Complaint Review: Capital One - Scaborough Ontario
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
- Author Confirmed
- Capital One P.O. Box 521 Scaborough, Ontario Canada
- Phone: 800-481-3239
- Web:
- Category: Credit & Debt Services
Capital One (Canada Branch) Be weary... Rip off interest rates defer from statement to online Scaborough Ontario
*UPDATE Employee: Original Terms and Conditions
Show customers why they should trust your business over your competitors...
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
On Capital One's website the interest rate for their gold card is 19.8% as the annual interest rate.
I have gone slightly above my limit (which I paid yesterday) and on the Capital One statement I am being charged an annual interest rate of 25.9% which is absolutely ludicrous.
This company makes their ads so appealing that anyone can get a credit card through them but how shameful that here in Canada there no stricter laws against these companies that can rip people off as they see fit.
I have filed complaints with their Ombudsman as well as the Competition Bureau of Canada which is a new branch of government looking into companies such as this.
Anyone needing more information on the Bureau can go to: (((link redacted)))
For anyone contemplating Capital One for a credit card please stay away from them. I am not the only who has been ripped off by them. Be safe and know this company is out to get you any way they can.
Jb
Selkirk, Manitoba
Canada
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 03/28/2009 09:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-one/scaborough-ontario-m1r-5s4/capital-one-canada-branch-be-weary-rip-off-interest-rates-defer-from-statement-to-onl-438551. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#1 UPDATE Employee
Original Terms and Conditions
AUTHOR: Janes_addiction - (Canada)
SUBMITTED: Monday, March 30, 2009
Capital One's original terms and conditions state "If you miss two consecutive minimum monthly payments, or if you are more than 10 days late on your full minimum monthly payment twice in a six month period, your account will be repriced to a higher rate. In order to get the account back to the original, non-introductory rate, you need to make your minimum monthly payments in full and on time for nine consecutive months and at the beginning of your tenth billing period, the interest rate will be decreased back to the original non-introductory rate."
Related Reports
07:17 PM
06:57 PM
Phoenix
04:43 PM
10:59 PM
12:54 PM
12:17 PM
06:40 PM
11:30 AM
04:07 PM
09:02 PM
08:36 AM
Brooklyn, NY
New 
Updated Rebuttal Photo 
Advertisers above have met our
strict standards for business conduct.
