Asset Group NY, International Assets NY,  took a payment over the phone to pay off a bill. Now there is another agency collecting for the same bill Buffalo New York

In January of 2012 I received a call and the person said they were a collection agency by the name of Internation Assets - NY. They said my HSBC/Discover account had been sent to them. They offered me a payoff amount of $800. Ref 701753

My niece used her debit card on Jan. 9, 2012 and then $700 on Jan. 20, 2012. When the payments came out, the statement showed a reference of POS purchas at Asset Grp 716-558-75 - Buffalo NY

April 2013 Spoke to 3 different men about the HSBC/Discover account being paid off. Joseph Morgan, John Hardin and Jim Allen. One claiming to be an attorney.

January 2015 I agreed for $40 to come out of my checking for 4 mos. I didn't realize this was HSBC/Discover. I had many past due accounts that had been assigned for collection and was trying to pay on them. Watson Smith & Assoc.

May 21, 2015 I received a call about continuing the ACH. I said no. How much to pay it off. They said $400. I said mail me something saying this and I will make the payment. That same day, they took $40 from my account.

I called them and got a recording. I was upset. I said I realized this was HSBC and I don't want anymore taken out of my account. They did refund the $40. When I called today, June 12, 2015 she said it was sent to litigations.

She told me to get a zero balance letter from the company I paid the money to and fax it to her and they will refund all monies paid to me by cashier's check.

Now I can't locate the company. None of the phone numbers I have are good. One number I had written down for Internation Assets (file #701753) the answering device said Account Discovery (after hours) 855-212-9412

I am very stressed over this and feel very foolish. I am paying on old accounts and a collection agency for 2 medical bills from 2011. I would like to track the company down who took my money.

Below where it ask if I used a credit card, no it was not but it was a debit card with a bank. So I checked yes.