bank of america fraud department nora, tom they took my direct deposit held it, only owed bank 105.00 plus 10.00 they have managed to take over 400.00 of my account and still have a hold on my funds each day they keep adding the same 105.00 vallejo, California

on oct 12, 2009 a check was deposited in my checking account throught atm for $105.00, on oct 14, 2009 my work check was directed deposited for the amount of $987.00, i was told by bank customer service that it was a hold on my account for check that was deposited and that i needed to call the bank fraud division for them to release the hold on my account, talk to 4 people in less then 5 mins, because each representive of the bank advised me that my account was 11.68 over drawn and that my account was in the process of being closed and that they would hold my funds for 10 to 7 days before they will mail me my direct deposit and close my account to my surprise, i check my online account on the 15th of oct said i owed bank $11.68 check my account again on the 18th of oct and it said they charged me $40.00 research fee, and they also posted that same check 4 times at 105.00, 105.13, 105.00, 105.13 and the dates are set for the 22 oct 2009 and also 24 oct 2009, now my deposit turn from 987.00  to 600.00 and 2 business days, please i really need some help with this, they held my pge money, my car note money, my rent money, my telephone bill money all which was due on Oct 15, 2009-  i really dont know what to do with this situation every moment that goes by the are taking additional 100.00 out of my account please help me