Complaint Review: B B and T - LaGrange Georgia
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- Author Confirmed
- B B and T Broad Street LaGrange, Georgia U.S.A.
- Phone: 706-8843021
- Web:
- Category: Banks
BBandT Changed policy on fund availability without notice comfirmation. Charged me $595 for fees. LaGrange Georgia
*Consumer Comment: Robert
*Consumer Comment: Actually they were being generous.
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Checked my account over the phone and found out my account was $-411.00. Went to the bank to find out why and the lady told me they had changed the policy on funds availibility. I had deposited my husbands payroll check on Saturday, like I had been doing for the last 15 years and apparently with the new policy changes, the funds were not available until Tuesday. They use to be available on Monday. All the checks I had written over the weekend, thinking I had money in the bank, went through Monday causing them to bounce. They charged me $350 that day, $105 the next day and $140 the third day for insufficient fund fees. They said they had given out flyers about the change but I never received one. They refused to refund any of my money.
I think they are just ripping people off. I immediately changed banks. I don't have extra money laying around to give away. The money they took from me was my whole paycheck for 2 weeks.
TP
Newnan, Georgia
U.S.A.
This report was posted on Ripoff Report on 03/27/2008 06:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/b-b-and-t/lagrange-georgia-30240/bbandt-changed-policy-on-fund-availability-without-notice-comfirmation-charged-me-595-f-321746. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Robert
AUTHOR: Destructo - (U.S.A.)
SUBMITTED: Friday, March 28, 2008
This is not typical bank practice. The bank I'm currently with makes funds available SAME DAY, even on holidays and weekends. If I put my check in on Sunday, it's available as soon as it's deposited.
BB&T is a horrible bank. I was with them for about 6-months, and had nothing, but trouble.
#1 Consumer Comment
Actually they were being generous.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, March 28, 2008
I don't know of any bank that would make any of the funds available for a check deposit made on a Saturday until Tuesday and then it usually is only the first $100.
Banks always include policy changes in their monthly statement. I am guessing you have never opened one.
Keep in mind that whichever new bank you open an account with, for the first thirty days any check deposit will be held longer before the funds are available.
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