Christine Raffensberger Recived two (2) e-mails from a Justin Hearn representing ACS Incorporation, stating that I have defaulted on a $4203.86 loan and that a lawsuit is going to be filed agaisnt me on case file FA-5179, that my SSN has been put on hold by the U.S. Government and that legal charges will be filed agaisnt me. internet 

   I was contacted via e-mail, yesterday by a Justin Hearn Sr., Investigation Officer ACS Incorp.  He stated that I defaulted on a loan of $870.65 and that the total now was $4203.86, that my case file # was FA-5179.  He further stated that the U.S. Government had put a hold on my SSN.

    Moreover, Justin Hearn Sr., stated that a copy of this report would be turned over to my employer and that I would also be facing Federal criminal charges of (1) Violation Of Federal Banking Regulations, (2) Collateral Check Fraud and (3) Theft By Deception.

    Furthermore , Justin Hearn Sr., stated that I could "FREEZE" this matter today if I would make a payment to him for an undisclosed amount of money!  To find out said amount, I am to respond to his e-mail.  I told him to go to hell!

    I have never recieved a loan from any person and/or company either directly or via the internet or mail, which my bank statements will prove and they go back some fifteen (15) years.

    I wish to prosecute this man, if he exists, this corporation if they have had any part in this matter, and any individual and/or business that has stated that they had lended me any money!  I have the evidence to prove that they are conducting illegal and jailable offenses agaisnt me.  

    Thank you.