Complaint Review: Asset Acceptance - Warren Michigan
- Asset Acceptance assetacceptance.com Warren, Michigan U.S.A.
- Category: Collection Agencies
Asset Acceptance ripoff Collection on an account already paid off Warren Michigan
*Consumer Suggestion: Advice for "M"
In the September 2004 statement, they say I owe 330.93. In the latest one they sent me last month, my balance is 356.73. My Experian credit report states that the account is in dispute, but it is still hurting my credit scores for all three bureaus. There seem to be inconsistencies in what each agency reports, however. For example, Equifax reports the high limit on the account to be $317, while Experian says it is $356 and Transunion shows nothing at all. And while Transunion and Equifax both say the account was last reported in July 2006, Experian says it was last reported in May 2000.
Also, while Equifax does not show a date the account was opened (I'm assuming this means the collection account), Experian and Transunion both say it was opened in August 2003. Like I said, many inconsistencies, although I'm not sure if they are relevant. This is hurting my credit scores, and I'm not sure if I should just settle with them to take care of it once and for all (even though I know I'm getting ripped off), or actually fight it. And assuming I did pay on it, can they charge me more than the documented balance on the phone bill itself? Any advice would he appreciated.
This report was posted on Ripoff Report on 08/04/2006 10:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/asset-acceptance/warren-michigan/asset-acceptance-ripoff-collection-on-an-account-already-paid-off-warren-michigan-204639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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