Aurora Loan Services They stole my husbands social with the help of ex-wife Ripoff Scottsbluff Nebraska

The ex is fixing the current problem and we are accepting that his credit is shot for the next seven years. But she is taking care of it finally. Unless she has lied to us again. I hope she has not and am greatful that it will no longer be a problem or stress factor anymore. Which may give me yet another opportunity to show her that I am not an enemy. If she can accept the fact that something had to be done! Thank you all who have sent comments in. It has helped in this situation, at least on some level.

Maybe the ex-wife should try doing what she was told to do and then none of us would have any problems including her! A law suit for this is in the process and, I, being the new wife, am not willing to budge on it, but my husband wants to give her another chance. I will not pay for half of the closing cost because it is not my responsibility. She has been contacted by a company that offers no closing and she turned them down! Sounds like she is just being a b**** about it! But that is all I will say about it!

The only recourse he has is to sue the ex-wife and get the court to order her to refinance, pay off the mortgage, or sell the house, which hopefully will get enough money to pay off the mortgage. If his name is still on the deed he may have been able to sell the house without the ex's consent. This situation needed to be taken care of immediately at the time of divorce.

A proper divorce decree must be absolutely clear that the house will be either refinanced or sold before there is time for any payments to become late. Then if the ex doesn't carry it out the other ex should file a lawsuit immediately.

The facts have not been correctly reported in this incident. The divorce agreement did not state anything about the house being refinanced and there was a verbal agreement between the husband and ex-wife to refinance if the ex-husband would pay for half of the closing costs. This never occured, so the mortgage has remained the same as it has always been.

The mortgage has been sold several times (three to be exact) since the marriage was dissolved, not due to foreclosure pending, but because that is what mortgage companies do from time to time. The ex-wife in this case has been more than willing to provide proof of all of this, but has not been asked to. An assumption was made without knowing all of the facts. Before the new wife got involved, the ex-wife had provided the ex-husband a written, signed, legal letter stating that she, alone, was responsible for the mortgage in question, to aid the ex-husband in the acquiring of the house he currently resides in.

I am sure, had she been asked, she would have done the same for him again. But, for those of you familiar with sites like these, the choices were made to go the underhanded route instead of talking about it. The court case was regarding the ex-husband and his three month arrearage in child support payments, and was requested by the ex-wife and had nothing to do with the mortgage situation.

The ex-wife will be more than happy to discuss this mortgage situation at the next court hearing she requests due to the current 2 months non-payment of child support. There was NOTHING illegal done in this case, and once again, the ex-wife is willing to provide proof of this. It should be noted, however, that filing false claims against an individual is against the law as is failure to pay child support.

For those who have not yet figured it out, I am the ex-wife mentioned in this report. I felt the need to provide some truth to the needless ranting of someone who was not provided all of the facts.

Aurora sold to Midland because she did not pay and they are refusung to talk to us about fixing the problem! If my husbands name is on the loan legally then why won't they help us figure this out. When we call they ask who it is then someone hangs up! I'm sorry but that sounds funny. And I'm also told there's nothing I can do about that. There has got to be something! We went to court and all she says is she knew nothing about it and the magistrat closes. The thing is, her broter works for the magistrate. What can I do about that!

Before going into a refi, you should see if your loan is assumable. The company is not entirely at blame here, you should know your loan and how it works. Most people do not fully read their closing documents and so do not know about assumptions, ALL loans address them. You should know that doing a quit claim to remove someone form title does NOT remove them from liablity of that mortgage. Assumptions do. Give that a try. Good luck.

I have been in the mortgage industry for over 8 years and have came across many situations similiar to yours.
Unfortunatly a divorce decree doesn't mean squat to a mortgage company. When your husband and the ex entered in to the mortgage agreement he signed a binding contract stating he would be responsible for the note. The only thing you could possibly do is get her hold on contempt if it states specifically in your divorce decree that she is to refinance the house into her name. Most divorce decree's just say the wife will be responsible for the house, or the house will stay in one or the others name and a Quit Claim deed is required to be signed. A Quit Claim deed just removes someone's name from title, but if the person's name is still on the actual mortgage note they are still responsible for it regardless of the divorce decree. Even if they find the ex in contempt your husband will still be responsible for it.
On another note it requires all parites who have interest in the house or had interest in the house have to sign a Quit Claim deed to remove someone's name or add someone's name.

Good Luck!!!

I'm not a lawyer, but I have had something similar happen to me. My divorce decree allowed my ex to keep the house but made her responsible for the payments.

Unfortunately, the lender wasn't a party to the agreement between your husband and the ex. They never agreed to hold your husband harmless in this situation.

The only way out of this is to have the ex refinance in her own name (which doesn't appear to be possible in this case) or allow the lender to foreclose on the ex's property and have that blot on your husband's credit report.

It sounds like the ex didn't complete the refi she agreed to in the divorce decree and she is the one who should be held responsible. Perhaps a suit for specific performance based on the divorce decree would do the trick.