c f finance company calling me 5+ times a day at my job, also treating to come take my car when im only 24 days late richmond , Virginia

From what you're saying there is a dispute about how many days you really are late.  So then, since you very obviously have never heard of punctuation, capitalizing the first letter of the first word of a sentence, grammar and sentence structure then in all probability your illiteracy extends to the inability to count from one to sixty.  Given the impression you have left us by your writing "skills", you probably should be trusting their day count too.  By the way, being late one day is "late" and even at that point they can pick up the car.  Now, here's a way you can end all these calls, understand (if possible) this technique.  Its called PYBOT.  That's right.  When you use the PYBOT they will never, ever call you.  No, you can't go out and buy it.  It means "Pay Your Bills On Time".  It works every time!!! 

And no, I don't work for them.

Pay the bill on time, every time.

If you can't, you either have poor priorities or simply can't afford the car.

This company has NO obligation to you, whatsoever, to extend payment date(s) to accomodate you.

 Is this finance company one that's known as a "deadbeat" company that loans to people with credit problems?  If so, they ARE aggressive in their collection techniques as they know all the delaying tricks of their customers....good luck to you, but they just want to be paid on time, every time.