Clear Credit Solutions Law Offices of Putnam & Associates Creeps Rude Total Scam Prey on peoples fears Internet

I received a voicemail (855-974-6377) on 9/16/14 from a company saying that my account had been turned over to them for collection and that I would have a judgment against me and I needed to contact them immediately.  I can’t remember exactly what the message said but it was very threatening that I needed to pay them immediately.  I called the number back and the gentleman that answered the phone could not find anything under my name or phone number.  He said it was probably just a wrong # and that I should just disregard the call.  That afternoon I received a voicemail on my work phone with the same threatening voicemail message.  I called the number back and left a message.  The next day I got a phone call back from a Robert Ross (844-222-1268 ext. 309).  He said a company called 500fastcash.com turned me over to collections because they say I took out a $300.00 payday loan and the loan was funded 4/9/13.  He said they sent me two letters requesting payment one in March of 2013 and one in June of 2013.  I have never received any letter from anyone regarding money I owe due to a payday loan and I informed Mr. Ross of this.  He said that a 1099-C would be filed and that this was going to court and a judgment would be filed against me.  I assured him that I never received any money from anyone for a payday loan and that I would confirm that with my bank and call him back.  I did confirm with my bank that no money was ever deposited into my account from anyone in the amount of $300.00.  I tried to call Mr. Ross back 3 times and left messages and never received a call back. 

9/23/14:  I called the original phone number I had received the first call from and talked to a very rude Doug Hart who said he was the supervisor.  He couldn’t find any of my information by looking it up by my name or phone number.  He said he would track down Robert Ross and get him in his office and get to the bottom of this and call me back.  He called back and said the reason he didn’t have the information was because this has already been assigned to a court case and that I would be being served papers and would have to appear in court.  He said the lending company alleges that I defaulted on this loan on 4/9/13 and that the routing #they deposited money from was 63107513.  He said the original loan amount was $300.00 and that I only owed $680.00 now but that he could cut that in half to $340.00 right now if I wanted to settle and not have this go to court.  I assured him that I would not be settling to pay on a loan that I never took out.  He said that they would be serving me papers at my work and that I would lose because they have a preponderance of evidence against me because they have my SS#, my work place and my electronic signature and a confirmation number that was sent to me.  He said I also made one payment of $90.00 on July 5, 2013 from the same bank account that the money was deposited to.  I asked him how that was possible when that account was closed in June of 2013.  He was extremely rude, very pushy and trying to get me to settle or hang up the phone…I hung up on him.

When I asked what the name of the company was when I called and got Doug Hart he said the name was Clear Credit Solutions. 

Message on machine at 844-222-1268 says Law Offices of Putnam & Associates Investigative Offices.

NOTE:  when I called on 9/23/14 I called 855-974-6377, when he called me back the call came from 844-222-1268.

9/23/14:  I tried calling this company back 3 times to get an address and was received by very rude and defensive people.  Not 1 person would give me their address and threatened me with a harassment lawsuit if I ever called them back.  I told them that they contacted me first and that I needed their address for my attorney but they would not give it to me.  Obviously not a legit company!

It makes me sick that they a pulling this and that people are probably settling and paying them money that they never owed in the first place because they don't want to be served papers and go to court (which would never happen anyway because it's a scam!)  How do we shut these people down?????