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Report: #1225447

Complaint Review: Consumer Real Estate Finance Co - Broadview Heights Ohio

  • Submitted:
  • Updated:
  • Reported By: nms — Crawfordville Florida USA
  • Consumer Real Estate Finance Co 1929 East Royalton Road Broadview Heights , Ohio USA

Consumer Real Estate Finance Co Misleading me regarding a USDA loan Broadview Heights Ohio

*REBUTTAL Owner of company: We closed!

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 In February I contacted the company in reference to qualifying for a USDA Home Loan. I was told that I would qualify and given a prequalification letter so that I could start searching for a house. On February 9, 2015 we signed a contract for a house and paid the $1000 Earnest Money Deposit. Over the course of the next month we provided multiple documents and expected the loan to close in April.

The loan would move to Underwriting and they would wait several days to a week to tell us there were "unmet conditions" and they asked for additional documents as well as documents that we had already provided. Now we have been to Underwriting several times and again today they come back with "unmet conditions". As a result of this inexplicable delay the seller has now cancelled the contract and I am left without a house and I have spent $2390 in deposits, inspections, appraisals, etc. and I will not get this money back.

I find myself without a house, without my $2390, and with an expiring lease so we will be homeless in June. This company does not work for the consumer and does not deliver on what they promise.

This report was posted on Ripoff Report on 04/28/2015 11:35 AM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-real-estate-finance-co/broadview-heights-ohio-44147/consumer-real-estate-finance-co-misleading-me-regarding-a-usda-loan-broadview-heights-oh-1225447. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
0Consumer
1Employee/Owner

#1 REBUTTAL Owner of company

We closed!

AUTHOR: CREFCO - (USA)

POSTED: Thursday, May 28, 2015

The mortgage loan process in today's mortgage environment can sometimes require more and more documents, especially when you are dealing with governement entitlement programs. I am happy to say that the client in this case did indeed close on her loan and no monies were lost on her end! :)

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