Care Credit - CC - GE Moneybank - GEMB Care Credit & GE Moneybank misused the agreed terms of the sale promo agreement to their own benefit Ripoff Tampa Florida

I am now aware that Care Credit (CC) & GE Money Bank (GEMB) are together in these complaints. while using the Home Depots card for the first time I charged $25.00 & was 2-days late in paying-my fault. I was charged a $14.00 penalty-their fault. I cut the card. HD doesn't have GEMB any more. After reading some Ripoff reports I can see why.

Then there was my purchase of hearing aids from America's Didgital Hearing Center (ADHC). I signed a sales slip for the money to come from CC on a promotional deal with no interest or extra expense if I never mised a payment of $161.00 on the $2698.00 purchase. I received a letter from GEMB saying that they had not received the first payment & included their contract. Up until then I never had a clue about their contract or GEMB being the collector. I paid the billing 2-days after their smelly letter which was 13 days before the billing due date.I missed the Feb.payment as they never sent me their timely bill.There is an office in Orlando or Elpaso TX & with no timely billing, due date or addressed enveope what was I to do? Then they helped me out & sent a billing on 02-28-07 with a 03-25 07 due date. Then they sent me another notice that I missed Jan. payment (False it was )Feb. & that any applicable fees & finance charges would not be assessed on me indicating that I would not be penalized by their mistake.

I wasn't satisified with their billing figures or Feb. fiasco so I made their April billing & then Paid them the remaining balance of $1,249.00. On 04-28-07 they billed me $265 & my problems started again An Orlando phone call that my wife answered because of my lousey hearing aids was asking for $30.00. She was told we wanted another billing & also some way to contact (ADHC) as My aids needed fixing & the company had vacated their office & discontinued their phone. She agreed to billing & gave us the same phone no. that was disconnected. On & after 05-26 I was billed $265.99 with 236 promo bal-29-517.47-811.00-& I paid them $248.00 which I paid under protest.

My wife,who has heart problems, was having very high blood pressure because of all the strain so I considered this as a forced payoff.Being as GEMB gave us a disconnected phone no. plus all the other smelly things I conclude that they were in collusion with the ADHC & owe me $3206.00 That is including the Wal-Mart #3 ripoff report but doesn' include my wives 5-mile gangerous drive with 208 blood pressure to see a doctor & prescriptions. an attorney would be better to tally that one out. There will be another Walmart report coming up on GEMB. Stay tuned.

Bernard
Tampa, Florida
U.S.A.