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Report: #1427604

Complaint Review: Clark County Collection Service LLC - Las Vegas Nevada

  • Submitted: Tue, February 06, 2018
  • Updated: Tue, February 06, 2018
  • Reported By: Dave — Las Vegas Nevada United States
  • Clark County Collection Service LLC
    11037 clemmons ct
    Las Vegas, Nevada
    United States

Clark County Collection Service LLC CCCS, Brian A Morris Failure to provide proof of debt Las Vegas Nevada

*Consumer Comment: sample answer--FROM SANTA CLAUS

*Author of original report: Thank you Jeff

*Consumer Comment: Slam Dunk suit against them.------read below

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This company and the council representing them should be in prison for extortion. 

 

My story:

I received a call from the Clark County Collection Service regarding a medical debt that was "possibly mine" from 2013. I advised them they would need to send me proof of the medical debt so I can inquire with my previous medical provider (Cigna) as I have had Anthem for the past 5 years. They told me they could not do that and that the debt was mine. They started to provide some information about a procedure I had with a previous medical office. I advised them that the debt was paid in full and to send me a copy of the invoice. They would not do that. I called them several times and each time asking if they could fax or email it to me and they said no. I deceided to make a trip to the office. They still wouldnt give it to me or show me even in person. They said I could ask for a 30 day extension (via email) and that I could contact my bank or the medical office to prove it was paid. I tried to explain to them that they are required by law to provide proof the debt is mine.

I mean how do I even know what I am looking for? I couldnt contact my bank because I didnt know when it was paid or the amount. All they said was I owed $335.00. I inquired with Cigna who said all but $167 was paid so I figured it must not be this debt. 

They granted me 30 days to try and find out what I was looking for. I was obviosly not successful due to the fact that it was a needle in a haystack. I had no amount that matched. I had no proof of the debt. I tried over the phone several times again with no luck. 

I decided that I should file a complaint with the CFPB (Consumer Financial Protection Bureau) and the BBB (Better Business Bureau) due to the fact that they have failed to provide proof of the debt. We are protected by law by the US Fair Debt Collection Act and they are required by law to provide this documentation. They have failed to do so. I moved forward with my complaint. 2 days later I received a written email from CFPB that they had responded. Guess what I got in the mail 5 days later? All the documentation I needed. I immediately called Cigna and had them send me my claims for the previous years. 

I called Clark County Collection Agency back and asked how the amount was. They told me $900 + now. I said I thought it was $235? The documents showed I owed $335. They said they had to hire a lawyer and file with the court.

The documentation that was sent to me also had an "Affadavit of Due Diligence" that they had try to serve me the Justice Court documents. I had gone away for Christmas (they attempted to serve my residence on 12-22, 12-23 and 12-24 and because I wasnt home during the holidays they considered my "not living in the state"

This is the scam. They don't provide you any documentation so you either have to pay blindly or they sue you. If they sue you (which is what they really want) the fee can triple the amount owed or even more. They use an "in house"  lawyer so they can say they had to hire council. 

They have filed their complaint. I have filed my reponse to their complaint and paid the $71 to file it. This company is full of extortionists so please beware. 

This report was posted on Ripoff Report on 02/06/2018 12:35 PM and is a permanent record located here: https://www.ripoffreport.com/reports/clark-county-collection-service-llc/las-vegas-nevada-89135/clark-county-collection-service-llc-cccs-brian-a-morris-failure-to-provide-proof-of-debt-1427604. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
2Consumer
0Employee/Owner

#1 Consumer Comment

sample answer--FROM SANTA CLAUS

AUTHOR: jeff - (United States)

I would file for a jury trial.  They will drop it like a hot potato.  You have to do that prioor to the hearing date.  It may cost a couple of bucks.  They will drop it.  Have the judge dismis with prejudice.  In other words they can not sue you again.

 

I read what you wrote.  I think I found that website.  At least I think i DID.  cREDITINFOCENTER.COM

 

i WISH YOU THE BEST

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#2 Author of original report

Thank you Jeff

AUTHOR: Dave - (United States)

 I already filed a response with the court and sent my response to the "plaintiff" earlier today. I'm not going out without fighting. This is total racket and I'm fighting it 100%

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#3 Consumer Comment

Slam Dunk suit against them.------read below

AUTHOR: jeff - (United States)

  I just reread your complaint. You need to goto clark county court and find out whether a hearing date has been set. You need to write an answer immediately. You need to stop any default judgement. You need to research impeaching the service. In other words they did not serve you properly. Go to the courts tomorrow. do this and respond back here. I will check back for your response. If they get a default judgement. You have problems. I will check back tomorrow at 8pm North Pole time. Or 8pm Eastern Standard Time.  

To begin with I am not an attorney. I can only tell you my experience. I would get yourself a mini tape recorder and a mike that you can in conspeciously hide. Go back to their office and ask them again for validation of the debt. Get them on tape denying you the validation. Then search for a National Association of Consumer Advocates attorney. Usually they will consult with you free the first time. Now, I don't know whether the tape of them denying you the information is admissiable in court. You can also call them, It would be better. No confrontation. They tape their calls all the time. Ask them. If they are. Then you can do it to.

The bottom line is that they are violating Federal law. By refusing you. If you don't find a NACA attorney. Then I would file a complaint with your consumer division of your attorney general. They will back down. I promise that. It worked for me every time. I am now debt free. By the way, Do not listen to so of these idiots that respond. They are collection agency trolls or bots. They lie. You have rights under the FDCPA. The fees can not triple. Every state has a prejudgement interest rate and post judgement interest rate. Now, If they sue. You need to monitor the courts. A lot times they do sewer service. Where they serve you some place else. So you are unaware of the suit. They get a default judgement. Research debt forums. I dealt with one that told you how to answer a suit in court. Its been so many years that I forgot the name. I will monitor your complaint. I will check on Saturday's. Post the latest. I will do my best to help you. In the mean time I will try to remember that site. It is fantastic. Lawyers, people that know how to shut the scum collectors down are on that site. Its Debt???.com. Its a forum. Don't let the com fool you. There is no fees. People ask all sorts of questions. People respond. No one asks for money.. At least that was the way it was about 7 years ago. I wish you the best. Santa Claus

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