COLLECTION SOLUTIONS INC (CSI) ALSO KNOWN AS UNITED CREDIT SPECIALISTS (UCS) OR ACA RECOVERY President Jeff Winters Attorney Charles I Turner Lisa Carter UCS aka ACA aka CSI Beware they are all the same company!!! Hackensack New Jersey

 Please be AWARE of this company. When you receive a letter from Charles I Turner esq in house Attorney DON'T be scared. They are collecting from payday loans that don't exist anymore. They used to be their customer but because this collection agency DO NOT PAY THEM BACK they had dropped out of their system. This is a company that has been scamming people, using verbal abuse, harassing debtors and in return the agency use the money to pay for office rent, bills, and employees. JEFF WINTERS is a scam artist. He cannot even pay his employees, asking them to cash their checks in check cashing places because he has no money for his employees. Check cashing places around Hackensack and Paterson area do not even accept their payroll checks because it bounce and Jeff Winters do not pay them for the NSF fee. They are running credit cards without authorization when they feel the need for extra money for their paycheck. PLEASE THIS AGENCY IS A SCAM. When they call you, PLEASE do not make any payment arrangements and give your credit card information. Ask for an invoice email to you or mailed to you. They could not provide those information. Don't fall for their collectors aggressiveness. They will harass you because they are all scared of Jeff Winters. Charles Turner signs paper he don't even read. And they are not licensed to collect to other state. Please beware. THIS COMPANY IS A SCAM. They change their name to different company because of their bad reputation. BUT their number remains the same.