Charles McCombs from Sprindale AZ Be careful with this guy he is liar and thief!! Sprindale, Arizona

House of Cards - a speculative scheme that depends on unstable factors that the planner cannot control, a structure that is insubstantial and subject to imminent collapse.

I was doing an advance search and came across this and the other report Ricardo Mendiola co-owner of MSI Credit Solution wrote about you. This upset me (as it will others) that MSI thinks they are above the law and can hurt people and families. I have to say that I agree with Steve Rhodes when he said and I quote "Ouch. That response from MSI Credit Solutions is the wrong approach to resolving consumer issues. May I humbly suggest you take a look at How to Handle a Consumer Complaint Like a Pro And Come Out Smelling Like a Rose"  Mr. Mendiola you have crossed the line and will be held accountable for your actions. In the other report you write an apology letter asking Mr and Mrs McCombs to find it in their hearts to forgive you and then you write this. Your company is a sham and I hope everyone searches Charles McCombs and reads how you constantly contradict yourself. When someone uses the Internet to threaten someone or treat them in a negative way this is known as cyber bullying, and you Mr Mendiola you are a BULLY.

Mr McCombs if you see this please report MSI/Mr Mendiola because together we can and will stop them from hurting others. Don't let bullies like Mr Mendiola or others at MSI get away with it! Stand up and let your voice be heard.

The website states:

Problems with a Credit Repair Organization?

If you have had problems with a credit repair organization, you may be entitled to recover money.  Contact one of our attorneys today!

Again please anyone who has had problems with MSI Credit Solutions contact Consumer Class Action and tell them your story. Click on or copy and paste the website below and file now!

 http://www.consumer-classactions.com/investigations/general-consumer/problems-with-a-credit-repair-organization/

MSI is NOT above the law please see below:

INDIANAPOLIS, Ind. The Attorney Generals Office filed lawsuits against:

Consumer Credit Group of Florida and Proactive Planning Solutions of Arizona for violating Indianas Do Not Call Law and Auto-Dialer Act known as the robo-call law.

Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.

Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.

Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.

In addition, the office has entered into settlements with American Debt Services, Capital Debt Relief, Credit Answers, Financial Management, MSI Credit Solutions and Silverleaf Debt Solutions.

Can be viewed at: http://www.in.gov/activecalendar/EventList.aspx?fromdate=1/1/2012&todate=12/31/2012&display=Year,Month&type=public&eventidn=53390&view=EventDetails&information_id=107077&print=print

Here's another one:

Todd v. MSI Credit Solutions LLC et al
Plaintiff: Michael Todd
Defendants: MSI Credit Solutions LLC, Robert Adam Neal and Ricardo Mendiola
Case Number: 1:2011cv02988
Filed: May 5, 2011
Court: Illinois Northern District Court
Office: Chicago Office

County: Cook
Presiding Judge: Joan B. Gottschall
Nature of Suit: Other Statutes - Other Statutory Actions
Cause: 15:1681 Fair Credit Reporting Act
Jurisdiction: Federal Question
Jury Demanded By: Plaintiff

Can be viewed at:  http://dockets.justia.com/docket/illinois/ilndce/1:2011cv02988/255248/

You can read what Steve Rhodes had to say and other complaints about MSI Credit Solutions at:

http://getoutofdebt.org/21885/msi-credit-solutions-scam-complaint-review-or-praise

Together We Stand : Divided We Fall

FOR YOU MR. MENDIOLA AND THE REST OF MSI CREDT SOLUTIONS:
oh what a tangled web we weave when first we practice to deceive