Cogo Capital Secured Investment Corp, Private Money Exchange Desceptive rehab pratices Coeur d'Alene Idaho

Cogo Capital employees do their own rehab loans through the company and obtain 100% financing to do rehab loans.  It's encouraged that employees take advantage of this program.  However, they do not follow state regulations and tell employees that they do not need to be licensed contractors to do rehab loans that they are flipping.  Serveral employees have done flips in Washington state and have flat out told the state and county when obtaining permits that they are not flipping the homes and it will be owner occupied.  This is a christain based company and the fact that they can lie to benefit themselves is sickening.  Three employees have flipped houses in WA without a contractors license.