Complaint Review: Asset Acceptance - Warren Michigan
- Asset Acceptance PO Box 2036 Warren, Michigan U.S.A.
- Phone: 800-545-9931
- Web:
- Category: Corrupt Companies
Asset Acceptance Shady Debt Validation Letter ripoff Warren Michigan
*Consumer Comment: Asset Acceptance is breaking the Law
*Consumer Suggestion: In the same boat
*Consumer Comment: If they got you dinged on your report
*Consumer Comment: If they got you dinged on your report
*Consumer Comment: If they got you dinged on your report
*Consumer Comment: If they got you dinged on your report
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I recently noticed that Asset Acceptance was reporting three derogatory collections on my credit reports. I wrote in to dispute the charges and requested debt validation that including the following information:
1. Copy of the original application showing terms of agreement.
2. Summary of my account activities including all purchases, payments, late charges, date of payments received and date payments posted.
3. All documents signed by me proving the amount of obligation.
4. Documented proof that this is my obligation.
5. Copy of the purchase agreement between myself and your corporation.
6. Copies of any and all collection notices sent to me by your corporation.
All I got back was a lame letter saying my name, false telephone number, account number, last four digits of my social number, principal and interest amounts owed.
These debts are so old (past SOL) and I am not sure where to go from here. How do I get AA to remove the info on my report?
C
Manhattan Beach, California
U.S.A.
This report was posted on Ripoff Report on 01/29/2007 11:29 PM and is a permanent record located here: https://www.ripoffreport.com/reports/asset-acceptance/warren-michigan-48090/asset-acceptance-shady-debt-validation-letter-ripoff-warren-michigan-233450. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#6 Consumer Comment
Asset Acceptance is breaking the Law
AUTHOR: Leanne - (U.S.A.)
SUBMITTED: Wednesday, April 25, 2007
Add me to your story. They are trying to collect on an alleged 15 year old debt. They can't prove the debt or validate it. THey buy old junk debt or create accounts and then use them to extort money from innocent people.
They are known for bogus claims, phony documents, changing history activity on old accounts, going against the Federal Trade commission, violating the Fair Debt Collections Act,making payments mysteriously appear on old accounts to "reage them "or make them look new.
I would love 20/20 to get a hold of these companies. Ocwen also operates and runs hand in hand with Asset Acceptance. Ocwen has over 500 class action lawsuits against them. I don't know how they can get away with all this.
I found out that Asset Acceptance checked my credit report on November 26, 2006 and then with in months I started receiving these letters from them about this alleged account that they say I owe. I put fraud alerts on all my credit reports. Once they are past statutes of limitation, it is against the law for them to report the alleged debt to the creditors.

#5 Consumer Suggestion
In the same boat
AUTHOR: John - (U.S.A.)
SUBMITTED: Sunday, March 18, 2007
Asset Acceptance has also done the same deal to me, and so far, I have been unable to the the situation corrected. I believe that they did this because I disputed a debt whose statute of limitations has expired so they changed the date intentionally as a "get even" ploy.
They purchased a debt from Providian Financial that is due to be removed from my credit report in 2008. Instead, they lied to the credit agencies and said that this debt doesn't expire until 2013.
I have challenged this on my credit report 3 times, and Experian refuses to change the information. At this point, I only have the State Attorney and the FTC to complain to, as I have no other idea what to do, other than sue Asset Acceptance in court for knowingly placing false credit information on my report.

#4 Consumer Comment
If they got you dinged on your report
AUTHOR: Susan - (U.S.A.)
SUBMITTED: Friday, March 16, 2007
Contest it, what they are doing is illegal, they have no right to do it, and you need to file complaints with the appropriate agencies, and demand they account for the alleged debt they are trying to stick you with. Threaten them with a lawsuit if they keep harassing you, what they are doing violates a variety of laws not the least of which are FDCPA/FACTA, RICO statutes, mail fraud, and an assortment of other things. Do not cow to them.
They went after my grandfather and I went ballistic, I filed complaints with every angency on creation I could think of, faxed an extremely threatening letter to them, and sent it RRR certified, and have contacted several of the networks, both English and Spanish with respect to the Elder Abuse they perpetrated on my grandfather, and thus far I have several inquiries on a potential story.
DO NOT LET THEM DO THIS TO YOU! Regardless of whether you are 20 or 90 years old, NO ONE deserves to be victimized in this manner. This fight has cost me a pregnancy, which more than likely will be brought up in the civil action I am taking against them on behalf of my family, I miscarried for all intents and purposes this morning, after stressing and freaking out about his for the last week, these people are vermin, and deserve to be crucified for their crimes against humanity.

