CHRIS POLANCO - CHRISTOPHER POLANCO - POLANCO FINANCIAL SERVICES AND PFS, INC. THIS MORTGAGE BROKER IS INCOMPETANT TO COMPLETE DEALS BE AWARE WHEN FIRED LIKES TO DISCREDIT CLIENTS WHEN HE CANNOT GET JOBS DONE Saint Petersburg, Tampa, Orlando Florida, NEW YORK, CALIFORNIA

OUR COMPANIES AUTOROX, ADP PROPERTIES AND PADD INDUSTRIES MEET CHRIS POLANCO AND POLANCO FINANCIAL SERVICESONLINE THROUGH CRAIGSLIST ABOUT A PENTHOUSE HE HAD FOR SALE WHICH I LATER FOUND OUT HE DID NOT OWN AND WAS SELLING IT FOR A FRIEND. WE STILL WENT ON WITH THE DEAL AND HAD CLOSED IT IN DECEMBER 2007, SO AS FAR AS FINANCING AND RUNNING THAT IS A SLANDEROUS STATEMENT. WHILE WE CONDUCTED THE PURCHASE ON THE PENTHOUSE HE HAD STATED THAT HE COULD FINANCE I STATED THAY I WAS DEALING WITH THE BANK DIRECT, FOR HIM PUTTING THE DEAL TOGETHER I AGREED TO PAY HIM OUT OF THE PROCEDDS 2000.00 DOLLARS WHICH I AUTHORIZED THE RELEASE OF FUNDS FOR WHICH HE WAS PAID. WE THEN FOCUSSED OUR ATTENTION TO A COMMERCIAL DEAL IN DELRAY DEACH FLORIDA. HE STATED THAT HE COULD PUT THE DEAL TOGETHER,

HE DID GET ME A CONDITIONAL APPROVAL WITH STIPULATIONS IN THE APPROVAL.
AS I READ THROUGH IT I HAD ASKED CHRIS POLANCO OWNER OF POLANCO FINANCIAL SERVICES WHT THEY WANTED A VERIFICATION OF EMPLOYMENT AND VERIFICATION OF DEPOSIT, WHEN I WAS LEAVING OUR FAMILY BUSINESS, TO GO ON MY OWN. THE REASON POLANCO CANNOT VERIFY MY ACCOUNTS IS THAT WE DID NOT SIGN A WAIVER FORM AUTHORIZING IT FROM MY BANK AS REQUIRED BY CANADIAN LAW, IN ONTARIO CANADA WITH THE STRICK PRIVACY LAWS THEY NEED VERIFICATION THAT THE ACCOUNT HOLDER HAS AUTHORIZED SUCH INQUIRIES, THIS I DID DICLOSE TO HIM. HIS STATEMENT BACK TO ME WAS THAT HE TOLD COLONIAL BANK THAT IT WAS A INVESTMENT RENTAL PROPERTY, I TOLD HIM THAT IT WAS WRONG WHAT HE DID AND HOW WOULD HE EXPLAIN THAT I WAS THERE AT THE PROPERTY, HIS ANSWER WAS THAT I WAS OVER SEEING THE BUSINESS. TO FURTHER SHOW CHRIS POLANCO'S STATE OF BUSINESS I ASKED FOR HIM TO REFER A CELLULAR SERVICE PROVIDER, HE FORWARDED ME TO A ATT CINGULAR STORE HIS FRIEND WAS AT, AT FIRST THEY WANTED A FOUR HUNDRED DEPOSIT BUT IT WAS WAIVED, I HAD NOT GONE DOWN TO PICK UP THE PHONES I WAS TOLD THE NUMBERS AND ACCOUNTS WHERE CANCELLED THREE LINES, I RECENTLY RECEIVED A BILL FROM ATT FOR 720.00 DOLLARS CHRIS POLANCO TOLD ME THAT IT WOULD BE FIXED,

I TOOK MATTERS INTO MY OWN HAND AND CALLED ATT, THEY FIRST ASKED ME FOR MY S.S. NUMBER I TOLD THEM I DID NOT HAVE ONE , THE TOLD ME I COULD NOT REVIEW THE ACCOUNT HOW DID THEY KNOW IT WAS ME, SEVERAL DAYS LATER I RECEIVED A RETURN CALL FROM ATT FRAUD DEPARTMENT ABOUT THE ACCOUNT, AFTER THERE INVESTIGATION, IT WAS FOUND THAT THE CELLULAR RESELLER HAD PUT A FRAUDULANT S.S NUMBER ON THE ACCOUNT, I HAD NOTHING TO DO WITH THAT, I AM IN CANADA.

