Complaint Review: Citibank Secured Credit Card - New York New York
- Citibank Secured Credit Card New York, New York United States
- Web: www.Citibank.com
- Category: Bank Fraud, Credit Card Service, Collection Agency, Credit, credit card
Citibank Secured Credit Card Citibank, N.A., Citicards, They opened a secured credit card and closed it when I always paid on time! New York New York
*Author of original report: Having a personality isn't a felony. You should copy and paste that and answer it like a question.
*Author of original report: Hahahahahahaha...
*Consumer Comment: Thank You
*Author of original report: Still being paid to stop being a Citi secured client
*Consumer Comment: This isn't matching up
*Consumer Comment: How Can You Not Know They Are Brokers?
*Author of original report: They are still paying me not to be a customer
*Consumer Comment: I see your problem
*Author of original report: They are paying me to stop being their customer. Still getting paid!
*Author of original report: They are paying me my security deposit back to close my card
*Consumer Comment: It's THEIR Card!
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
So, I'm/. rebuilding my credit after a failed startup business and decided to go with a Citibank Secured Credit card. I thought they would approve me right away but, they denied me at first and said they couldn't verify my identity. I needed to speak with their executive office and sent them additional documents. After that, they approved me and deducted $200 from my bank account to secure the card and send it to me. It came pretty quick and I activated and started to enjoy the benefits of using it right away. I opened the card back in 07/2018 so around 2 months ago. Since that time, I've charged it up and paid it off several times. I've never been late or caused any problems with Citibank at all!
On 09/18/2018, they sent me an email saying that my secured credit card is going to be closed. I cannot use it. As soon as that happened, I paid it off in full so now it has a zero balance. When I called to see why they did that, they said it was because of high utilization on my other credit cards! THIS ACCOUNT IS SECURED WITH MONEY THAT I DEPOSITED TO CITIBANK TO REDUCE THE RISK THEY ARE EXPOSING THEMSELVES TO WHEN THEY OPENED THE ACCOUNT! I was also under the assumption that this secured credit card is for those who are rebuilding or establishing credit, which I fall into. It didn't make any sense to me at all! This is also a really really low credit limit when compared to my other credit cards so, that is another thing to take into consideration! IT DOESNT MAKE ANY SENSE AT ALL! Its almost like they don't want my business. if that was the case, why would they open an account for me at all?!
I called their EO and spoke with someone and explained everything. I was told that they can do a re-review but, it is out of their hands. Apparently, they pulled my Equifax report and saw that I have high utilization on my credit cards due to the business failure as I mentioned before. I'm not sure what that has to do with anything as I have always paid on time and in full, charged up the card and paid it off, have no negative items on my credit,
I would really think about wasting your time with this card at all!
This report was posted on Ripoff Report on 09/20/2018 12:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/citibank-secured-credit-card/new-york-new-york/citibank-secured-credit-card-citibank-na-citicards-they-opened-a-secured-credit-card-1461735. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
Advertisers above have met our
strict standards for business conduct.