Certified Financial Protection Group, LLP, fha365, SafeHouse, fha365.com Temecula California

My "reps" name was Len Babbitt same slippery, scammers. He claimed to work for this FHA365, Certified Protection Group, Safehouse etc,. He hounded me to deposit into a Bank of America account that I later found out was an out of state joint account that he held with his wife.

He stole $3000 from me through fraud, he never called my mortgage companies.

Today 10/14/09 I filed a police report, I am going to the Federal Trade Commission, State Attorney, The Temecula Sheriff, and the California DRE. I am not going to stop until he is arrested.

I can imagine the torment you must have gone thru working for this company.  Thanks for your information - I will do all I can to put a stop to it!

I at least glad you are not working in that enviornment.  I appreciate your comments and information!

Mrs. Jen

Brentwood, CA

You may want to contact the federal trade commission so this company gets shut down. Mike Wayman's business ethics are FAR from good, he tried to destroy my well being by calling the police with false accusations of stealing leads. Absolutely absurd and he knows it. He called me on my cell which I recorded and said he would charge me with fraud and embesslement, keep in mind I just did what they told me. He accused me of saying  "the FBI" is going to shut you down!! then Mike Wayman screamed at me..."f**k you" and hung up on me. I was fired after deciding not to show up to work, as the ehtics at Safe House/Certified Financial Protection are.. "throw it to the wall and see if it sticks". I didnt agree with this mentality and was let go intentionally by not showing up to work.

I was Hired through Apple One by SafeHouse and worked for this company as an employee being forced to keep people from wanting refunds. They all did want one, I was instructed no refunds ever! They additionally charged upfront fees to clients in the amount of $1500-$3500 even when they had NOD (notice of default) by law an attorney direct must do this. They were conducting illegal activity with thousands of clients.

I was instructed that the forensic audit was to be hush hush and not to be discussed with the client under any circumstances. This is because Mike Waymans son was in the back room/office running the forensic audits on a computer software himself, not an attorney.. anyone can buy this software.

An attorney was not running the forensic audit reports and even if they did run the report themselves.. there was never once any intentions of following through with the violations to provide the benifits of the audit to the client or take legal action. They would not use it to sue the lender or achieve anything to the clients benifit, even though this is what was guaranteed. They have mis-represented thousands of people and made promises and guarantees to bate and switch them into the door. This is very unethical and short term transaction focused mentality. They will not be around for the long term. They have directly gone agianst the DRE's refraining order.. If the FTC has not shut them down yet Id be suprised. I have heard a lot of talk about the FTC..

Mike Wayman claimed I stole leads from them, which is an out right lie,  I realized they treat their employees the same way they do their clients. If you try and step up to them and act in an honest fashion..they will threaten you and attack you, try to ruin your life. Mike Wayman is a bull dog trying to bite anyone who calls him out on his lies. I have contacted several attorneys, FTC, an investigative reporter who has an ace in the hole at the FBI... This is all based on what I have seen and heard. Mike Wayman has done more damage then good to his clients and his employees, I have never seen a slave house where they assign 150 files per desk and expect you to make sure the customers are happy. Impossible! The level of volume goes up and the level of quality and service goes down.. they pay the employees $10 hr and promise $88 commissions when its approved.. I never recieved a commission check in the entire 4-5 month duration I was there. They rip off their employees the same as the clients. Its a chop shop and salve house and highly illegal.

We've already submitted a report that describes out dealings with Certified Financial Protection Group/Safehouse and Mr. Mike Wayman. We KNOW FOR A FACT that this is the same group of crooks. When we first completed our paperwork - (BEFORE we even paid) - they answered their telephones as "Certified Financial Protection Group". Just so happens that just when we gave them nearly $3000 to get their BOGUS "Forensic Loan Audit" the woman who was my REP suddenly didn't work there anymore. Same number, next day they answered as "Safehouse". I though I had mis-dialed, but they informed me that they were actually previously Safehouse, but had changed their name when they moved. FIRST RED FLAG! But it was too late. Researching CFPG had done us no good because of course no complaints had been filed yet. I was the first. Cross check with the BBB - my report is there too and you can see all the different names they've operated under.

Mr. Wayman says we achieved "Monumental Loan Modification" through them! We are STILL fighting our lender to address the fraud and modify our loan. CFPG found no violations (and charged us nearly $3000). The audit was not even done at all obviously. We had another audit (technical and manual) done by a trust worthy company- nineteen violations were found... including TILA violations - our payments were deceptively and fraudulently understated/underdisclosed by $771,507.92. Yes, take another look - that number IS accurate. Had we signed the mod. agreement Mr. Wayman's company STRONGLY encouraged we sign, we would have signed away all our rights to persue legal action. If you do give refunds as you claim- my husband and I should have been one of the first. You didn't accomplish ANYTHING you said you would do.....

I'm not afraid of getting the truth out there, Mr. Wayman. You know my name and who I am if you reviewed the notes on our account as you say you did. I hope someday soon you be held accountable for preying on people who came to you for help. My heart goes out to the innocent, hard working families you manipulated and robbed.

Mrs. Jen

Mike Wayman claims Certified Financial is not Safehouse, ironicly in the following link he is listed as the person accused by the DRE of breaking the law. All they did was change their name to Certified Financial Protection Group, previously Safe House.

http://www.dre.ca.gov/pdf_docs/loanmod_drs/H35779LA.pdf