Report: #555020

Complaint Review: Chase Auto Finance (JP Morgan Chase Bank) - Internet

  • Submitted:
  • Updated:
  • Reported By: Thomas — gilbert Arizona USA
  • Chase Auto Finance (JP Morgan Chase Bank) Internet United States of America

Chase Auto Finance (JP Morgan Chase Bank) Chase Bank Chase Bank caused my Auto Repo Internet


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I had a loan through Chase bank for a 2007 sentra spec v that I purchased brand new from Nissan. I had this loan for 2 or 3 years with little to no problems. Last year (2009) the place I work was seeing a drop in profit due to our current economy and made a decision to cut ALL Monthly bonuses. For me this meant a $500 monthly loss in my wages. Once I heard of this I know right away I would not be able to afford my car unless I could lower the payments. I called Chase and spoke to the auto finance dept who said currently they are offering a program that would allow me to lower my payments. This program simply just re-extended your loan to its original months which would lower the payment. For me they said it would lower it about $250 dollars which was half. I was relieved as at this payment I could very easily afford to keep my car. So I submitted the request with them on the phone and was told to call back in 20 to 30 days to finalize it. They also said I would need to be sure not to let my car payment be late as this would make this program no longer an option for me. So I thought well I can post pone other bills like rent and others to pay the car until the payment is lower which was supposed to be in thirty days time. 20 days later I call them and they say oh I see you called but for some reason it didnt get submitted. They apologized and re-submitted it and said they same things like pay your payment on time and call in 20 to 30 days. 20 days later the same thing happened. They saw the notes that I call and requested it but they never submitted it. At this time they said they are overwhelmed with the amount of these and mine is falling between the cracks some where and they would need to resubmit it. So to shorten this story this happened 4 times in the span of 4 months and on the forth time they said oh we are sorry it wasnt submitted again but we no longer offer the program and can no longer help you. So keep in mind I was postponing other bills like rent to pay my car payment on time and at this point I had to pay back the rent and could defiantly at this point not afford they car and they had to repo the car. I just bought a cheaper car that is affordable for me but because of this repo my interest rate is through the roof! I really feel that I got played by chase bank and it resulted in a big lose for me.

This report was posted on Ripoff Report on 01/15/2010 10:44 AM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-auto-finance-jp-morgan-chase-bank/internet/chase-auto-finance-jp-morgan-chase-bank-chase-bank-chase-bank-caused-my-auto-repo-intern-555020. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment


AUTHOR: Karl - (U.S.A.)

POSTED: Friday, January 15, 2010
according to an article, which can be 'Googled', entitled- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, correct?

Make sure to go to the CHASE page of this site and read all the Ripoff Reports too!

>>>>>>>>>>>>>>>>>>>>MORTGAGE ALERT<<<<<<<<<<<<<<<<<<<<<<

*Make sure to read all of St. Clair's Ripoff Reports at the MERRILL LYNCH page of this site if you have a mortgage. And don't forget to go to the BANK OF AMERICA page of this site and read the letter to the CEO of Bank of America, which states that a single mother of 4 was DEFRAUDED out of $69,000.00
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