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Report: #147206

Complaint Review: Card Service Center-formerly Providian National Bank - Hicksville New York

  • Submitted:
  • Updated:
  • Reported By: tewksbury Massachusetts
  • Author Confirmed What's this?
  • Why?
  • Card Service Center-formerly Providian National Bank P.o. Box 5877 Hicksville, New York U.S.A.

Card Service Center-formerly Providian National Bank bad credit, no credit - rebuild your credit at a great rate 14.99%- BEWARE RIPOFF Hicksville New York

*Consumer Comment: hERES A SUGGESTION

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My wife lost her job and couldn't find work, so our bills got behind for awhile. I so this offer come in the mail from Providian National Bank (now selling it off to another bank in Omaha) 14.99% to rebuild your credit. So, I applied and got accepted.

In 6 months or so they raised the rate to 19.99%, I called and asked why because I never missed a payment ever(even to this day with them, I had them for 3or 4 years now), they were selling their account to another service was the outcome.

So, I basically maxed out the card after a year and called them in middle of the year. They told me I was a "great customer", and they didn't lose me but I just missed the grace period to lower my rate(it was running from Jan. to June). So, I called back the following year in January and they had no such program. They were very rude on the phone and when I got upset and told them I was going to the Attorney Generals Office, the woman on the phone really never cared. I did file a report but never followed up on it.

So, guess what I got another letter stating that they were selling all their accounts again and the rates were going to be 29.99%.(and have been paying that). It doesnt end I just got another letter from them stating that they are selling their account again and now I have to pay 31.99%.

Edward
tewksbury, Massachusetts
U.S.A.

This report was posted on Ripoff Report on 06/23/2005 07:18 AM and is a permanent record located here: https://www.ripoffreport.com/reports/card-service-center-formerly-providian-national-bank/hicksville-new-york-11802/card-service-center-formerly-providian-national-bank-bad-credit-no-credit-rebuild-your-147206. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

hERES A SUGGESTION

AUTHOR: T - (U.S.A.)

POSTED: Thursday, July 28, 2005

I had these bloodsuckers card for about a year. They kept doing the same crap to me. Its obvious your credit has a few nicks thats why you went with them (we did too). Change your phone number, cancel the card and if your filing CHptr 7 put them down first.
They are the biggest A%^holes there are other cards out there you should be able to get by now since you have a good recorde with them. GOod LUck

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