Report: #866280

Complaint Review: Capital Direct Lending - Internet

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Ripoff Report is Xcentric Ventures

Submitted: Tue, April 10, 2012
Updated: Tue, April 10, 2012
Reported By: joshuajonah — Peterborough Ontario United States of America

Author Not Confirmed

Why?

Capital Direct Lending Internet United States of America

Phone:
Web: capitaldirect.ca
Category: Mortgage Companies

Capital Direct Lending Capital Direct Lending Corp. Bait and Switch Interest Rates Internet

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We were interested in the home equity loans offered. We have a house that is payed down over the years and we're looking to get some equity cash to do some renovations. The site shows the going interest rates and examples of payments around 8.x%. We're not in a bad financial or credit state so we figured this would be realistic and would make sense.

When my wife went to talk to the representative about the details. He revealed we would be looking at a 24.99% interest rate and a payment of close to $300/month. Yeah right, I'm glad my wife isn't gullible. I have a credit card with a horrible interest rate, but it is still way better than this equity loan. Why would I trade equity for a loan that has a higher interest rate than my credit card? I didn't have to trade ANYTHING for my credit card. I hope nobody falls for this.

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This report was posted on Ripoff Report on 04/10/2012 07:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-direct-lending/internet/capital-direct-lending-capital-direct-lending-corp-bait-and-switch-interest-rates-interne-866280. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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