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Report: #1426550

Complaint Review: Cash Advance USA ,Michael Allen - Austin Texas

  • Submitted:
  • Updated:
  • Reported By: Stephen — Carmen Central Visayas / Province of Cebu Philippines
  • Cash Advance USA ,Michael Allen 401 Congress Avenue, Suite 1545 Austin, Texas United States

Cash Advance USA ,Michael Allen Constantly contacting me trying to extort money from me on a nonexistent loan. Austin Texas

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For six years I have lived in the Philippines. In 2014 my identity was stolen. Since then, I have received multiple collection letters from this company and many like them. Mostly "Payday Loans". This company has sent me many arrest warents and final notices that they are starting legal action for a nonexistant loan. The following are copies of the most recient emails from this company.

Re: Payment of Your Account CSU-913384

Dear Customer,

Regarding your delinquent account in the amount of $955.17, we have requested payment on this account several times without success.

THIS IS YOUR FINAL NOTICE.

Please be advised that unless we receive payment in full on this account within seven (7) days of the date of this letter, we will immediately turn this account over to our attorneys for collection proceedings and legal actions against you without further notice.

These proceedings will include claims for pre-judgment interest on your account and all legal and court-related costs in connection with the collection of this past due account and will substantially increase the amount that you owe us.  Collection proceedings may also have an adverse effect on your credit rating.

We regret the necessity for this action and urge you to clear up this account delinquency immediately.

Thank you for your immediate attention to this serious matter.

Very truly,

Manager

Billing & Accounts

Cash Advance USA

Dear Customer,

Our repeated attempts to collect the balance due on your account have been ignored. Your account is going to be referred to our Attorney.

In order to prevent negative marks to your credit history, we suggest you contact us immediately to make a payment.

If you are unable to make payment in full due to financial difficulties, a reasonable payment plan is available so you can satisfy your obligation and keep your account in good standing. If you would like to further discuss the details of your account, please do not hesitate to contact us.

Regards

Manager

Accounts & Billing

Cash Advance USA.

Dear Customer,

According to our records, as yet undisputed, the uncollected amount owing is $955.17.

We have extended every courtesy possible and have been amenable to discussing re-payment options, again without success. With no meaningful cooperation from your side, we have no choice but to demand full payment of the entire balance.

If complete payment is not received by 02/05/2017 we will seek remedy through a collection agency and/or the courts at our discretion.

Once the account is forwarded out of this office, we can have no further contact with you. Therefore, we urge you to take immediate steps to rectify this problem.

With regard to this collection matter whenever appropriate, we will also notify the credit reporting agencies. This will likely impair your credit rating.

Regards,

Manager

Accounts & Billing

Cash Advance USA.

I have many others on file and I will attach them when possible

This report was posted on Ripoff Report on 02/01/2018 12:29 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cash-advance-usa-michael-allen/austin-texas-78701/cash-advance-usa-michael-allen-constantly-contacting-me-trying-to-extort-money-from-me-1426550. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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