Report: #123077
Complaint Review: ARM FINANCIAL - EL CAJON California
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- ARM FINANCIAL 175 W LEXINGTON AVE SUT B , EL CAJON, California U.S.A.
- Phone: 619-401-5907
- Web:
- Category: Loans
ARM FINANCIAL SERVICES ripoff DOES NOT RESPOND TO CALLS, PAYMENT WAS MADE IN FULL AND THEY ARE STILL COLLECTING, HAVEN'T BEEN ABLE TO CONTACT FOR LETTER OF PAYOFF EL CAJON California
*Consumer Suggestion: Kubler is NOT related to ARM FInancial
*Consumer Suggestion: DA of San DIego Wants Victims
*Consumer Suggestion: Sherri is right - In all likelihood, the statute of limitations for the debt has expired
*Consumer Comment: TEN YEARS AGO? WHY PAY THEM A DIME? These people buy "garbage debts", which are beyond the statute of limitations!
*Consumer Comment: ARM is also known as...
*Consumer Comment: ARM is also known as...
*Consumer Comment: ARM is also known as...
*Consumer Comment: ARM is also known as...
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On january of 2004 Ed smith, contacted me about a loan from 10 yrs ago. He claimed I did make a payment on it in 1998 which means I am still obligated to pay it. I know I didn't, but when he said I could be up on fraud charges for not handing over the idems that secured the loan (which the original company never asked for) I would be put in jail.
So I made payment arrangements on it. 100.00 the first month and 200.00 each month until paid. Well Novemeber came and I expected them to take 40.00 to pay it off. They took the whole amount out. Aand are still taking it.
I have been trying to locate this company for a while now even there bank where the check goes through doesn't have their right contact number. The BBB has a file on them with all similar instances.
Patricia
palm bay, Florida
U.S.A.
So I made payment arrangements on it. 100.00 the first month and 200.00 each month until paid. Well Novemeber came and I expected them to take 40.00 to pay it off. They took the whole amount out. Aand are still taking it.
I have been trying to locate this company for a while now even there bank where the check goes through doesn't have their right contact number. The BBB has a file on them with all similar instances.
Patricia
palm bay, Florida
U.S.A.
This report was posted on Ripoff Report on 12/15/2004 06:20 PM and is a permanent record located here: https://www.ripoffreport.com/reports/arm-financial/el-cajon-california-92020/arm-financial-services-ripoff-does-not-respond-to-calls-payment-was-made-in-full-and-they-123077. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 Consumer Suggestion
Kubler is NOT related to ARM FInancial
AUTHOR: Donald - (U.S.A.)
SUBMITTED: Wednesday, March 23, 2005
To Whom It May Concern:
I have personal knowledge that Paul Kubler is in no way involved with Ed Davis, his wife or the improper actions alledged against ARM Financial. The information posted about Mr Kubler and Alternate Recovery is totally WRONG and should be deleted. He and his company are innocent and have been unfairly linked with Ed Davis.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
I have personal knowledge that Paul Kubler is in no way involved with Ed Davis, his wife or the improper actions alledged against ARM Financial. The information posted about Mr Kubler and Alternate Recovery is totally WRONG and should be deleted. He and his company are innocent and have been unfairly linked with Ed Davis.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#7 Consumer Suggestion
DA of San DIego Wants Victims
AUTHOR: Ed - (U.S.A.)
SUBMITTED: Tuesday, March 22, 2005
The San Diego District Attorney has quite a file on ARM FInancial owned by Ed Davis and his Attorney wife Deborah Brady-Davis. Feel free to maker a complaint with the State Bar of California against her. She has many complaints against her already and yours might be the one that gets her disbarred.
Contact Deputy District Attorney
Tricia Pummill @ (619) 531-4040
Econimic Crimes Divison.
Reference your complaint : Edward M. Davis and/or ARM Financial. I have a file over 3" thick on them. We need more people to come forward!
The home address (also address of record at the BBB) for them is 3562 Paseo Salamoner, La Mesa, CA 91941 SSN for Edward Mitchel David Jr (REAL NAME)is 552-78-6491
Contact Deputy District Attorney
Tricia Pummill @ (619) 531-4040
Econimic Crimes Divison.
