Computer Finance L.L.C. deceptive company rip off late fees and interest on account Charlotte North Carolina

Computer Finance is very deceptive and does fraudulent business with customers. I was asked to use a new business practice to help me pay off my account. I agreed to use this practice. This practice involved having them draft my account for six months without having to make monthly payments or call-ins.

i thought this would help me not have to worry about paying this account and the account would certainly be paid on time.I gave them my check routing and account number over the phone for six payments. I have paid over the phone before with no problems.

When the first payment became due, I received a note about two weeks later stating that the account had insufficient funds. I knew this was not so, because my account was to be drafted on a pay day, the 15th of each month. When I stated that this was a lie and that there was plenty money in my account, they continued to act as if they did not know why the check did not go through. I contacted my bank and was told a check never did come through them.

They would have charged me for insufficient funds and I would have been notified. On my next billing statement my account had gone back up and over the amount of the last billing amount. I was charged a late fee and additional interest. They then proceeded to say that it was my account number -- that I did not give them all the numbers. We read these numbers over and over. I knew they had the correct number.

I told them they were crooks and wanted them to closed the account information I gave them. I will not be using this service. I was given the run-a-round. I was told lies. I could never speak the the gentleman again who set up this account. This was a nightmare. This company should be put out of business. They made fun over the fun and laughed about the situation. Who are these people? They should be made to pay for their fradulent practices. I know I have paid for this computer. When I got this account with Gateway, the computer was $900. By the time they added interest, it was $1300. When it was sold to Computer Finance, interest continued to be added to my account.

This is not legal. The interest was already included in this account when it was sold to me. What can I do? If I don't pay, they will report this on my credit report. Do I have to continue to pay this account? Please advise.

Tonya
Florence, South Carolina
U.S.A.