Complaint Review: Charlie Faulk Auto/ Future Finance - Norfolk Virginia
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- Author Confirmed
- Charlie Faulk Auto/ Future Finance Norfolk, Virginia U.S.A.
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- Category: Auto Dealers
Charlie Faulk Auto/ Future Finance Predatory Lender/Rip off Norfolk Virginia
*Author of original report: somethings are in writing
*Author of original report: somethings are in writing
*Author of original report: somethings are in writing
*Author of original report: somethings are in writing
*Consumer Comment: Typical Salesman's trick
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I bought a car from this company in 1999 about. The car at that time was worth about 3,000 bucks. I bought it for about 8,000 buck. With the caveat that it would help rebuild my credit and the company would let me trade the car in in a years time with timely payments. I made all payments on time as they were deducted directly from my bank account bi-weekly.
After a years time my car began to give me problems It was still under warranty I drove it to a Charlie Faulk location for repairs, the work was not done correctly my car had to be towed from Woodbridge to Norfolk to another dealer for repairs. The repairs were finally completed and my car was returned to me.
I have letters I wrote to CF regarding my treatment at the facility which was not pleasent. I later tried to trade the car into Charlie Faulk they would not honor their agreement. I tried to trade my car in else where but was unable to do it because CF had not reported any of my timely payment to the credit bureau. Another way they did not honor our agreement.
The car broke down transmission issues a few monts later. CF repo'd the car did not send me notification. Did not send me information regarding retrieving my possessions from the car. I never recieved a summons to go to court. However, they have a judgement against me. I am seriously trying to file a class action law suit against this company. If you know of anyone else that has had problems with them please refer them to this site. I am aware the company has filed bankruptcy. My attorney is also looking into the fact that they may have included my account in thier bankruptcy.
This company needs to be stopped!!! It prays on the weak. Badgers patrons for not paying on time when they couldn't even handle thier own business hence the bankruptcy. If you had the same verbal contract with CF please let me know. Thanks
Anonymous/ Law Suit Pending
PG County, Maryland
U.S.A.
This report was posted on Ripoff Report on 06/09/2009 10:43 AM and is a permanent record located here: https://www.ripoffreport.com/reports/charlie-faulk-auto-future-finance/norfolk-virginia/charlie-faulk-auto-future-finance-predatory-lenderrip-off-norfolk-virginia-460025. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Author of original report
somethings are in writing
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Monday, June 15, 2009
The car salesman that sold me the car is no longer in with the company as the company closed many of its lots when/before they filed for bankruptcy. However there is a significant employee advertising this fact on this website. I would also like for anyone else that was told they could trade there car in after a year to reply. I know a lot of people my not be on this site but my attorney is doing some research on the company now.
Thanks for your input and if you have any more please feel free to share.
#4 Author of original report
somethings are in writing
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Monday, June 15, 2009
The car salesman that sold me the car is no longer in with the company as the company closed many of its lots when/before they filed for bankruptcy. However there is a significant employee advertising this fact on this website. I would also like for anyone else that was told they could trade there car in after a year to reply. I know a lot of people my not be on this site but my attorney is doing some research on the company now.
Thanks for your input and if you have any more please feel free to share.
#3 Author of original report
somethings are in writing
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Monday, June 15, 2009
The car salesman that sold me the car is no longer in with the company as the company closed many of its lots when/before they filed for bankruptcy. However there is a significant employee advertising this fact on this website. I would also like for anyone else that was told they could trade there car in after a year to reply. I know a lot of people my not be on this site but my attorney is doing some research on the company now.
Thanks for your input and if you have any more please feel free to share.
#2 Author of original report
somethings are in writing
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Monday, June 15, 2009
The car salesman that sold me the car is no longer in with the company as the company closed many of its lots when/before they filed for bankruptcy. However there is a significant employee advertising this fact on this website. I would also like for anyone else that was told they could trade there car in after a year to reply. I know a lot of people my not be on this site but my attorney is doing some research on the company now.
Thanks for your input and if you have any more please feel free to share.
#1 Consumer Comment
Typical Salesman's trick
AUTHOR: Flynrider - (U.S.A.)
SUBMITTED: Tuesday, June 09, 2009
Promising the customer that they can trade the car in six months to a year is a common sales tactic to get someone to pay an absurd amount for a used car. The problem is that there is no reference to this agreement on the actual contract that you signed. If you think about it, after a year's worth of payments on the extremely high balance (probably at a high interest rate), you're still going to be very deep under water in this loan. The car lot is not going to take a hit for several thousand dollars and allow you to trade it in. It doesn't make sense for them financially.
You should check with your lawyer about this. In the presence of a written contract, it's unlikely that a judge would even consider any oral agreement that was supposedly made in parallel. I doubt that the salesman is going to volunteer that the agreement was made, so proving it becomes problematic. That's why salesmen use this tactic so successfully.
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