Briggs Law Firm in Florida Darryl Moffett I didn't take out a loan!

I received the following email in my spam folder.  The most disturbing part is that it has correct information including my SS#, DL#, DOB.  Several years ago I was in dire straights and applied for sevral loans but never received any of them.  I have also received telephone calls claiming that I will be thrown in jail if I don't pay immediately.  That didn't happen.  This was obviously written by a non-native speaker. I didn't respond. Pretty disturbing! Make them stop. 

Text from the email:

Plaintiff: United Personal Loan

Account id: 00/100/3636

This is a prior notification to you regarding your account with United Personal Loan before your file gets registered inside the courthouse with the legal procedures on your name.

This notice will certify that a petition has been entered against you. The above name entity individual respectfully requests that you immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees etc. It may put you in a legal mess.

Since you have not made the payment we would be forced to commence lawsuit without further delay followed by all the legal interrogatories and consequences, this could further jeopardize your credit ratings and your social will be hampered. The company holds the prima facie regarding your case.

The longer you go without paying your payday loan, the more you will owe the lender. Because lenders often charge large interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

In addition, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrow again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

 This is also to inform you that this loan was provided to you against your paychecks. My claimant that's your United Personal Loan United Personal Loan has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or to the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

This is the last warning prior to taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the aforementioned enforcement options against you. No further notice will be given prior to further enforcement actions on this judgment.

 If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this matter.

 Sincerely,

Darryl Moffett

Senior Executive

Briggs Law Firm

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