Complaint Review: Consumer Portfolio Services- Irvine, CA - PO BOX 57071, IRVINE, CA California
- Consumer Portfolio Services- Irvine, CA 16355 LAGUNA CANYON ROAD, IRVINE, CA 92618 PO BOX 57071, IRVINE, CA, California U.S.A.
- Phone: 800-507-8840
- Web:
- Category: Miscellaneous Companies
Consumer Portfolio Services- Irvine, CPS got me fired and now wants more money!!! Class Action suit requested against them. IRVINE, California
*Consumer Comment: I'm with ya
*Consumer Comment: I will start the Class Action Suit In pro per
*REBUTTAL Owner of company: ALL OF YOU FORGET CLASS ACTION -STOP SITTING- YOU HAVE TO TAKE ACTION
*Consumer Comment: HARASSING CALLS
*Consumer Comment: Class action
*Consumer Comment: need a "CLASS ACTION NOW"
*Consumer Comment: I Agree with you
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As alot of people have fallen onto hard times lately, I had too. My company had to reduce my wages because they were on hard times too, which caused me to have to break my monthly payments into to two payments per month. CPS did not like this.
The first month was Jan. of 2008 and by Feb. 2008 I was being harrassed constantly. With mulptiple calls from them to my phone, my work, and my contacts. Keep in mind I was making a full payment every month it was just broken up into two payments.
By April 2008, things had gotten so bad that my ex had to change his number, and I was fired from my job because of the harrassment and relentless calls every day. Some days up to 20 calls. I was yelled at, cussed out, called a "b***h", hung up on, threatened. In fact I still am. I am now a month behind on payments because they got me fired and will not defer a payment like any other company in the known universe would. I have tried refinancing but because of the job length now I can't get it.
I am at the point where I would rather give back my Mini, (and I love this car) then deal with them ever again. I am still trying to work something out, without giving them any more personal information but I don't see where anythng is going to get better.
I am looking, seriously, for a group of people who are willing to join into a Class Action lawsuit against this company, and take it down. To where they can not do this to anymore people EVER AGAIN!!!! And a lawyer who is willing to take this on Pro Bono and take a 40% of the settlement. I am not in this for the money at all. I just want out from underneath them and make sure no one deals with them again. I am sure anyone that has gone through the dealings with this company feels the same way. It's principle and ethics.
Thank you for taking the time to read this and I hope that someone else is willing to take a stand, as well as lawyer who wants taking down a company under their belt.
Alissa
Huntington Beach, California
U.S.A.
This report was posted on Ripoff Report on 08/19/2008 05:39 PM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-portfolio-services-irvine-ca/po-box-57071-irvine-ca-california-92619-7071/consumer-portfolio-services-irvine-cps-got-me-fired-and-now-wants-more-money-class-ac-364718. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#7 Consumer Comment
I'm with ya
AUTHOR: Kira - (United States of America)
SUBMITTED: Thursday, October 14, 2010
I have also been harassed by this company, They called daily and said rude things to me. they even harassed my sister, who had nothing to do with anything I didn't even list her as a reference when I bought the car and to this day I have no clue how they got her information. They would try and take ridiculous amounts of money from my bank account without my authorization. but they would say "I authorized it" when i didn't, claming it's "in the notes" anyone can type something in those notes and say I said it. the car was eventually repo'd I voluntarily gave it back to them. I told them to come get it 10 times before they did, claiming they couldn't find it, when I had already bought another car and kept that oen sitting in front of my house, ready for pick up.

#6 REBUTTAL Owner of company
ALL OF YOU FORGET CLASS ACTION -STOP SITTING- YOU HAVE TO TAKE ACTION
AUTHOR: TVL - (USA)
SUBMITTED: Tuesday, January 12, 2010
Hi- I just went thru the harrassment, etc anyhow just wanted to advise you but know you already lost your job... call these attorneys and see if you have a case, always write down when harrassment took place, write caller ID #'s they calling from - get name, number... I just won my case and got those dogs off my back and was only over 1500- my car was in accident and paid off & pd 95% of time on time, anyhow good luck.. T i called krohn & moss los angeles, ca 323-988-2400 they are licensed in CA and IL - -

#5 Consumer Comment
I will start the Class Action Suit In pro per
AUTHOR: PinkyD - (United States of America)
SUBMITTED: Monday, January 11, 2010
Email me, I will start it here in Alameda County, who needs a lawyer. Lets split the fees.
(((Redacted)))
We will start a FB Page, and a website for people who have been harrassed. This would be my first repo in my life, and it was a co sign for my nephew. They lied to me and said they would waive a fee. I left enough money in an account that i was closing for this pa yment. and they still charged the 12.00 dollar processing fee, and now have threatened to reposess. contact me, 20 of us can split it i will file it in Alameda County, I am going to have to let this car go....................
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

#4 Consumer Comment
HARASSING CALLS
AUTHOR: LIEZL1022 - (United States of America)
SUBMITTED: Monday, November 30, 2009
I'm with you. I have never been so harassed in my life. I haven't complained to BBB yet but I am on the verge on filing a complaint against them. Nobody should have to go through such harassment. They're in violation of fair debt collections act. They practiced unfair collection tactics plus they also violated client confidentiality. They violated several items:
Violations of FDCA:
1. Making false representations
2. Committing deceptive collection practices
3. Committing harassing phone calls
4. Deceiving buyer by using 'alleged' address verification references for collection purposes
5. Threats to connsumer to seize bank account and repo
6. Deducting from bank via ACH different amounts than stated and or authorized over phone
7. Collecting a deferment fee and not issuing deferment
8. Informing your references that you are in default of loan
I'm not sure about others but I'm tired of it.

#3 Consumer Comment
Class action
AUTHOR: Dia - (U.S.A.)
SUBMITTED: Monday, November 10, 2008
I would be more than happy to be a part of a class action suite against CPS i have been treated really bad by these people as well they have given inforamtion to thrid parties i have been yelled and the list goes on and on i would be willing to go one record with these statements.

#2 Consumer Comment
need a "CLASS ACTION NOW"
AUTHOR: Ghstrdr - (U.S.A.)
SUBMITTED: Thursday, September 11, 2008
I full heatedly agree with you,They "CPS" called one of my neighbors claiming I was his wifes EX and used her as a credit referece with them THEY MUST BE STOPPED

#1 Consumer Comment
I Agree with you
AUTHOR: Sick Of It - (U.S.A.)
SUBMITTED: Thursday, August 21, 2008
I have been trying so hard to find an attorney that will start a class action law suit they have laws against this type of harrasment and as far as others saying answer the phone it does not matter if you answer the phone they will still continue to call. They give out my personal information and even proceeded to curse my boss at work and say that they can call my work ultimately I lost my job! I cannot take it anymore they have really really gotten under my skin, I have contacted the attorney general but they only mediated the situation and not helped me at all. Laws are made to be abided by and we have to so why can they just do what they want to do? Please if anyone knows of any actions taken inform me. I have been cursed at and even my mother harrased. Everytime I tell others they look at me as if I were lying! I need help I just want away from these people they have made my life a living hell


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