Asset Acceptance LLC I am an unemployed single mother. Somehow a co., Asset Acceptance, LLC was able to garnish monies out of my checking account??? I don't even know what this is for. My ex husband bankrupted on this company in '05 when we divorced. Bowling Green Kentucky

Ask your bank if they will do a Reversal on the $75 that Asset Acceptance took from your bank account.

Asset Acceptance is one of the biggest rip off companies in the United States right now.

They will take peoples money from them when they do not have just cause for doing so.

File a complaint with the Federal Trade Commission, The Better Business Bureau, and your State Attorney General Office.

First thing is to ask your bank about the Reversal if they will do it for you since you do not have anything showing that you had anything do to with the account that your husband had with the credit card company.

Asset Acceptance is known for taking peoples money and violating each and every Federal Consumer Protection Law there is.

You have rights as a consumer and need to protect those rights.

Fight it and I hope you win this.

Ask your bank if they will do a Reversal on the $75 that Asset Acceptance took from your bank account.

Asset Acceptance is one of the biggest rip off companies in the United States right now.

They will take peoples money from them when they do not have just cause for doing so.

File a complaint with the Federal Trade Commission, The Better Business Bureau, and your State Attorney General Office.

First thing is to ask your bank about the Reversal if they will do it for you since you do not have anything showing that you had anything do to with the account that your husband had with the credit card company.

Asset Acceptance is known for taking peoples money and violating each and every Federal Consumer Protection Law there is.

You have rights as a consumer and need to protect those rights.

Fight it and I hope you win this.

Ask your bank if they will do a Reversal on the $75 that Asset Acceptance took from your bank account.

Asset Acceptance is one of the biggest rip off companies in the United States right now.

They will take peoples money from them when they do not have just cause for doing so.

File a complaint with the Federal Trade Commission, The Better Business Bureau, and your State Attorney General Office.

First thing is to ask your bank about the Reversal if they will do it for you since you do not have anything showing that you had anything do to with the account that your husband had with the credit card company.

Asset Acceptance is known for taking peoples money and violating each and every Federal Consumer Protection Law there is.

You have rights as a consumer and need to protect those rights.

Fight it and I hope you win this.

Ask your bank if they will do a Reversal on the $75 that Asset Acceptance took from your bank account.

Asset Acceptance is one of the biggest rip off companies in the United States right now.

They will take peoples money from them when they do not have just cause for doing so.

File a complaint with the Federal Trade Commission, The Better Business Bureau, and your State Attorney General Office.

First thing is to ask your bank about the Reversal if they will do it for you since you do not have anything showing that you had anything do to with the account that your husband had with the credit card company.

Asset Acceptance is known for taking peoples money and violating each and every Federal Consumer Protection Law there is.

You have rights as a consumer and need to protect those rights.

Fight it and I hope you win this.

You work for a bottom feeder collection agency
Are you proud of yourself ripping off people the way this "agency" does??
Get real
To the original OP - go to www.budhibbs.com
He has info for you
I have dealt with these bottom feeders before - did what my attorney told me to do - sent them a cease communications letter and they violated that by calling me to collect a debt on my deceased Grandfather 3 times after the letter was sent and return receipt came back signed - took care of them real quick
Do as Steve said - get even and get paid!

India,

You are correct that the garnishment is ILLEGAL. Asset Acceptance is famous for forging affidavits and engaging in what is known as "sewer service". They knowingly "serve" you the summons at a very old or totally bogus address with full knowledge that you will not get it, and therefore will not respond. Then they quickly move for the default judgement and subsequent garnishment order.

This is outright illegal, and you can get restitution and you can criminally prosecute all involved. You also need to file Bar Association complaints against all lawyers involved.

What you need to do right away is to go see the clerk of court in your jurisdiction and get every piece of paper filed in your "case". Pay particular attention to the proof of service affidavit on the summons. Look at the address they "served" it on, and method of "service".

I can guarantee it has a bad address. Now you have them.

Immediately get a copy of your credit report to verify that your actual, current address is on it, and then call the credit bureau and request verification of the date of that record to prove how long it has been reported, and by whom.

Now you have proof they engaged in fraud.

Take that to the DA and request that criminal fraud charges be filed on all parties, and also once again file the bar association complaint on all lawyers with the new information. File criminal charges against all parties who have thier names on forged documents. It is a felony in most states to file a falsified document with the court.

Once this is done, look for the lawyers in the yellow pages with the biggest ad, specifically the full page / multi page/ or cover ads. These lawyers have the deepest pockets and will most likely take your case on contingency fee basis with no up front cost to you. Consult Bud Hibbs for an NACA referral.

Name your price for damages.

Also be sure to file at FTC.gov for the collections violations.

Hit them from every angle you can. Play for keeps.

Don't get mad, GET PAID!!!

GOOD LUCK!!!

They can garnish you because of the fact whatever the acct is you were listed as a responsible party, if you were not you can send them documentation and i know they will fix it as they have done for me! as long as you can prove your side of the story it shall be fixed call them if you ever have questions 1-877-277-3850

Which means that they got a court order to pull the money. So claiming that they have no right to do so will mean nothing to the bank, as they have to follow the court order until another court order tells them not to.

I was told by my bank that if you file a report stating that this company was not authorized and took money from you that you did not owe, the bank will reverse the charges!

This is one of the worst bottom feeder collection agencies for I have dealt with them
Go to www.budhibbs.com
He has a link to consumer lawyers!
Take them to court and get some justice!!

But when did your ex file BK on this? Before or after the divorce was finalized? And when was the debt incurred: during the marriage?

Obviously they think that the debt was in your name as well. Which means that even if your ex filed BK, but you didn't, that they can come after you for it...even if the divorce decree says that it belongs to you...

And if he filed BK after the divorce and named you as a creditor, well, you may not be able to go after him for the amt of the debt. Assuming that you can't have the judgment vacated for some reason.

Again, see an attorney!

But when did your ex file BK on this? Before or after the divorce was finalized? And when was the debt incurred: during the marriage?

Obviously they think that the debt was in your name as well. Which means that even if your ex filed BK, but you didn't, that they can come after you for it...even if the divorce decree says that it belongs to you...

And if he filed BK after the divorce and named you as a creditor, well, you may not be able to go after him for the amt of the debt. Assuming that you can't have the judgment vacated for some reason.

Again, see an attorney!

But when did your ex file BK on this? Before or after the divorce was finalized? And when was the debt incurred: during the marriage?

Obviously they think that the debt was in your name as well. Which means that even if your ex filed BK, but you didn't, that they can come after you for it...even if the divorce decree says that it belongs to you...

And if he filed BK after the divorce and named you as a creditor, well, you may not be able to go after him for the amt of the debt. Assuming that you can't have the judgment vacated for some reason.

Again, see an attorney!

But when did your ex file BK on this? Before or after the divorce was finalized? And when was the debt incurred: during the marriage?

Obviously they think that the debt was in your name as well. Which means that even if your ex filed BK, but you didn't, that they can come after you for it...even if the divorce decree says that it belongs to you...

And if he filed BK after the divorce and named you as a creditor, well, you may not be able to go after him for the amt of the debt. Assuming that you can't have the judgment vacated for some reason.

Again, see an attorney!