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Report: #422831

Complaint Review: Bank Of America - Charlotte North Carolina

  • Submitted:
  • Updated:
  • Reported By: Anaheim California
  • Author Confirmed What's this?
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  • Bank Of America Bank Of America Corporate Center, 100 North Tryon Street Charlotte, North Carolina U.S.A.

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My father-in-law passed away on September 20, 2008. He listed my husband as beneficiary of a CD he owned through Band of America.
When we tried contacting Bank of America, we learned they offer minimal support via phone. Additionally, no contact addresses or phone numbers are listed on their website. They outsource their calls to an offshore call center. The people there ARE NOT empowered to resolve issues via the phone. The person I spoke with phone told me to take copies of our paperwork to a local B of A branch.
Originally we requested B of A simply convert ownership of this CD to Johnnie's name, and that we'd cash it out upon maturity. B of A stated their company rules and regulations do not allow this as an option. We were instructed to go to any local B of A branch with our paperwork.
The branch my husband and brother-in-law went to, took their paperwork, had Tom sign some additional forms, and faxed everything to what they we told was the correct department. They told them a check would be issued within 10 days. Two weeks later when no check had been forthcoming, I again contacted B of A via their phone system. I was again told they could not answer my questions, and that I needed to visit the same bank that took our paperwork.
This time I went with my husband, as Tom was too ill to walk. After waiting nearly an hour we learned that our local branch routinely shreds paperwork after a week. Our paperwork had been lost, the originals shredded and we needed to bring copies in again.
We went home, made copies (thank God I had them) and returned to the bank, were we were again forced to wait nearly an hour. THE PLACE WAS DESERTED!!!! They again told us a check would be issued in 10 days.
Nine am Thursday morning (02/05/09), after no check had been received, we returned to our local B of A branch. There was no manager or associate manager available. This seems to be the case most of the time. We were told she would be in meetings all day (same story we were told before) and we needed to return tomorrow.
I asked their concierge if he meant to say there wasn't a single employee there who could help us determine the status of our funds. He placed us in an empty office and asked a bank teller to call corporate for us. The end result being that the person on the other end of the phone stated they had our paperwork, but didn't realize we wanted a check sent to us. Unfortunately my husband lost it at that point, and became way too loud and demanding. I spent a good portion of the visit apologizing for his behavior, and trying to explain why we both felt so frustrated by the situation.
The people they had spoken with stated they needed my husband to write up a short note requesting B of A issue us a check, which the local branch would FAX to them, and that B of A would issue a check in seven to ten days. (Boy have I heard that one time too often) As this was obviously another stalling tactic, I refused. I said I'd be contacting you and the media, and thanked them for their time.
We are stuck in a seemingly never ending shuffle of promises, lies and bullshit, while B of A continues holding our money. Everyone we've spoken to at B of A, says we'll get the check, or that it's coming, but it never arrives. When we complain that the check never arrived, we're told to sign this that or the other thing and to wait yet another seven or ten days for a check.

Jeanne
Anaheim, California
U.S.A.

This report was posted on Ripoff Report on 02/11/2009 08:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/charlotte-north-carolina-28202/bank-of-america-bank-of-america-wont-give-my-family-our-money-charlotte-north-carolina-422831. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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21Consumer
0Employee/Owner

#21 Consumer Comment

Jeanne,

AUTHOR: Karl - (United States)

POSTED: Wednesday, March 08, 2023

If you don’t have time to read all of Chapter 15 and the first two pages of Chapter 17, simply read the twenty-one word quote by Maurice Samuel, which appears in the first paragraph of Chapter 17.

Then scroll down to ‘Page 94’ in Chapter 15 and read Dr. Mandelstamm’s twenty-one word quote. Those forty-two words pretty much sum up why Planet Earth is in complete chaos, why people’s lives have fallen apart here in America and all over the world, and why Planet Earth is on the brink of World War 3.

A very wise man said that everyone should read that book.

Good luck to you!

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#20 Consumer Comment

Jeanne,

AUTHOR: Karl - (United States)

POSTED: Sunday, March 05, 2023

Did you get a chance to go to Bing and type in: DOUGLAS REED- THE CONTROVERSY OF ZION- SITE BY KNUD ERIKSEN, and read the first two pages of Chapter 17 up to where the name “Jesus” is mentioned?

Make sure to read Chapter 15 in its entirety, at least two or three times, until you understand it, okay?

Have a nice day.

