Bay Area Credit Services - Collections Ambulance bill - 3/day automatied harrassing calls THEY WILL NOT WORK WITH YOU; DON'T BOTHER Antioch California

I found a situation similar to mine on this site. But in my case, unfortunately I WAS shoved inito an ambulance a little over a yr. ago. Though I begged for no ambulance (no insurance or $) & insisted I didn't need one, the business owner insisted (was afraid of being sued). I never should've gotten in.

The ambulace drove me 8 blocks; no siren, and charged $640.The hospital charged $3,203.16 for services not needed. The hospital sent unneeded x-rays to an off-site x-ray technician - another $604 charge.

Both the hospital & x-ray techncian worked with me on the bills - both with payments & a lesser amount due. But the ambulance sent the bill straight to BACS collections after the first time I contacted them to work out payment.

After much hassle to even get to a person via phone (the # once rang 36 times; no answering machine, and they answer with "hello?" You have to ask them who you're calling to be sure), I tried to work out a payment plan with them. They not only refused, but they told me they were charging 24% interest! What the hay is THAT about?! They've been calling relentlessly ever since. I screen all calls and am contemplating switching to an ulisted number, though I've had the same one for 18 yrs. I almost look forward to them taking me to court for the debt, if they're even ligit. enough to do so. I figure a judge can get them to finally work with me fairly.

Meanwhile, I think BACS is a rip-off company because they seem more like an illegal 'loan shark' than a ligitimate company.

Shel Lynn
Wyoming, Michigan
U.S.A.