Reference your complaint : Edward M. Davis and/or ARM Financial. I have a file over 3" thick on them. We need more people to come forward!
The home address (also address of record at the BBB) for them is 3562 Paseo Salamoner, La Mesa, CA 91941 SSN for Edward Mitchel David Jr (REAL NAME)is 552-78-6491
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#6 Consumer Suggestion
Sherri is right - In all likelihood, the statute of limitations for the debt has expired
AUTHOR: Carl - (U.S.A.)
SUBMITTED: Sunday, March 20, 2005
In all likelihood, the statute of limitations for the debt has expired and you may have a claim for damages under the Federal Fair Debt Collection Practices Act. I would consult a local attorney familiar with that law for a consultation.
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#5 Consumer Comment
TEN YEARS AGO? WHY PAY THEM A DIME? These people buy "garbage debts", which are beyond the statute of limitations!
AUTHOR: Sherri - (U.S.A.)
SUBMITTED: Tuesday, March 15, 2005
These people buy "garbage debts", which are beyond the statute of limitations and then intimidate people into paying with threats of arrest, garnishments, etc....all actions that they cannot legally do. Many times, these scuzzballs do not even actually "own" the out-of-stat paper, but pull credit reports (usually Transunion) in order to try to get information.
By paying anything, you reopened the debt. The original creditor gets nothing from this. IF these leeches put it on your credit, they will not take it off, no matter how much you pay.
I have actually had as many as four of these bottom-feeders trying to simultaneously "collect" the same "debt", all stating that they owned it (a Sears account from 1985..I have had a Sears account since 1992, never one before that). I wrote all four bottom-feeders the same letter, stating that (a) I do NOT deal with collection agencies, especially "debt buyers", (b) This "debt" is not mine, and even if if were, it was 16 years past the statute of limitations, and (c) They were NOT to contact me by any method..mail, phone, fax, smoke signals or carrier pidgeon. I also informed them that this was disputed and any attempts to falsely re-age this would be met with every legal obligation available. I have heard nothing since.
By paying anything, you reopened the debt. The original creditor gets nothing from this. IF these leeches put it on your credit, they will not take it off, no matter how much you pay.
I have actually had as many as four of these bottom-feeders trying to simultaneously "collect" the same "debt", all stating that they owned it (a Sears account from 1985..I have had a Sears account since 1992, never one before that). I wrote all four bottom-feeders the same letter, stating that (a) I do NOT deal with collection agencies, especially "debt buyers", (b) This "debt" is not mine, and even if if were, it was 16 years past the statute of limitations, and (c) They were NOT to contact me by any method..mail, phone, fax, smoke signals or carrier pidgeon. I also informed them that this was disputed and any attempts to falsely re-age this would be met with every legal obligation available. I have heard nothing since.
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#4 Consumer Comment
ARM is also known as...
AUTHOR: Christine - (U.S.A.)
SUBMITTED: Tuesday, March 15, 2005
ARM's parent company is out of Arizona, they are known as the following:
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
Respond to this report!
#3 Consumer Comment
ARM is also known as...
AUTHOR: Christine - (U.S.A.)
SUBMITTED: Tuesday, March 15, 2005
ARM's parent company is out of Arizona, they are known as the following:
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
Respond to this report!
#2 Consumer Comment
ARM is also known as...
AUTHOR: Christine - (U.S.A.)
SUBMITTED: Tuesday, March 15, 2005
ARM's parent company is out of Arizona, they are known as the following:
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
Respond to this report!
#1 Consumer Comment
ARM is also known as...
AUTHOR: Christine - (U.S.A.)
SUBMITTED: Tuesday, March 15, 2005
ARM's parent company is out of Arizona, they are known as the following:
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0904116
Started:05/14/2001
ALTERNATIVE RECOVERY MANAGEMENT
a DBA of KUBLER CORPORATION
SUITE 9
8204 PARKWAY DRIVE
LA MESA, CA 91942
(619) 469-6194
#0013555
Started:07/22/1992
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