Complaint Review: CAPITAL ONE, LAW OFFICES OF MITCHELL N. KAY, P.C. - New York New York
- CAPITAL ONE, LAW OFFICES OF MITCHELL N. KAY, P.C. 7 Penn Plaza New York, New York U.S.A.
- Phone: 800-701-0639
- Web:
- Category: Credit Card Fraud
CAPITAL ONE, LAW OFFICES OF MITCHELL N. KAY, P.C. asking for one amount, changing it to another New York New York
*Consumer Comment: No Rip-off here
*Consumer Comment: No Rip-off here
*Consumer Comment: No Rip-off here
*Consumer Comment: No Rip-off here
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I received a payment settlement for a Capital One account that was delinquent. My balance is just over $700.
The notice was dated July 8, 2008. It stated that if I paid 25% of my balance due, ($179.83) as a down payment, I could then pay $53.95 per month to their office until the account was paid in full.
This is something I could do. So I scrounged up the down payment and sent it in.
The next notice, dated July 28 says: "This will acknowledge, with thanks, your payment of $179.83 for the above referenced account. Please make sure your next payment of $179.83 arrives by the 27TH of each month so that your payment plan is kept current."
I also received another notice, same date, saying: "With regard to recent information provided concerning the above, this office agrees to accept from you the following repayment plan:
REPAYMENT PLAN: $179.83 a month beginning August 27, 2008 and continuing on the same day each month until the balance due is paid in full."
I agreed to the $53.95. I do not understand how they can change it after THEY are the ones who offered it.
Charlie
KENNEWICK, Washington
U.S.A.
This report was posted on Ripoff Report on 08/05/2008 11:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-one-law-offices-of-mitchell-n-kay-pc/new-york-new-york-10001/capital-one-law-offices-of-mitchell-n-kay-pc-asking-for-one-amount-changing-it-to-an-359418. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 Consumer Comment
No Rip-off here
AUTHOR: Randy - (U.S.A.)
SUBMITTED: Saturday, November 15, 2008
This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.
#3 Consumer Comment
No Rip-off here
AUTHOR: Randy - (U.S.A.)
SUBMITTED: Saturday, November 15, 2008
This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.
#2 Consumer Comment
No Rip-off here
AUTHOR: Randy - (U.S.A.)
SUBMITTED: Saturday, November 15, 2008
This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.
#1 Consumer Comment
No Rip-off here
AUTHOR: Randy - (U.S.A.)
SUBMITTED: Saturday, November 15, 2008
This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.
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