I HAD TAKEN ALL OUR BUSINESS AWAY FROM CHRIS POLANCO HOW SEEMS TO CARE ONLY FOR HIS BOTTOM LINE PROFIT, BY LIEING TO BANKS AND OTHER LENDERS, AND UNDERHANDLEY BEING INVOLVED IN OPENING FRAUDULANT ACCOUNTS TO BETTER LOOK TO HIS CUSTOMERS

THE DEAL WAS CANCELLED BY MYSELF FOR CHRIS POLANCO'S ABILITY TO CLOSE ON THE SPECIFIED DATE OF 01/18/2008. I SINCE JANUARY 18 2008 HAD FIRED CHRIS POLANCO AND POLANCO FIANCIAL SERVICES DUE TO INABILITY TO PERFORM AS AGREED ON A MORTGAGE DEADLINE DATE. THE APPRAISAL AND ENVIRONMENTAL HAD NOT BEEN ORDERED HOW CAN I CONTINUE TO MOVE FORWARD WHEN HE IS NO WHERE NEAR COMPLETING THE DEAL.

WHEN THE DEAL FELL APART POLANCO HAD CONFRONTED ME ABOUT FINANCING A DEALERSHIP DEAL IN LONGWOOD ORLANDO FLORIDA IN THE 24 TH OF THIS MONTH I TOLD HIM NO, HE THEN ASKED FOR MORE MONEY I STATED NO, THEN HE DECIDED TO GET NASTY WITH EMAILS, WHICH HAS NOW COME TO THIS.
I AMD COMPANIES ARE IN THE PROCESS OF FILLING A LAW SUIT AGAINST CHRIS POLANCO AND POLANCO FINANCIAL SERVICES FOR SLANDER.

I HAVE ALL PAPERWORK TO BACK UP WITH DEFENSE FROM MY BANK WAMU AND MY TITLE COMPANY, THE ONLY ONE THAT HAS MADE BAD RELATIONS IS CHRIS FROM POLACO FIANCIAL SERVICES, HE IS IN A FINANCIAL BINGE AND IS JUST TRYING TO DESTROY ANY BUSINESS I DO, BECAUSE OF HIS FIRING DUE TO HIS BAD REALATIONS AND NOT BEING ABLE TO DO DEALS.

I HAVE NEVER STATED THAT WE HAD OTHER BUSINESS IN FLORIDA, HE KNEW THAT IT WAS A CORPORATE RELOCATION FROM THE START OF DOING BUSINESS.
HE IS ALSO AWARE THAT WE DO BUSINESS INTORONOT, UNDER OUT HOLDING COMPANY OUT DEALERSHIPS ARE HELD BY A SEPERATE COMPANY AND LEASED BACK TO OUR SALES COMPANIES, THIS IS JUST A DISGRUNTLED PERSON THAT GOT FIRED FOR LACK OF PERFORMANCE AND UNETHICLA BUSINESS DEALLINGS, I WILL BE LOOKING FORWARD TO THE DAY WHEN I HAVE A JUDGEMENT AGAINST HIM AND HIS COMPANY IN COURT VERY SOON.

PLEASE BE ADVISED THAT WE HAVE ALL THE PAPERWORK AND EMAILS TO PROVE THAT I AND SAID COMPANIES ARE LEGITIMATE, I AM RESPONDING TO THIS BECAUSE IT WAS PUT FORTH FROM PEOPLE THAT WE DO BUSINESS WITH IN THE U.S. TO USE IT THE SUIT AGAINST POLANCO.