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#19 Consumer Comment

Striderg,

AUTHOR: Karl - ()

POSTED: Wednesday, April 03, 2013

Did you get a chance to 'Google' this- ANNO DOMINI WIKIPEDIA, and go to that website? Make sure to read the following: "This calendar era is based on the traditionally reckoned year of the conception or birth of Jesus"....

You can also 'Google' this- 4-3-33 AD, and go to the related websites for additional information. Many people believe that April 3, 33 AD was the day that Jesus was crucified. If that is true, then Jesus was put to death exactly 1980 years ago today because today is April 3, 2013. (2013 AD - 33 AD = 1980 AD).

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#18 Consumer Comment

Jeanne,

AUTHOR: Karl - (USA)

POSTED: Thursday, October 11, 2012

Did Bank of America ever mail a check to your husband?

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#17 Consumer Comment

PROTESTER SONG 67

AUTHOR: Karl - (USA)

POSTED: Monday, March 12, 2012

BANKERS HURTING ALL THE PEOPLE

(Please sing to the tune of "I've Been Working On The Railroad")

Anyone can 'Google' this- I'VE BEEN WORKING ON THE RAILROAD SONG LYRICS MIDI BOY SCOUT, and click on the arrow and sing the following lyrics to that midi tune, right?

Here we go- 1, 2, 3, 4....

Bankers hurting all the people
Gasoline's too high
Mobsters running every country
Now most countries are a lie
Massive bubble's getting bigger
Banker goons might start another War
People mad and very angry
Time for us to roar.

Bankers are the problem in our world
Bankers are the reason that the oil is high
Spread the word on Facebook and on Twitter
Expose the truth and don't be shy.

Flush, flush, into-a-commode
Flush-flush into-a-commode, I say
Flush, flush, into-a-commode
Flush the bankers far away!

(Keep Repeating)

Anyone can 'Google' this- DAVID STOCKMAN ON CRONY CAPITALISM MOYERS & COMPANY, and watch that video on the web in order to learn more about how much of the U.S. economy and the U.S. government functions.

Feel free to 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web. Pay close attention to the names of the banks that were named in that segment.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE

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#16 Consumer Comment

PROTESTER SONG 66

AUTHOR: Karl - (USA)

POSTED: Thursday, March 08, 2012

MOBSTERS OUT
(Please sing to the tune of "Ode To Joy")

Anyone can 'Google' this- BEETHOVEN LUDWIG VAN ODE TO JOY (9TH SYMPHONY) MIDI, and click on 'Download Midi File' and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Banker goons destroyed most nations
Revolution has arrived
People outside occupying
They know that their leaders lied
Every person on our planet,
In every country must speak out
It is time to join together
Toss all of the mobsters out!

End.

Anyone can 'Google' the following ten videos and watch them on the web for PROOF that a cartel of corrupt, greedy, and inept bankers control the U.S. Government, Wall Street, and even the price of oil-

1) FRONTLINE: THE WARNING

2) FULL SHOW: HOW BIG BANKS ARE REWRITING THE RULES OF OUR ECONOMY

3) WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010

4) AMERICA: FREEDOM TO FASCISM

5) WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO

6) INDYMAC BOYS GET SWEETHEART DEAL

7) FRONTLINE: INSIDE THE MELTDOWN

8) JACOB HACKER & PAUL PIERSON ON ENGINEERED INEQUALITY MOYERS

9) YOUTUBE FALL OF THE REPUBLIC

10) DID SPECULATION FUEL OIL PRICE SWINGS

Thank You

"Knowledge is power."

POWER TO THE PEOPLE

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#15 Consumer Comment

PROTESTER SONG 40

AUTHOR: Karl - (USA)

POSTED: Wednesday, January 11, 2012

SONG FOR DANNY
(Please sing to the tune of "Danny's Song")

Anyone can 'Google' this- MIDI FILES RAINBOW, and click on "Danny's Song" and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

People do not understand what's going on
'Cause they lost a son
Looks like Danny Chen is gone
Such a good man, 'cause he believed in love
He's up above
Flying high just like a dove.

The world is dark, it ain't so sunny
Each war is fought for the money
Now Danny's gone but things remain the same
America is now despised
It is a place of so many lies
Now Danny Chen is gone, and they cry each night.

(Keep Repeating)

Anyone can 'Google' this- DEATH OF PRIVATE DANNY CHEN: MILITARY ADMITS DEMOCRACY NOW, and read the articles and watch the videos on the web.

