CAPITOL ONE VISA CREDIT CARD Increased the interest on my card for no reason at all! Denver Colorado

DO NOT DO BUSINESS WITH CAPITOL ONE IF YOU LIKE YOUR MONEY BECAUSE THEY WILL FIND A WAY TO CHARGE YOU HIGHER INTEREST EVEN FOR NO REASON AT ALL. I REQUESTED THE FULL AMOUNT TO MAKE A PAYOFF ON MY CREDIT CARD AND I WAS GIVEN A PAYOFF AMT FOR WHICH I PAID. THE NEXT MONTH I RECEIVED A BILL FOR 40.00 OF INTEREST AND WHEN I CALLED TO HAVE THIS REMOVED I WAS TOLD NO THIS AMOUNT WAS NOT INCLUDED IN MY PAYOFF BECAUSE I ONLY PAID THE STATEMENT BALANCE, WHEN I ADVISED THE SUPV THAT I WAS GIVEN THE AMOUNT I PAID AS A PAYOFF FROM A REPRESENTATIVE SHE SAID "THAT CANNOT POSSIBLY BE TRUE BECAUSE WE TRAIN ALL OF OUR REPS TO REQUEST A PAYOFF". SO I SAID WELL I GUESS YOU ARE CALLING ME A LIAR THEN RIGHT? OF WHICH SHE HAD NO RESPONSE. YOU MEAN TO TELL ME I PAID 4400.00 TO PAY OFF MY ACCOUNT AND THEN  I PURPOSELY SHORTED YOU OUT OF 40.00? WHAT WOULD BE THE POINT? AT ANY RATE SHE REFUSED TO REMOVE THE 40.00 CHARGE SO I CLOSED THE CARD AND WILL NEVER DO BUSINESS WITH THESE LOW LIFES EVERY AGAIN.  YOU CAN MAKE YOUR OWN DECISION FOR YOURSELF I AM JUST LEAVING MY OPINION HERE ON RIPPOFF REPORT BECAUSE HAVING USED THIS WEBSITE IN THE PAST TO SEARCH ABOUT COMPANIES HAS HELPED ME TO MAKE A MORE INFORMED DECISION OR AT LEAST I KNOW BEFORE HAND WHAT I A GETTING INTO.