Conn's Home Plus Rip off company - pretends they give credit to all Charlotte North Carolina

Conn's has commercials on tv all the time stating they will approve credit for anyone. I am recently separated and my credit isn't good at the moment. I went into Conn's and filled out an application. They approved my application and told me I qualified for $3500 in credit. They even state the monthly payments will be low and easy to afford each month. 

The salesperson took me around the store and I picked out what I needed for my apartment. The total amount of what I picked out was $2200. We sat down to do the paperwork required for my new furniture. To my shock I was told that I needed to pay a down payment totalling $345 and that my monthly payments would then be $330 per month for one year. Which comes to a total of $4305 which is almost double the price of the furniture I had picked out. And that doesn't include their required insurance fee which would be added into the cost unless I faxed them proof of renter's insurance. 

I have never heard of a credit card requiring a down payment. When I asked them why there is a down payment, they told me it is required of everyone regardless of credit rating. I then asked about the monthly payments because they do advertise that monthly payments will be low and they did not give me a straight answer. Same thing when I asked what the interest rate would be on my purchase. 

I talked to the person in charge as well and was not able to get a straight answer out of them. I told them I would not be buying furniture from them and left the store.

This store is running some kind of finance scam and false advertising as well.