Thank You

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#14 Consumer Comment

Encore presentation of- NEW WORLD ORDER POEM

AUTHOR: Karl - (USA)

POSTED: Thursday, November 10, 2011

NEW WORLD ORDER POEM

The New World Order is upon us
It's a shame that most don't understand
That the ones who allowed it to happen
Are the people in control of this land
It's a plague that's destroyed this whole nation
Called corruption, deception, and greed
It was written long ago in a book
The author of that book- Douglas Reed
So keep on believing your leaders
They keep on believing in crime
I'll keep writing these poems each day
Making sure that all of them rhyme
I guess that this poem is over
An eruption is coming, you'll see
Our country has fallen apart
It's a country that's no longer free.

End.

"NEW WORLD ORDER POEM" was originally submitted at this website on January 22, 2011. Just type in 411913 at this site and it appears as 'Consumer Comment #62' at Ripoff Report #411913.

Thank You

***BOOK ALERT: Don't forget to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and click on Chapter 15 of that book, entitled- 'The Talmud And The Ghettoes', and read it at least three times, very slowly, until you understand it.
Then scroll ahead to Chapter 17, entitled- 'The Destructive Mission', and read the first two or three pages.

"Knowledge is power."

POWER TO THE PEOPLE



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#13 Consumer Comment

Encore presentation of- SANHEDRIN POEM

AUTHOR: Karl - (USA)

POSTED: Tuesday, April 19, 2011

SANHEDRIN POEM

There once were some people 
They put Jesus to death
They were called the Sanhedrin
Probably all had bad breath
Looks like they're at it again
But so many can't see
'Cause they're not all awake
Watching too much T.V.
Sanhedrin poem is over
Contact Booby and Deb
Tell 'em 'Google'- SANHEDRIN
It's right there on the web.

End.

"SANHEDRIN POEM" was originally posted at this site on March 9, 2011. Just type in 560128 and it appears as 'Consumer Comment #9' at Ripoff Report #560128.

Thank You

P.S. Don't forget to 'Google' this- SANHEDRIN TRIAL OF JESUS- WIKIPEDIA, and read all about it on the web. Many people believe that Jesus was crucified in 33 AD, which was 1978 years ago. If you take the current year of 2011 and subtract 33 you will get 1978. (2011 - 33 = 1978)

It's too bad that Jesus stood up against the Sanhedrin, who were the Jewish leaders of his day. Jesus was also a Jew, as many people know. It appears that there may have been some type of an 'uprising' by the people back in that part of the world. Maybe it was similar to what's going on now in the Middle East.

Jesus was obviously speaking-out against the fraud and corruption that existed back then. He may have been exposing some of the big-shots back then and they decided to have him murdered. It looks like things haven't changed at all since Jesus' time, huh?

WELCOME TO PLANET EARTH- ONE MASSIVE LIE, STILL BEING CONTROLLED BY THE SAME GROUP OF CORRUPT PEOPLE WHO PUT JESUS TO DEATH 1978 YEARS AGO

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#12 Consumer Comment

Jeanne, Did your husband ever get the money from the CD.....

AUTHOR: Karl - (USA)

POSTED: Monday, April 18, 2011

at Bank of America?

Please give us an update.

Thank You

P.S. Don't forget to stay at this website and read Jim's Ripoff Report about the $100,000 CD that he can't get from Wells Fargo bank. Just type in 453956 and that will take you to Ripoff Report #453956.

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#11 Consumer Comment

URGENT UPDATE: 'Google' this- BANK OF AMERICA COMPLAINTS SECRET LIFE INSURANCE POLICIES, and...

AUTHOR: Karl - (U.S.A.)

POSTED: Thursday, August 06, 2009

read that article NOW!

Look WHO was mentioned in that article!

All those banks- BofA, Citigroup, JP Morgan Chase, Wells Fargo......& the others, received TAXPAYER'S money, didn't they?

The $700 BILLION 'TARP' was TAXPAYER'S money, right? And these banks were taking out- 'SECRET LIFE INSURANCE POLICIES' on their current & former employees, without their knowledge or consent!

WHAT'S GOING ON???

SPREAD THIS ALL OVER THE WEB!

Thank you.

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#10 Consumer Comment

BATMAN!!! URGENT UPDATE!!!! BATMAN, I FOUND THE.....

AUTHOR: Karl - (U.S.A.)

POSTED: Friday, April 24, 2009

Ripoff Report that you were looking for!!!!!!

Batman: Thanks, Robin.

Robin: You're welcome!!!

End.

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#9 Consumer Suggestion

Contact the CEO via Email it worked for me. See my report filed for refusing to refund my income tax

AUTHOR: Cici - (U.S.A.)

