Bank Of America charging $6 check cashing fee WindhamNorth Windham Maine

Right now I think only CA has made this illegal (but it's up to the employer to handle it, not the banks). But your employer should pay the difference.

If the OP were in California, the employer would be obligated to make an arrangement for a place where the employee could cash the paycheck without a fee. I have no idea if there is a similar law in Maine. If not, I see no reason why the employer is obligated to give the OP another $6.

The employer pays the bank to look after their money and administrate transactions. The bank is not obligated to cash checks for each and every employee without a fee.

The service is to the account holder. They pay the bank to honor their checks, that's the point of holding an account...they get to give you a paper check which is a promise of payment, and the holder of the check should be able to see the check honored.

There is legislation under review to outlaw this practice, it is fairly recent to the industry, and it only getting by now through a loophole.

The person who cashed the check should go back to his employer and ask for his $6 back, since the employer in effect negotiated a check to him that was worth $6 less than the face amount.

The bank told you their terms for cashing the check- a $6 fee. At that point you were free to accept or decline those terms. If you declined you could easily have gone to your own bank, a check cashing place (with higher fees), a grocery store (which would have had a fee or require you to spend a certain amount), or even WalMart (who would have charged a fee).

They are providing a service to you. You are not a customer so why should you be able to cash a check for free?

Big deal! They charge a fee since you have no account there. Wj? Mostly cause of the HIGH rate for bad checks. IT s a simple fix.........either one, open an acct there and then it's free or two.....go to your bank. Not that hard. Most banks charge a fee now, which is why I have a bank account..........I do not have to worry about a charge!

It is a universal practice throughout the banking industry. I would encourage you to try this at any bank - I can assure you they would charge you as a non-customer to perform that service. The fact the payroll check is drawn against Bank of America is irrelevant. What if your employer failed to fund their payroll account? Bank of America would not be aware of that when you cashed the check.

The fee as a non-customer is a way for the bank to mitigate the risk that the check is no good. See, if you were a customer and the check were no good, the check would bounce and they could debit your account. However, if you aren't a customer and the check bounces, the bank has no recourse against you.

I would highly recommend going to your own bank and cashing your check there, or better yet - get Direct Deposit. Then, you don't have to go to the bank to deposit your check since it's already there.

It is a universal practice throughout the banking industry. I would encourage you to try this at any bank - I can assure you they would charge you as a non-customer to perform that service. The fact the payroll check is drawn against Bank of America is irrelevant. What if your employer failed to fund their payroll account? Bank of America would not be aware of that when you cashed the check.

The fee as a non-customer is a way for the bank to mitigate the risk that the check is no good. See, if you were a customer and the check were no good, the check would bounce and they could debit your account. However, if you aren't a customer and the check bounces, the bank has no recourse against you.

I would highly recommend going to your own bank and cashing your check there, or better yet - get Direct Deposit. Then, you don't have to go to the bank to deposit your check since it's already there.

It is a universal practice throughout the banking industry. I would encourage you to try this at any bank - I can assure you they would charge you as a non-customer to perform that service. The fact the payroll check is drawn against Bank of America is irrelevant. What if your employer failed to fund their payroll account? Bank of America would not be aware of that when you cashed the check.

The fee as a non-customer is a way for the bank to mitigate the risk that the check is no good. See, if you were a customer and the check were no good, the check would bounce and they could debit your account. However, if you aren't a customer and the check bounces, the bank has no recourse against you.

I would highly recommend going to your own bank and cashing your check there, or better yet - get Direct Deposit. Then, you don't have to go to the bank to deposit your check since it's already there.

It is a universal practice throughout the banking industry. I would encourage you to try this at any bank - I can assure you they would charge you as a non-customer to perform that service. The fact the payroll check is drawn against Bank of America is irrelevant. What if your employer failed to fund their payroll account? Bank of America would not be aware of that when you cashed the check.

The fee as a non-customer is a way for the bank to mitigate the risk that the check is no good. See, if you were a customer and the check were no good, the check would bounce and they could debit your account. However, if you aren't a customer and the check bounces, the bank has no recourse against you.

I would highly recommend going to your own bank and cashing your check there, or better yet - get Direct Deposit. Then, you don't have to go to the bank to deposit your check since it's already there.

When I cashed my payroll check which is drawn on this bank, they charged me $6.00. When I protested, they suggested I open an account. I declined to do so because I hate the policies of this bank. Specifically, they won't allow "non" customers to use the drive through. Aren't we all customers if we have to do business here? I also hate the policy of fingerprinting even though I have provided my drivers license and/or passport?

How can this be legal?