#3 Consumer Comment
If they got you dinged on your report
AUTHOR: Susan - (U.S.A.)
SUBMITTED: Friday, March 16, 2007
Contest it, what they are doing is illegal, they have no right to do it, and you need to file complaints with the appropriate agencies, and demand they account for the alleged debt they are trying to stick you with. Threaten them with a lawsuit if they keep harassing you, what they are doing violates a variety of laws not the least of which are FDCPA/FACTA, RICO statutes, mail fraud, and an assortment of other things. Do not cow to them.
They went after my grandfather and I went ballistic, I filed complaints with every angency on creation I could think of, faxed an extremely threatening letter to them, and sent it RRR certified, and have contacted several of the networks, both English and Spanish with respect to the Elder Abuse they perpetrated on my grandfather, and thus far I have several inquiries on a potential story.
DO NOT LET THEM DO THIS TO YOU! Regardless of whether you are 20 or 90 years old, NO ONE deserves to be victimized in this manner. This fight has cost me a pregnancy, which more than likely will be brought up in the civil action I am taking against them on behalf of my family, I miscarried for all intents and purposes this morning, after stressing and freaking out about his for the last week, these people are vermin, and deserve to be crucified for their crimes against humanity.

#2 Consumer Comment
If they got you dinged on your report
AUTHOR: Susan - (U.S.A.)
SUBMITTED: Friday, March 16, 2007
Contest it, what they are doing is illegal, they have no right to do it, and you need to file complaints with the appropriate agencies, and demand they account for the alleged debt they are trying to stick you with. Threaten them with a lawsuit if they keep harassing you, what they are doing violates a variety of laws not the least of which are FDCPA/FACTA, RICO statutes, mail fraud, and an assortment of other things. Do not cow to them.
They went after my grandfather and I went ballistic, I filed complaints with every angency on creation I could think of, faxed an extremely threatening letter to them, and sent it RRR certified, and have contacted several of the networks, both English and Spanish with respect to the Elder Abuse they perpetrated on my grandfather, and thus far I have several inquiries on a potential story.
DO NOT LET THEM DO THIS TO YOU! Regardless of whether you are 20 or 90 years old, NO ONE deserves to be victimized in this manner. This fight has cost me a pregnancy, which more than likely will be brought up in the civil action I am taking against them on behalf of my family, I miscarried for all intents and purposes this morning, after stressing and freaking out about his for the last week, these people are vermin, and deserve to be crucified for their crimes against humanity.

#1 Consumer Comment
If they got you dinged on your report
AUTHOR: Susan - (U.S.A.)
SUBMITTED: Friday, March 16, 2007
Contest it, what they are doing is illegal, they have no right to do it, and you need to file complaints with the appropriate agencies, and demand they account for the alleged debt they are trying to stick you with. Threaten them with a lawsuit if they keep harassing you, what they are doing violates a variety of laws not the least of which are FDCPA/FACTA, RICO statutes, mail fraud, and an assortment of other things. Do not cow to them.
They went after my grandfather and I went ballistic, I filed complaints with every angency on creation I could think of, faxed an extremely threatening letter to them, and sent it RRR certified, and have contacted several of the networks, both English and Spanish with respect to the Elder Abuse they perpetrated on my grandfather, and thus far I have several inquiries on a potential story.
DO NOT LET THEM DO THIS TO YOU! Regardless of whether you are 20 or 90 years old, NO ONE deserves to be victimized in this manner. This fight has cost me a pregnancy, which more than likely will be brought up in the civil action I am taking against them on behalf of my family, I miscarried for all intents and purposes this morning, after stressing and freaking out about his for the last week, these people are vermin, and deserve to be crucified for their crimes against humanity.


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