POSTED: Monday, February 16, 2009

I know this will work out, I read your story and see that you have been patient. My suggestion is that you email Ken Lewis at ken.d.lewis@bankofamerica.com, trust me when I say this will help. His secretary will call you back it will probably take a few days but she responded to my emails on his behalf. You also need to call the corporate offices for B of A and speak to someone in the resolution department. The people in that department are not in a call center simply taking your info and ignoring your calls they really do help. I pray everything works out for you.

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#8 Consumer Comment

Striderg, Now I know why the USA is collapsing! It's because there are......

AUTHOR: Karl - (U.S.A.)

POSTED: Thursday, February 12, 2009

people who cannot think, and reason properly. If you 'Google' this- AD, you can read what it says at the Wikipedia site. It says- 'based on the traditionally reckoned year of the CONCEPTION or BIRTH of Jesus Christ.'

I don't think he was CRUCIFIED when he was born. I believe he was 33 years old when the Sanhedrin had him put to death, from all the things I've read & heard about him.

Anyway, I hope you got all your money out of the stock market, & cashed-in all your RETIREMENT ACCOUNTS, prior to October of 2007.

Have a nice day.

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#7 Consumer Comment

Correction on my previous post

AUTHOR: Striderq - (U.S.A.)

POSTED: Thursday, February 12, 2009

Sorry, I fatfingered my calculator keys. Should be 33 AD not 34 AD.

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#6 Consumer Comment

Karl's math...

AUTHOR: Striderq - (U.S.A.)

POSTED: Thursday, February 12, 2009

Gee let's see. It's 2009. Jesus 'was silenced' per Karl 1976 years ago. That means Jesus died 34 A.D. Except for one small thing. The A.D. means Anna Domino, year of our Lord or referred to 'after death'. The calendar years were numbered as starting on the death of Jesus. Therefore, Karl has Jesus dying 34 years after the death of Jesus. This, like all of his ramblings is just pure hogwash

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#5 Consumer Comment

Karl - I almost feel sorry for you....

AUTHOR: Jim - (U.S.A.)

POSTED: Thursday, February 12, 2009

Karl, are you now comparing yourself to MLK and RFK? You couldn't hold their shoes and you're a fool to even compare yourself to them. Those individuals fought for the rights of others and were silenced by those who were too insane to understand. It's not a matter in whether I took joy or sorrow in such things; such things are not for you or anyone else at this point to take joy or sorrow any longer in such things because those things are in the past and it is the present we live in.

You on the other hand are blaming the government for a conspiratorial fairy tale. If the government were really as powerful as you claim they are, you would be silenced, not in words, but in breath. Limiting your free speech is the least they could do to you given the power you assign to them. In other words, you can't assign them all this power you say they have, and then in the same breath continue to rant and rave. If you had any credibility at all, then you would be permanently silenced. The fact you aren't speaks volumes, doesn't it? It either says that:

1. The government is not as powerful as you believe they are.
2. You have no credibility.

Choose your poison.

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#4 Consumer Comment

This is to JIM who posted an Update to this Ripoff Report:

AUTHOR: Karl - (U.S.A.)

POSTED: Thursday, February 12, 2009

Jim, I guess you're glad that Dr. Martin Luther King Jr. was SILENCED for doing what he could to HELP THE PEOPLE, correct?

I guess you're glad that Bobby Kennedy was SILENCED for being a man who stood up for the 'little guy', right?

I'll bet that you're glad that Bobby's brother, John F. Kennedy, was SILENCED for being a President that was for the 'blue-collar' workers in the USA, and was for the African Americans in this country too, huh?

I'll bet that you're glad that Abraham Lincoln was SILENCED for wanting SLAVERY to be abolished back in the 1850's, right?

And Jim, I'll bet that you are GLAD that Jesus Christ was SILENCED 1976 years ago when a group of people who were the so-called 'leaders' of his day, decided to have him CRUCIFIED on a cross, and have NAILS driven into his hands & feet, aren't you?

Jim, Keep watching what FREEDOM OF SPEECH does to the U.S. economy, and the rest of the WORLD!

I'm Karl, and I approve this Update.

P.S. You can read 'USA POEM' by 'Googling' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and you'll find it as one of the Updates.

POWER TO THE PEOPLE

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#3 Consumer Suggestion

Probate?

AUTHOR: Robert - (U.S.A.)

POSTED: Wednesday, February 11, 2009

I don't know about California, but here in NY, such a CD must go through Probate before it's paid to anyone. This is to allow a period of time for any claims from creditors to be filed and processed against the ESTATE of your ex-father-in-law.

