Complaint Review: Asset Acceptance LLC - Warren Michigan
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- Author Confirmed
- Asset Acceptance LLC Warren, Michigan U.S.A.
- Phone: 800-5459931
- Web:
- Category: Collection Agency's
Asset Acceptance LLC SOL on credit report expired Warren Michigan
*Consumer Comment: WRITE THE CREDIT BUREAUS
*Consumer Comment: HERES WHAT TO DO
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Just got my credit report, and this is on it:
Collection Accounts: Accounts seriously past due
- ASSET ACCEPTANCE LLC
- - - - -
- Creditor Name: ASSET ACCEPTANCE LLC
- Account No.: 2546****
- Original Creditor: PROVIDIAN
- Responsibility: Individual
- Condition: Derogatory
- Original Balance: $2615
- Balance: $2928
- Date Opened: 10/2005
- Date Reported: 02/19/2009
How do I get these bleeders off my report? I already sent them a letter to cease communications, and got my reply saying they'd stop contacting me. I have disputed them before, but like a little leech, they are holding on. The original account is over 7 years old now, well past the SOL for reporting, but can they keep reporting their collection account?
I am so sick of these people ruining my credit report, how do I get rid of them when they claim my "account" is not even 4 years old?
Fed up!
Ash
Fort Worth, Texas
U.S.A.
This report was posted on Ripoff Report on 04/06/2009 06:29 PM and is a permanent record located here: https://www.ripoffreport.com/reports/asset-acceptance-llc/warren-michigan/asset-acceptance-llc-sol-on-credit-report-expired-warren-michigan-441325. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
WRITE THE CREDIT BUREAUS
AUTHOR: Mark - (U.S.A.)
SUBMITTED: Monday, May 18, 2009
Write the credit bureaus say this is not my account, and have no verification
Mark
#1 Consumer Comment
HERES WHAT TO DO
AUTHOR: Mark - (U.S.A.)
SUBMITTED: Sunday, May 17, 2009
do a cease and desist letter to stop all collections and calling. ALSO tell them they do not own the account and can not collect on the account and put it in dispute and send a latter to the credit bureau you DISPUTE THE charges, and look up your sol if it is past they sol just do the same thing to every collector that comes along.
If they call you more than one time you have a right to sue them in small claims court for harassment.
be sure to check your credit bureau once a year in case these collection companies try to re age your account by falsely putting in ghost payments and changing due dates that is a federal crime.
I tore these people up with just a couple letters AND YOU WILL BE JUST FINE DON'T FRET OK :)
Mark
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