a letter stating that this is not your debt and you do not recognize this.
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