BANKS AND BORROWERS PLEASE BE CAREFULL IN DEALING WITH CHRIS PAND POLANCO FINANCIAL SERVICES AND HYATT HOME MORTGAGE INC, BOTH COMPANIES ARE IN THE NORTH WEST REGION OF FLORIDA, I HOPE THAT HIS LICENSE IS LOOKED UPON FOR REVOKING FROM THIS ACTIONS. HE IS A VINDICTIVE MORTGAGE BROKER THAT HAS GONE THROUGH TROUBLEED FINANCIAL TIMES AS OF LATE, IF HE STATES THAT HE CAN FINANCE OR REFINANCE YOUR MORTGAGE, THEN WHY COULD HE NOT EVEN SAVE HIS MOTHERS HOME IN HIS HOME TOWN OF ST. PETERSBURG IT WAS FORCLOSED ON LATE 2007. LOOK IN THE COUNTY RECORDS. THIS MAN WITH HIS MORTGAGE BROKER COMPANY AND ASSOCIATES MAKE CLAIMS AND STATEMENTS WITH PROMISES TO CLOMPLETE DEALS, WHEN HE CANNOT COMPLETE HE STILL EXPECTS TO BE PAID A FEE, FOR WHAT HW DID NOT DO HIS JOB AS HE STATED ALL THREE OF OUR DEALS WHERE CONDITIONED THE MAIN BEING THE APPRAISAL WHICH HE HAD NEVER ORDERED ON RESIDENTIAL DEALS, DO NOT USE HIM OR HIS COMPANY HI WILL GET YOU IN LAWSUITS BY NOT GETTING THE JOB DONE, HE TELLS YOU THE DEAL IS A GO AND NOTHING. HE HAS TITLE COMPANIES AND INSURANCE COMPANIES DO PREMATURE WORK AND CANNOT FOLLOW THROUGH, i CAN SUPPLY THE NAMES TO VERIFY THIS INFORMATION TO BE ACCURATE. I THINK CHRIS POLANCO SHOULD MOVE ON WITH HIS LIFE AND FAILLED COMPANY AND STOP MAKING FALSE SLANDEROUS STATEMENTS. POLANCO HAS MADE CLAIM THAT I AM UN DER INVESTIGATION THAT I AND COMPANY DO NOT MAKE PAYMENTS THAT MY PAPERWORK IS FALSE, BEFORE CLOSING I HAD SIGNED A DOCUMENT ALLOWING THEM TO VERIFY MY DOCUMENTS, HE MAKES CLIAM THAT MY PAYSTUBS ARE FALSE, THAT IS HARD TO DO WHEN THEY COME FROM A PAYROLL SERVICE THAT CLEARLY SHOWS MY ELECTRONIC DEPUCTIONS AND DEPOSIT INTO MY BANK. POLANCO CLAIMS THAT I DO NOT MAKE MY MORTGAGE PAYMENTS I CHALLENGE HIM TO THIS TO SHOW PROOOF HE CANNOT IT IS JUST HIS BITTER ATTITUDE.
THIS LETTER AND COMPLAINT IS IN RESPONSE TO A DEAL THAR HAD EXPIRED AND IF I HAD WAIVED MY CONDITIONS CHRIS POLANCO AND POLANCO FINANCIAL SERVICES WOULD HAVE CAUSED ME AND SAID COMPANY TO LOSE 150,000 OF DEPOSIT ESCROW MONIES HAD IT GONE HARD, I BACKED AWAY FROM THE DEAL ON ADVISE FROM MY LAWYER AND TITLE COMPANY DUE TO THE CLEAR FACTS THAT HE HAD ONLY A CONDITIONAL APPROVAL AND THE APPRAISAL AND ENVIRONMENTAL REPORT BEING THAT, IF HE HAD NOT ORDERED THOSE REPORTS THEN WHY SIGN ANOTHER DOCUMENT VERIFING MY MONIES WHEN HE HAD NO REAL APPROVAL AS HE HAD STATED. tHEN WHY PROCEED ON A DEAL WHEN HE HAD NOTHING BUT A CONDITONAL APPROVAL.THE FACKS CLEARLY SPEAK FOR THEMSELVES. LOOK INTO THE BACK GROUND OF HIS COMPANY AND SEE HOW MANY DEALS HE CLOSED LAST YEAR LESS THAN 15 DEALS, THERE WAS DOUBLE THE AMOUNT THAT HE COULD NOT GET COMPLETED.

Anthony
miami, Florida
U.S.A.