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Report: #68959

Complaint Review: Aspire Visa - Atlanta Georgia

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  • Reported By: new caney Texas
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  • Aspire Visa 245 Perimeter Center Parkway Atlanta, Georgia U.S.A.

Aspire Visa - Compu Credit Corp ripoff Bad Business Practices for Credit Card Holders Advise not to use this Company Atlanta Georgia

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I would advise the people of America who want to apply for a credit card for any reason not to apply for an Aspire Visa card.

Aspire Visa sent me a credit card with a $1750.00 credit limit and all I had to do was activate it over the phone in the fall of 2001. At first I waited 2 months to activate it, when it became nessesary to use it much to my regret. This first bill came late and the bill was intirely in spanish and I called and told them I could not read spanish and they continued to send me the bill each month in spanish for 8 months.

I cannot read spanish nor the due date or any of the information on it except the dollar amount figures. I paid the first payment late of course. Therefore after that 35.00 late fees were billed the next month along with periodic finance charges. I never when over my limit.

My actual charges were $1725.24. Once the fees were added to it bills came stating that I was over the limit and now over the limit fees of $35.00 each month were added to my bill along with a fluxutating periodic monthy finance charge which would be either under $50.00 or over $50.00 a month. So even if my bill was paid on time I would still be charged every month a $35.00 over the limit fee a periodice finance charge every month and if my payment did not get their on the due date a late fee was charged.

So now after looking at my bill in October of 2003 and adding why I have paid to them I have been charged $98.68 per month in extra fees ect. over a period of 22 months which would in really be $3896.00, owing in actual charges that I made of $1725.26 and the difference would be $2171.00 in charges, to their profit to have used the Aspire Visa card and I anticipate more fees in the future.

I believe in free enterprise and making a profit or you can't stay in business. But ripping off the consumer, the very person you are in business, for is not right.

I will never again use a credit card. I deserve to be punished with this bill because I was stupid enough to use the card. I will let them report me to the credit bureau. Write me off as a bad debt and eventually pay off what is owed. I would rather deal with a loan shark at least you know where you stand up front with a loan shark.

Asprie Visa is not the way to go. Find another way. Ask yourself these questions. Do I really need a credit card? Can I make it without one? What can I do to lower my standard of living to pay cash for what I need or do without? Do I really need this kind of treatment?
Really think about it folks don't make the mistake that I did. Leave Aspire Visa alone don't do it.

new caney, Texas

This report was posted on Ripoff Report on 10/13/2003 10:53 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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