Complaint Review: Bank Of America - Port Jefferson Station New York
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- Author Confirmed
- Bank Of America Route 112 Port Jefferson Station, New York U.S.A.
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- Category: Banks
Bank Of America Charged rip off over draft rates for overcharges of 1.50 even though have direct deposit Port Jefferson Station New York
*Consumer Comment: Well..
Show customers why they should trust your business over your competitors...
Bank of America on Route 112 in Port Jefferson Station has levied overdraft charges on as little as 1.50. Have direct deposit weekly. Have pleaded for overdraft privilidges as I have direct deposit weekly and it went on deaf ears. All my bills have fallen behind, cannot buy food as a consequence of these miserable charges. Please help me.
Marguerite p
Port Jefferson Sta., New York
U.S.A.
This report was posted on Ripoff Report on 12/08/2008 03:59 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/port-jefferson-station-new-york-11776/bank-of-america-charged-rip-off-over-draft-rates-for-overcharges-of-150-even-though-have-399273. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Well..
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Monday, December 08, 2008
A bank will assess overdraft fees if you overdraft by as little as $0.01. This is all computer driven so there is no leway in this. It does not matter if you have direct deposit or not. If you spend the money before the direct deposit comes in, you are going to continue to overdraft.
If you want something like "overdraft protection". That is usually tied to another source such as a Credit Card, Line of Credit, or Savings Account. They won't just give you overdraft protection because you have Direct Deposit.
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