It may be similar in California.

Also, joint accounts are not immune from Probate here in NY. We learned that lesson when my wife's mom passed away. The joint checking account (Mom and my wife) was FROZEN (except for checks that were already out) when my wife notified the bank that Mom passed.

After my wife was appointed by the court as executrix of Mom's ESTATE, she was allowed to access ESTATE assets including the joint checking account.

I suggest you consult with a probate attorney to see what you're options are. I would not waste any time in requesting an executor for the estate being appointed.

Good luck.

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#2 Consumer Comment

It's Unfortunate

AUTHOR: Jim - (U.S.A.)

POSTED: Wednesday, February 11, 2009

First, I wouldn't listen to Karl - he's been sitting next to the Nuclear Power Plant for too long and now his brain is fried. I might actually believe some of his stuff if he actually stopped posting this garbage. If anything he said was true, he would be silenced immediately by the powers that be. None of them would allow the 1st amendment to be in their way. On the other hand, if he were silenced, I think we'd all enjoy it just a little bit.

I would keep working this at the branch end; I would not only get the manager's name, but his schedule. You need to be dealing with him, in person, and with nobody else. No matter the issue, you're not going to get anywhere trying to resolve this via telephone. It's not that the bank's customer service is totally inept - it's just too complex legally and otherwise to try and resolve this via phone.

This is a good lesson for people - never just have one name on an account. If the account with your father-in-law were also in your husband's name - the account would or could have been setup as joint owners on the account, and the account would pass to your husband legally upon the death of his father. It's not that the bank won't give you the money - it's just not a simple transaction to handle.

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#1 Consumer Comment

Hmmm...let's see...the Federal Reserve is a 'private' corporation, owned by a 'cartel' of.......

AUTHOR: Karl - (U.S.A.)

POSTED: Wednesday, February 11, 2009

BANKERS, according to the documentary entitled- AMERICA: FREEDOM TO FASCISM (you can 'Google' it and watch it on the web!)

The Federal Reserve is also considered to be the GOVERNMENT'S BANK too, correct?

The GOVERNMENT is an organization that is supposed to 'SERVE' the PEOPLE of America, right?

QUESTION: Is it possible that the ones who are running Bank of America, Citigroup, Wells Fargo, Goldman Sachs, Morgan Stanley, BlackRock Inc., Blackstone Group, & others, along with the now DEFUNKED Bear Stearns, & the now DEFUNKED Lehman Bros., REALLY the 'cartel' of BANKERS who own & operate the FEDERAL RESERVE?

If this is correct, and I believe it is, then WHY are Americans who want their own money being 'stroked', and given the 'run-a-round' when they want their own money???

Is it possible that the Federal Reserve never really had any money in the first place, and was simply 'controlling' & 'using' American's money that was invested in the STOCK MARKET, and in RETIREMENT ACCOUNTS, IRA's, 401K's, etc., etc.

Does everyone remember the scene in- 'The Wizard of Oz' when Toto, the llittle dog, revealed WHO the Wizard really was? He was simply man, who was TRICKING everyone into believing that the Wizard was real, wasn't he?

IS IT POSSIBLE that the BIGGEST PONZI SCHEME in the history of the WORLD has been operating right here in the USA?

It certainly would make an interesting movie, wouldn't it?

Jeanne, If BOA really HAS the money for this CD, then it shouldn't be that difficult to get it, correct? I'll bet if you went into BOA and wanted to GIVE them MONEY today, they'd take it from you with a BIG SMILE on their face, and they'd thank you for being their customer, correct?

Last evening on 'The News Hour with Jim Lehrer' there were some Professors being asked questions. One of them was from Princeton, and the other was from Harvard. The Harvard Professor, who is an economist, said that he believes this entire MESS (banking mess & mortgage mess) will cost- QUOTE: 'Many TRILLIONS of dollars.' He didn't say a couple of trillion, or a few trillion, he said- quote: 'MANY'.

GET ALL OF YOUR MONEY OUT OF BANK of AMERICA A.S.A.P.!!!

E-mail your story, and your Ripoff Report, to EVERY News Station that you can think of, especially- 'The News Hour with Jim Lehrer'. 'Nightly Business Report' with Paul Kangas & Susie Gharib, and 'The BBC Worldwide News'. Also send it to- BusinessWeek.com and to CNNMoney.com

GOOD LUCK TO YOU, and I HOPE YOU GET ALL YOUR MONEY SOON!!!!

POWER TO THE PEOPLE

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